POTVOLBLOEME !
ActivePOTVOLBLOEME ! has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €48k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 42% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+11
Solvency50▲+9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 3.2 in 2024; short-term debt: 34.2% and cash: 22.4% of total assets), and 75.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.6%
Return on assets
14%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
27 d late
2023
55 d late
2022
58 d late
2021
60 d late
2020
61 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 5.3%
2024 · €80k
2018: €37k
2019: €41k
2020: €64k
2021: €91k
2022: €92k
2023: €92k
2024: €80k
2018 → 2025
Total assets
€344k▼ 32.6%
2024 · €510k
2018: €269k
2019: €265k
2020: €283k
2021: €327k
2022: €301k
2023: €275k
2024: €510k
2018 → 2025
Net result
€48k▲ 94.5%
2024 · €25k
2018: €40k
2019: €48k
2020: €67k
2021: €72k
2022: €45k
2023: €43k
2024: €25k
2018 → 2025
Working capital
€34k▼ 82.8%
2024 · €198k
2018: €9k
2019: €14k
2020: €43k
2021: €72k
2022: €76k
2023: €72k
2024: €198k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€92k▲ 1.2%€92k▼ 0.9%€80k▼ 12.2%€85k▲ 5.3%
Operating result€100k-€65k▼ 34.4%€58k▼ 11.1%€48k▼ 17.7%€66k▲ 38.5%
Net result€72k-€45k▼ 37.2%€43k▼ 4.3%€25k▼ 42.5%€48k▲ 94.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 38% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €344k
Fixed assets
€192k▼ 13.6%
Current assets
€151k▼ 47.3%
Equity and liabilities €344k
Equity
€85k▲ 5.3%
Debt
€259k▼ 39.7%
The debt ratio falls from 84.2% to 75.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€98k▲
2024 · €80k
Cash flow
€80k▲
2024 · €56k
Solvency
24.6%▲
2024 · 15.8%
Current ratio
1.29▼
2024 · 3.20
Quick ratio
1.08▼
2024 · 3.02
Debt / equity
3.06▼
2024 · 5.34
ROE
57.0%▲
2024 · 30.8%
ROA
14.0%▲
2024 · 4.9%
Interest coverage
8.23▲
2024 · 7.36
Debt
€259k▼
2024 · €430k
Debt ≤ 1 year
€117k▲
2024 · €90k
Debt > 1 year
€138k▼
2024 · €181k
Income taxes
€6k▼
2024 · €13k
Staff costs
€31k▼
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€510k€344k▼
Fixed assets21/28€222k€192k▼
Tangible fixed assets22/27€222k€192k▼
Land and buildings22€209k€181k▼
Plant, machinery and equipment23€12k€11k▼
Furniture and vehicles24€574-
Financial fixed assets28€248€248=
Current assets29/58€288k€151k▼
Stocks and contracts in progress3€17k€25k▲
Stocks30/36€17k€25k▲
Amounts receivable within one year40/41€186k€47k▼
Trade receivables40€163k€17k▼
Other amounts receivable41€23k€30k▲
Cash at bank and in hand54/58€82k€77k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€510k€344k▼
Equity10/15€80k€85k▲
Contributions10/11€6k€6k=
Reserves13€52k€57k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€50k€55k▲
Profit (loss) carried forward14€22k€22k=
Amounts payable17/49€430k€259k▼
Amounts payable after more than one year17€181k€138k▼
Financial debts170/4€181k€138k▼
Amounts payable within one year42/48€90k€117k▲
Current portion of amounts payable after more than one year42€39k€42k▲
Trade debts44€8k€23k▲
Suppliers440/4€8k€23k▲
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€5k€5k▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€36k€44k▲
Accrued charges and deferred income492/3€158k€4k▼
Income statement
Code20242025
Remuneration, social security and pensions62€41k€31k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€31k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€124k€131k▲
Operating profit (loss)9901€48k€66k▲
Financial income75/76B€293€144▼
Recurring financial income75€293€144▼
Financial charges65/66B€11k€12k▲
Recurring financial charges65€11k€12k▲
Profit (loss) for the period before taxes9903€37k€55k▲
Income taxes67/77€13k€6k▼
Profit (loss) for the period9904€25k€48k▲
Profit (loss) for the period to be appropriated9905€25k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€70k▲
Profit (loss) brought forward from the previous period14P€33k€22k▼
Transfer to equity691/2-€4k
To other reserves6921-€4k
Profit to be distributed694/7€36k€44k▲
Directors or managers695€36k€44k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €25k ▼42.5%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-12
Financial
Highest result since 2018net €72k ▲7.9%
Operating result €100k, net result €72k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Provinciesteenweg(WSP) 163150 HaachtGround area
398 m²
Building footprint
121 m²
Volume, LiDAR
693 m³
Parcel 24122A0200/00M003, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Potvolbloeme!
since 20082.170.626.507
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24122A0200/00M003 | Flanders | 398 m² | 1 · 121 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Similar companies · same sector, comparable size
CARETAKER PARCS ET JARDINS
BE 0767.879.120
Herve · Eq €85k
LIFE IN BLOOM
BE 0750.515.328
Vorselaar · Eq €84k
KATIA & VONNY
BE 0866.171.792
Sint-Gillis (bij-Brussel) · Eq €84k
WILSE & CO
BE 0679.700.675
Antwerpen · Eq €84k
THE FLOWER SHOP
BE 0765.699.885
Bree · Eq €85k
Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 909 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-2008
Fiscal year end31-12
Activities, NACEBEL
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.potvolbloeme.be
E-mail:potvolbloeme@skynet.be