Investments
Green is investment, beige is depreciation.
Green is investment, beige is depreciation.
The 2021 accounts came latest: 120 days after the end of the period.
Less equity than 84% of companies in computing infrastructure and information services. Sector median €904,349 · 224 companies.
The dashed line is the sector median: 0.1% across 2,947 companies (NACE 63, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 86% of them on solvency, 86% on liquidity and 14% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 3,591 companies had the same profile as POTIMANON has now. Each dot stands for 9 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of POTIMANON itself is lower: 0.4% within 12 months. It rests on far more data about POTIMANON than the profile alone.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for POTIMANON. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 4.16 (3.04 in 2023), above the usual 1.5. Short-term debt is 19.3% and cash 77.2% of total assets. 19.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 3 accounts on average 69 days after the deadline. In the sector (NACE 63), the median for financial year 2023 was 7 days before the deadline, and 35% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| POTIMANON Namur | €28,552 | -€627 | 80.7% | - |
| VIBALY Anzegem | €26,881 | -€506 | -60.2% | - |
| BLINK COMMUNICATION Fernelmont | €42,296 | €80 | 54.7% | - |
| SEEDLY Rixensart | €35,352 | -€575 | -4.1% | - |
| Connectez-Moi Liège | €34,270 | €1,848 | -2.6% | - |
| 12GO Maasmechelen | €36,307 | -€11,612 | -337.5% | - |
| CANOPEE STUDIO Wavre | €20,566 | -€8,846 | 69.9% | - |
These companies have the same main activity as POTIMANON: web portal activities (NACE 63910). They are comparable in size and age: total assets between €20,600 and €42,300, founded between 2019 and 2022.
POTIMANON has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,044 and a net result of -€4,277.
Equity has been growing by about 22% per year since 2021. Its solvency ranks better than 82% of 224 sector peers (NACE 63, financial year 2025).
The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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