POTER
ActiveThe computed 12-month bankruptcy probability of POTER is 2.3% (moderate). The 2024 annual accounts show equity of €39k and a net result of €5k. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 77% of 36373 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+5
Solvency96▼-4
Growth62=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 3.46 against 24.27 in 2023; short-term debt: 28.6% and cash: 5.5% of total assets), and 28.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
71.4%
Return on assets
8.4%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-12-2025, 125 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
125 d late
2023
61 d late
2022
67 d late
2021
198 d late
2020
131 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€360k▲ 1.9%
2021 · €354k
2020: €277k
2021: €354k
2020 → 2022
EBIT margin
2.4%▼ 2.2pp
2021 · 4.5%
2020: 3.2%
2021: 4.5%
2020 → 2022
Net result
€5k▲ 1.0%
2023 · €5k
2020: €9k
2021: €10k
2022: €6k
2023: €5k
2020 → 2024
Working capital
€38k▲ 14.9%
2023 · €33k
2020: €9k
2021: €17k
2022: €28k
2023: €33k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€277k-€354k▲ 27.8%€360k▲ 1.9%
Equity€14k-€24k▲ 71.9%€30k▲ 25.9%€34k▲ 15.1%€39k▲ 13.3%
Operating result€9k-€16k▲ 83.8%€9k▼ 46.8%€8k▼ 6.7%€13k▲ 58.7%
Net result€9k-€10k▲ 13.0%€6k▼ 38.1%€5k▼ 26.3%€5k▲ 1.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 59% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €54k
Fixed assets
€500▼ 44.6%
Current assets
€54k▲ 54.9%
Equity and liabilities €54k
Equity
€39k▲ 13.3%
Debt
€16k▲ 986%
The debt ratio rises from 4.0% to 28.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€13k▲
2023 · €10k
Cash flow
€5k▼
2023 · €6k
Solvency
71.4%▼
2023 · 96.0%
Current ratio
3.46▼
2023 · 24.27
Quick ratio
3.46▼
2023 · 24.27
Debt / equity
0.40▲
2023 · 0.04
ROE
11.7%▼
2023 · 13.2%
ROA
8.4%▼
2023 · 12.6%
Interest coverage
7.26▲
2023 · 4.69
Debt
€16k▲
2023 · €1k
Debt ≤ 1 year
€16k▲
2023 · €1k
Income taxes
€6k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€36k€54k▲
Fixed assets21/28€902€500▼
Tangible fixed assets22/27€902€500▼
Furniture and vehicles24€902€500▼
Current assets29/58€35k€54k▲
Amounts receivable within one year40/41€33k€51k▲
Trade receivables40€28k€29k▲
Other amounts receivable41€5k€22k▲
Cash at bank and in hand54/58€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€36k€54k▲
Equity10/15€34k€39k▲
Contributions10/11€5k€5k=
Outside capital11€5k-
Share premium1100/10€5k-
Profit (loss) carried forward14€29k€34k▲
Amounts payable17/49€1k€16k▲
Amounts payable within one year42/48€1k€16k▲
Trade debts44-€10k
Suppliers440/4-€10k
Taxes, remuneration and social security45€1k€6k▲
Taxes450/3€1k€6k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€402▼
Other operating charges640/8€2k€11k▲
Gross operating margin9900€11k€24k▲
Operating profit (loss)9901€8k€13k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€6k€11k▲
Income taxes67/77€1k€6k▲
Profit (loss) for the period9904€5k€5k▲
Profit (loss) for the period to be appropriated9905€5k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€34k▲
Profit (loss) brought forward from the previous period14P€25k€29k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 125 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €5k ▼26.3%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 8current ratio 24.27
Current ratio from 2.92 to 24.27; short-term debt falls from €15k to €1k.
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
14-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 198 days late
2021
31-12
Financial
Highest result since 2020net €10k ▲13%
Operating result €16k, net result €10k, both a record.
09-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 131 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roodborstjeslaan 221860 MeiseGround area
881 m²
Building footprint
236 m²
Volume, LiDAR
2,294 m³
2 parcels, Flanders · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
POTER
since 20192.291.930.747
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0535/00M005 | Flanders | 547 m² | 1 · 84 m² | 10.5 m · 3 fl. |
| 23050G0264/00P000 | Flanders | 334 m² | 1 · 152 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NORKKA CONCEPT
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HOTCOOL SERVICES HVAC SOLUTIONS
BE 0771.320.739
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CHAUFSANIT
BE 0823.225.241
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CHAUFFA HOUSE
BE 0845.024.903
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VAN ESSCHE
BE 0475.863.192
Oostkamp · Eq €39k
Of 7,042 companies in sector 43221 we hold annual accounts for 3,469. 2,866 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2019
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43310Plastering work
43320Joinery installation
43331Floor and wall tiling
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.