Potvis
ActiveSummary
Potvis has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,302 and a net result of €265. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 77% of 3494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability20▼-80
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 4.41 against 3.88 in 2024; short-term debt: 21.6% and cash: 45% of total assets), and 22.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.2%
Return on assets
1.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
29 d late
2022
65 d late
2021
68 d late
2020
110 d late
2019
118 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 60 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€60,260
EBIT margin
0.7%
Net result
€265▼ 95.7%
2024 · €6,129
Working capital
€14,617▲ 7.1%
2024 · €13,651
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€60,260
Operating result€403▼ 50.3%€3,608▲ 794%€456▼ 87.4%€7,027▲ 1,441%-€917
Net result-€1,127▼ 331%€795-€170€6,129€265▼ 95.7%
EBIT margin0.7%
Equity€8,283▼ 12.0%€9,078▲ 9.6%€8,908▼ 1.9%€15,037▲ 68.8%€15,302▲ 1.8%
Total assets€48,049▲ 117%€38,201▼ 20.5%€38,900▲ 1.8%€19,773▼ 49.2%€19,832▲ 0.3%
Debt€39,766▲ 213%€29,124▼ 26.8%€29,992▲ 3.0%€4,736▼ 84.2%€4,529▼ 4.4%
Working capital€3,555▲ 98.3%€8,421▲ 137%€7,820▼ 7.1%€13,651▲ 74.6%€14,617▲ 7.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €917 after €7,027 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19,832
Fixed assets
€930 ▼ 32.9%
Current assets
€18,902 ▲ 2.8%
Equity and liabilities €19,832
Equity
€15,302 ▲ 1.8%
Debt
€4,529 ▼ 4.4%
Debt's share of the balance-sheet total falls from 24.0% to 22.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
-€461▼
2024 · €7,536
Cash flow
€721▼
2024 · €6,638
Current ratio
4.41▲
2024 · 3.88
Debt to equity
0.30▼
2024 · 0.31
ROE
1.7%▼
2024 · 40.8%
ROA
1.3%▼
2024 · 31.0%
Interest coverage
-1.45▼
2024 · 24.57
Debt ≤ 1 year
€4,285▼
2024 · €4,736
Income taxes
€1,013▼
2024 · €2,528
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €60,260 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €53,538 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,317 | €4,510 | €677 | €509 | €456 | ▼ 10.3% |
| Other operating charges640/8 | €2,391 | €1,718 | €2,710 | €1,620 | €2,032 | ▲ 25.4% |
| Gross operating margin9900 | €7,112 | €9,836 | €3,842 | €9,155 | €1,571 | ▼ 82.8% |
| Operating profit (loss)9901 | €403 | €3,608 | €456 | €7,027 | -€917 | ▼ 113% |
| Financial income75/76B | €31 | €0 | €1,332 | €1,937 | €2,514 | ▲ 29.8% |
| Recurring financial income75 | €31 | €0 | €1,332 | €1,937 | €2,514 | ▲ 29.8% |
| Financial charges65/66B | €357 | €336 | €315 | €307 | €318 | ▲ 3.7% |
| Recurring financial charges65 | €357 | €336 | €315 | €307 | €318 | ▲ 3.7% |
| Profit (loss) for the period before taxes9903 | €78 | €3,273 | €1,473 | €8,657 | €1,278 | ▼ 85.2% |
| Income taxes67/77 | €1,206 | €2,478 | €1,643 | €2,528 | €1,013 | ▼ 59.9% |
| Profit (loss) for the period9904 | -€1,127 | €795 | -€170 | €6,129 | €265 | ▼ 95.7% |
| Profit (loss) for the period to be appropriated9905 | -€1,127 | €795 | -€170 | €6,129 | €265 | ▼ 95.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €48,049 | €38,201 | €38,900 | €19,773 | €19,832 | ▲ 0.3% |
| Fixed assets21/28 | €4,727 | €787 | €1,548 | €1,386 | €930 | ▼ 32.9% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €4,727 | €787 | €1,548 | €1,386 | €930 | ▼ 32.9% |
| Plant, machinery and equipment23 | €146 | €116 | €1,334 | €1,017 | €700 | ▼ 31.2% |
| Furniture and vehicles24 | €4,582 | €672 | €213 | €369 | €230 | ▼ 37.7% |
| Current assets29/58 | €43,322 | €37,414 | €37,352 | €18,387 | €18,902 | ▲ 2.8% |
| Amounts receivable within one year40/41 | €39,505 | €34,479 | €36,795 | €15,026 | €9,400 | ▼ 37.4% |
| Trade receivables40 | €5,712 | €1,702 | €5,119 | €859 | €353 | ▼ 58.9% |
| Other amounts receivable41 | €33,793 | €32,777 | €31,676 | €14,167 | €9,047 | ▼ 36.1% |
| Cash at bank and in hand54/58 | €3,817 | €2,721 | €435 | €2,735 | €8,920 | ▲ 226% |
| Deferred charges and accrued income490/1 | - | €214 | €122 | €626 | €582 | ▼ 7.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €48,049 | €38,201 | €38,900 | €19,773 | €19,832 | ▲ 0.3% |
| Equity10/15 | €8,283 | €9,078 | €8,908 | €15,037 | €15,302 | ▲ 1.8% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €372 | €372 | €372 | €372 | €372 | = |
| Non-distributable reserves130/1 | €372 | €372 | - | - | - | - |
| Reserves not available under the articles1311 | €372 | €372 | - | - | - | - |
| Distributable reserves133 | - | - | €372 | €372 | €372 | = |
| Profit (loss) carried forward14 | -€12,090 | -€11,294 | -€11,464 | -€5,335 | -€5,070 | ▲ 5.0% |
| Amounts payable17/49 | €39,766 | €29,124 | €29,992 | €4,736 | €4,529 | ▼ 4.4% |
| Amounts payable within one year42/48 | €39,766 | €28,993 | €29,532 | €4,736 | €4,285 | ▼ 9.5% |
| Current portion of amounts payable after more than one year42 | €1,278 | - | - | - | - | - |
| Trade debts44 | €2,714 | €2,459 | €5,001 | €1,138 | €1,513 | ▲ 33.0% |
| Suppliers440/4 | €2,714 | €2,459 | €5,001 | €1,138 | €1,513 | ▲ 33.0% |
| Advances received on contracts in progress46 | €5,400 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €2,066 | €3,683 | €3,839 | €3,599 | €2,772 | ▼ 23.0% |
| Taxes450/3 | €2,066 | €3,683 | €3,839 | €3,599 | €2,772 | ▼ 23.0% |
| Other amounts payable47/48 | €28,308 | €22,851 | €20,692 | - | - | - |
| Accrued charges and deferred income492/3 | - | €130 | €460 | - | €244 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,127 | €795 | -€170 | €6,129 | €265 | ▼ 95.7% |
| + Depreciation and write-downs630 | €4,317 | €4,510 | €677 | €509 | €456 | ▼ 10.3% |
| Operating cash flow (approximation) | €3,189 | €5,305 | €507 | €6,638 | €721 | ▼ 89.1% |
| Investment in fixed assets (approximation) | - | -€570 | -€1,437 | -€347 | €0 | ▲ 100% |
| Change in cash | - | -€1,096 | -€2,286 | €2,301 | €6,185 | ▲ 169% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €6,129
Net result €6,129 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.88
Current ratio from 1.26 to 3.88; short-term debt falls from €29,532 to €4,736.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
2022
31-12
Financial
Back to profitnet €795
Net result €795 after 4 loss-making years.
07-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 68 days late
2021
18-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 110 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2015
Ground area
1,061 m²
Building footprint
125 m²
Volume, LiDAR
705 m³
Parcel 46002B1252/00H000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BVBA POTVIS
since 20152.238.881.150
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46002B1252/00H000 | Flanders | 1,061 m² | 1 · 124 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,288 companies in sector 74120 we hold annual accounts for 1,011. 812 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-01-2015
Fiscal year end31-12
Activities, NACEBEL 2025
74120Graphic design and visual communication
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
74130Interior design
Scores and ratios are computed by Checked and are not a credit decision.