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POURQUOI PAS TOIT

Active
Private limited company (pre-2019)founded 2012active for 14 yearsRue de la Sauvenière,Spy 43, 5190 Jemeppe-sur-Sambre, BelgiumKBO/BCE: BE 0842.646.918
Summary

POURQUOI PAS TOIT has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72,093 and a net result of -€3,444. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 22% of 9,816 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
POURQUOI PAS TOITActiveChecked score 84/100
Risk analysis ReportCompare

Overview

Activity
Roofing work
NACE 43410
1 site
Size
€332,317total assets 2025
Equity
€72,093
Loss
-€3,444
Turnover not published (abbreviated or micro format)
Financial health
84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2025 accounts filed 2 days late4 deeds in the Belgian Official Gazette
Why 84raises riskSector: Specialised construction activities (NACE 43)Equity €72,093 (21.7% of total assets)lowers riskSize: total assets €332,317Founded in 2012Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 34% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 47+1
equity 21.7% of total assets
Liquidity 54-1
short-term debt 35.1% · cash 15.4%
Profitability 67+25
return on assets -1.0%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,644 companies, NACE 43, micro)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024lowest value 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025 09-2025: 0.3%▼ -0.2 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.3%▼ -0.4 percentage points vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.45, compared with 0.48 in 2024, below 1; short-term debt: 35.1% and cash: 15.4% of total assets), and 78.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 23% on solvency, 49% on liquidity, 33% on profitability and 29% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises risk
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: total assets €332,317
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2012
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Equity €72,093 (21.7% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
18192022232425
2018 to 2025 · latest year -€3,444
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 9816 sector peers (2025).
NBB · sector comparison
Position among 9816 sector peers
Solvency
better than 22%
← weakest strongest →
raises risk · 2025 accounts filed 2 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-08-2026, 2 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
2 days late
2024
23 days late
2023
26 days early
2022
29 days late
2020
29 days early
2019
42 days early
2018
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet -€13,991

Key points

  • Caution: Among the weakest 18% on net resultsector median €26,992 · 9,808 companies -€3,444 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€3,444 View
  • Total assets 20256 financial years filed €332,317 View

By topic

Financials

Financial year
2025
Total assets
€332,317
Loss
-€3,444
Solvency
21.7%
Total assets▼ 8.1%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2013
Next accounts
by 31-07-2027
  1. 05-07-2024Annual accounts filed
  2. 29-08-2023Annual accounts filed
  3. 31-12-2022Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Roofing workNACE 43410
Founded
12-01-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about POURQUOI PAS TOIT

What is the company number of POURQUOI PAS TOIT?
0842.646.918. In Belgium the VAT number is the company number with BE in front: BE 0842.646.918.
Where is POURQUOI PAS TOIT based?
The registered office is at Rue de la Sauvenière,Spy 43, 5190 Jemeppe-sur-Sambre.Company details
What does POURQUOI PAS TOIT do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of POURQUOI PAS TOIT?
Private limited company (pre-2019) (BVBA).
When was POURQUOI PAS TOIT founded?
On 12-01-2012.
Is POURQUOI PAS TOIT still active?
Yes, POURQUOI PAS TOIT is an active enterprise in the KBO register.
How many employees does POURQUOI PAS TOIT have?
On average 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of POURQUOI PAS TOIT?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is POURQUOI PAS TOIT profitable?
In financial year 2025, POURQUOI PAS TOIT made a loss of €3,444.
Where can I find the annual accounts of POURQUOI PAS TOIT?
POURQUOI PAS TOIT filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of POURQUOI PAS TOIT due?
By 31-07-2027, for financial year 2026.Timeline

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