POTTAL PLUS
ActiveThe computed 12-month bankruptcy probability of POTTAL PLUS is 20.5% (high). The 2025 annual accounts show equity of €16k and a net result of €5k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 17% of 10206 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
Checked score
Score 2025
Axes · tick = 2024
Profitability78▲+78
Solvency5▼-61
Growth81▲+13
Stability84
Bankruptcy probability, 12 months
20.5%
High
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.43 against 1.53 in 2024), and 92.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eleven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.1%
Return on assets
2.2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 10206 sector peers (2025).
NBB · sector comparisonPosition among 10206 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
30 d late
2024
91 d late
2023
29 d late
2022
392 d late
2021
134 d late
2020
118 d late
2019
130 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
UBO non-compliance×2
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€95k▼ 18.2%
2024 · €116k
2019: €38k
2020: €47k
2021: €69k
2022: €103k
2023: €116k
2024: €116k
2019 → 2025
EBIT margin
9.5%▲ 14.8pp
2024 · -5.2%
2019: 2.6%
2020: 9.3%
2021: 1.7%
2022: 1.8%
2023: 3.6%
2024: -5.2%
2019 → 2025
Net result
€5k
2024 · €-7k
2019: €993
2020: €4k
2021: €1k
2022: €2k
2023: €4k
2024: €-7k
2019 → 2025
Working capital
€-39k
2024 · €11k
2019: €7k
2020: €11k
2021: €13k
2022: €15k
2023: €18k
2024: €11k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€69k-€103k▲ 48.9%€116k▲ 13.4%€116k▼ 0.2%€95k▼ 18.2%
Equity€13k-€15k▲ 13.4%€18k▲ 25.5%€11k▼ 39.3%€16k▲ 43.6%
Operating result€1k-€2k▲ 58.1%€4k▲ 131%€-6k€9k
Net result€1k-€2k▲ 61.5%€4k▲ 115%€-7k€5k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €6k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €226k
Fixed assets
€197k
Current assets
€30k
Equity and liabilities €226k
Equity
€16k▲ 43.6%
Debt
€210k▲ 894%
The debt ratio rises from 65.4% to 92.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€16k
Cash flow
€11k
Solvency
7.1%▼
2024 · 34.6%
Current ratio
0.43▼
2024 · 1.53
Quick ratio
0.17▼
2024 · 0.51
Debt / equity
13.09▲
2024 · 1.89
ROE
30.4%▲
2024 · -64.7%
ROA
2.2%▲
2024 · -22.4%
Interest coverage
3.73
Debt
€210k▲
2024 · €21k
Debt ≤ 1 year
€69k▲
2024 · €21k
Debt > 1 year
€141k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€226k▲
Fixed assets21/28-€197k
Tangible fixed assets22/27-€197k
Land and buildings22-€197k
Current assets29/58€32k€30k▼
Stocks and contracts in progress3€22k€18k▼
Stocks30/36€22k€18k▼
Amounts receivable within one year40/41€2k€2k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€9k€9k▲
Equity and liabilities
Total equity and liabilities10/49€32k€226k▲
Equity10/15€11k€16k▲
Contributions10/11€7k€7k=
Capital10€7k€7k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€3k€8k▲
Amounts payable17/49€21k€210k▲
Amounts payable after more than one year17-€141k
Financial debts170/4-€141k
Amounts payable within one year42/48€21k€69k▲
Current portion of amounts payable after more than one year42-€7k
Trade debts44€11k€4k▼
Suppliers440/4€11k€4k▼
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€3k€4k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€6k€54k▲
Income statement
Code20242025
Turnover70€116k€95k▼
Goods, raw materials, services and sundry goods60/61€122k€79k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€7k
Other operating charges640/8€58€635▲
Gross operating margin9900€-6k€16k▲
Operating profit (loss)9901€-6k€9k▲
Financial charges65/66B€78€4k▲
Recurring financial charges65€78€4k▲
Profit (loss) for the period before taxes9903€-6k€5k▲
Income taxes67/77€1k-
Profit (loss) for the period9904€-7k€5k▲
Profit (loss) for the period to be appropriated9905€-7k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€8k▲
Profit (loss) brought forward from the previous period14P€10k€3k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
18-07
KBO administration
UBO non-compliance
event 07-07-2025
11-04
KBO administration
UBO non-compliance
event 31-03-2025
2024
31-12
Financial
Weakest financial yearnet €-7k ▼294%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 392 days late
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 134 days late
2021
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 118 days late
2020
08-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 130 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
18-12-2023
Resigned as Director
Location & real-estate footprint
Registered office, Anderlecht · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liverpoolstraat 1261070 AnderlechtGround area
226 m²
Building footprint
215 m²
Volume, LiDAR
3,086 m³
2 parcels, Brussels · tallest building 19.2 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
POTTAL PLUS
since 20192.287.877.533
WANY
since 20262.390.002.596
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21304B0141/00W018 | Brussels | 168 m² | 1 · 157 m² | 19.2 m · 5 fl. |
| 21304B0019/00D005 | Brussels | 59 m² | 1 · 58 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0675.429.014
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Of 10,412 companies in sector 47110 we hold annual accounts for 5,787. 3,900 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-12-2018
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.