POTENTIAL
ActiveFrom the official registers: KBO 26 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
POTENTIAL is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. For POTENTIAL, one annual filing is missing. The 2024 annual accounts show equity of €6.7m and a net result of €199,944. Equity has been growing by about 9.1% per year since 2018. Its solvency ranks better than 80% of 1,397 sector peers (NACE 66, financial year 2024). The company has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
KBO- Status
- Active since 18-11-1998 Normal situation
- Registered office
- 70 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 1 November 2026.
- Activity
- Other activities auxiliary to financial services, excluding insurance and pension funding NACE 66199
- Establishment unit
- 2.089.310.219 2018 Antwerpen, since 20-11-1998
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Financial position
- Profit
- €199,944
- ▼ 88.5%
- Equity
- €6.7m
- ▲ 3.1%
- Total assets
- €8.8m
- ▲ 8.0%
- Staff
- 0.8 FTE
- =
Signalsraises riskAnnual accounts not filed2024 accounts filed 153 days lateShow the evidence
Checked score
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
The company filed its last 6 accounts on average 96 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, abbreviated format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 1 November 2026.
Annual accounts 2024 filed on 31-12-2025 PDF all 26 filings
2020 to 2024, 5 financial years 2018 to 2024, 7 financial years
The operating result for 2024 is 92% lower than in 2023 and the lowest since 2020.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Average staff per financial year, in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Activities auxiliary to financial services and insurance activities (NACE 66). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).
Comparable companies
These companies have the same main activity as POTENTIAL: other activities auxiliary to financial services, excluding insurance and pension funding (NACE 66199). They are comparable in size and age: total assets between €2.6m and €8.8m, founded between 1992 and 2009.
| Company | Founded | Total assets | Equity | Gross margin | Net result | FTE | Financial year |
|---|---|---|---|---|---|---|---|
| POTENTIAL Antwerpen | 1998 | €8.8m | €6.7m | €0.2m | €0.2m | 0.8 | 2024 |
| VLAAMS SOCIAAL WOONKREDIET Lummen | 2007 | €7.7m | €2.7m | €0.1m | €0.09m | 0.5 | 2025 |
| UNIBROW Kontich | 2005 | €4.6m | €4.0m | €0.2m | -€0.3m | 1 | 2025 |
| Fomon glamcation Olen | 1992 | €2.6m | €1.6m | €0.2m | €0.1m | 1 | 2025 |
| VAN DEN WIJNGAERT JAN Kontich | 2005 | €3.2m | €2.6m | €0.3m | €0.1m | 0 | 2025 |
| COMPAGNIE FINANCIERE DE VOLTERRA Elsene | 1999 | €6.1m | €0.2m | €0.5m | €0.08m | 1.3 | 2025 |
| Benecos Holding Dilsen-Stokkem | 2009 | €8.8m | €6.1m | €0.1m | €0.004m | 0 | 2025 |
They were chosen from the 941 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €0.02m | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €0.006m | €0.01m | €0.03m | €0.03m | ▼ 4.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.007m | €0.008m | €0.007m | €0.006m | €0.006m | €0.01m | €0.03m | ▲ 146% |
| Other operating charges640/8 | - | - | - | €0.02m | €0.01m | €0.01m | €0.01m | ▲ 18.2% |
| Non-recurring operating charges66A | - | - | - | €0.002m | €310 | €0.002m | - | - |
| Gross operating margin9900 | €0.4m | €0.4m | €0.3m | €0.7m | €0.6m | €1.4m | €0.2m | ▼ 87.6% |
| Operating profit (loss)9901 | €0.4m | €0.3m | €0.3m | €0.6m | €0.6m | €1.4m | €0.1m | ▼ 91.7% |
| Financial income75/76B | - | - | - | €0.1m | €0.09m | €0.8m | €0.2m | ▼ 74.4% |
| Recurring financial income75 | €0.01m | €0.02m | €0.007m | €0.1m | €0.09m | €0.2m | €0.2m | ▲ 20.2% |
| Non-recurring financial income76B | - | - | - | - | - | €0.6m | - | - |
| Financial charges65/66B | - | - | - | €0.09m | €0.7m | €0.09m | €0.09m | ▼ 6.0% |
| Recurring financial charges65 | €0.005m | €0.07m | €0.2m | €0.03m | €0.1m | €0.09m | €0.09m | ▼ 6.0% |
| Non-recurring financial charges66B | - | - | - | €0.05m | €0.6m | - | - | - |
| Profit (loss) for the period before taxes9903 | €0.4m | €0.2m | €0.1m | €0.7m | -€0.04m | €2.1m | €0.2m | ▼ 88.8% |
| Income taxes67/77 | €0.05m | €0.05m | -€71 | €0.1m | €0.07m | €0.3m | €0.03m | ▼ 90.4% |
| Profit (loss) for the period9904 | €0.3m | €0.2m | €0.1m | €0.6m | -€0.1m | €1.7m | €0.2m | ▼ 88.5% |
| Profit (loss) for the period to be appropriated9905 | €0.3m | €0.2m | €0.1m | €0.6m | -€0.1m | €1.7m | €0.2m | ▼ 88.5% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €4.2m | €4.6m | €5.6m | €7.3m | €6.2m | €8.2m | €8.8m | ▲ 8.0% |
| Fixed assets21/28 | €2.3m | €0.6m | €1.3m | €2.5m | €1.1m | €0.5m | €1.5m | ▲ 207% |
| Tangible fixed assets22/27 | €0.06m | €0.05m | €0.04m | €0.04m | €0.04m | €0.1m | €0.09m | ▼ 21.8% |
| Plant, machinery and equipment23 | - | - | - | €0.04m | €0.03m | €0.03m | €0.02m | ▼ 25.2% |
| Furniture and vehicles24 | - | - | - | - | €0.005m | €0.09m | €0.07m | ▼ 20.9% |
| Financial fixed assets28 | €2.2m | €0.6m | €1.3m | €2.5m | €1.0m | €0.4m | €1.4m | ▲ 281% |
| Current assets29/58 | €1.9m | €4.0m | €4.3m | €4.8m | €5.1m | €7.7m | €7.3m | ▼ 4.5% |
| Amounts receivable after more than one year29 | - | - | - | - | €1.3m | €1.3m | €0.7m | ▼ 45.3% |
| Other amounts receivable291 | - | - | - | - | €1.3m | €1.3m | €0.7m | ▼ 45.3% |
| Stocks and contracts in progress3 | €0.7m | €0.6m | €1.8m | €2.8m | €1.7m | €2.1m | €3.4m | ▲ 63.8% |
| Stocks30/36 | - | - | - | €2.8m | €1.7m | €2.1m | €3.4m | ▲ 63.8% |
| Amounts receivable within one year40/41 | €0.9m | €2.6m | €1.5m | €1.8m | €1.5m | €4.0m | €3.2m | ▼ 18.9% |
| Trade receivables40 | - | - | - | €0.3m | €0.1m | €1.1m | €0.3m | ▼ 77.0% |
| Other amounts receivable41 | - | - | - | €1.5m | €1.4m | €2.9m | €3.0m | ▲ 3.7% |
| Cash at bank and in hand54/58 | €0.2m | €0.8m | €1.0m | €0.06m | €0.6m | €0.4m | €0.02m | ▼ 94.7% |
| Deferred charges and accrued income490/1 | - | - | - | €0.002m | €0.001m | €0.003m | €0.003m | = |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €4.2m | €4.6m | €5.6m | €7.3m | €6.2m | €8.2m | €8.8m | ▲ 8.0% |
| Equity10/15 | €4.0m | €4.2m | €4.3m | €4.9m | €4.8m | €6.5m | €6.7m | ▲ 3.1% |
| Contributions10/11 | €0.006m | €0.006m | - | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Reserves13 | €4.0m | €4.2m | €4.3m | €4.9m | €4.9m | €6.5m | €6.7m | ▲ 3.1% |
| Non-distributable reserves130/1 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Reserves not available under the articles1311 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Distributable reserves133 | - | - | - | €4.9m | €4.9m | €6.5m | €6.7m | ▲ 3.1% |
| Profit (loss) carried forward14 | - | - | - | - | -€0.1m | - | - | - |
| Amounts payable17/49 | €0.2m | €0.5m | €1.3m | €2.4m | €1.4m | €1.7m | €2.1m | ▲ 27.5% |
| Amounts payable after more than one year17 | €0.06m | €0.04m | €0.04m | €0.03m | €0.02m | €0.08m | €0.07m | ▼ 16.7% |
| Financial debts170/4 | - | - | - | €0.03m | €0.02m | €0.08m | €0.07m | ▼ 17.4% |
| Other amounts payable178/9 | - | - | - | - | €0.001m | €450 | €0.001m | ▲ 100% |
| Amounts payable within one year42/48 | €0.1m | €0.4m | €1.3m | €2.3m | €1.4m | €1.6m | €2.0m | ▲ 31.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.007m | €0.007m | €0.03m | €0.04m | ▲ 32.9% |
| Financial debts43 | - | - | - | €1.8m | €1.1m | €1.1m | €1.6m | ▲ 40.1% |
| Credit institutions430/8 | - | - | - | €1.8m | €1.1m | €1.1m | €1.6m | ▲ 40.1% |
| Trade debts44 | - | €0.3m | - | - | €0.04m | €0.007m | €0.02m | ▲ 206% |
| Suppliers440/4 | - | - | - | - | €0.04m | €0.007m | €0.02m | ▲ 206% |
| Taxes, remuneration and social security45 | - | - | - | €0.1m | €0.2m | €0.2m | €0.2m | ▼ 15.4% |
| Taxes450/3 | - | - | - | €0.1m | €0.2m | €0.2m | €0.2m | ▼ 15.5% |
| Remuneration and social security454/9 | - | - | - | €0.002m | €0.003m | €0.01m | €0.009m | ▼ 12.1% |
| Other amounts payable47/48 | - | - | - | €0.4m | €0.02m | €0.1m | €0.2m | ▲ 30.9% |
| Accrued charges and deferred income492/3 | - | - | - | €0.05m | €0.02m | €0.02m | €0.003m | ▼ 86.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.3m | €0.2m | €0.1m | €0.6m | -€0.1m | €1.7m | €0.2m | ▼ 88.5% |
| + Depreciation and write-downs630 | €0.007m | €0.008m | €0.007m | €0.006m | €0.006m | €0.01m | €0.03m | ▲ 146% |
| Operating cash flow (approximation) | €0.3m | €0.2m | €0.1m | €0.6m | -€0.09m | €1.8m | €0.2m | ▼ 87.1% |
| Investment in fixed assets (approximation) | - | €1.6m | -€0.7m | -€1.2m | €1.4m | €0.6m | -€1.0m | - |
| Change in cash | - | €0.6m | €0.2m | -€0.9m | €0.6m | -€0.3m | -€0.4m | ▼ 25.7% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 26 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | abbreviated format | 31-12-2025 | 2026-00003359 | |
| 31-12-2023 | abbreviated format | 13-01-2025 | 2025-00004137 | |
| 31-12-2022 | abbreviated format | 29-09-2023 | 2023-00470794 | |
| 31-12-2021 | abbreviated format | 30-09-2022 | 2022-20449947 | |
| 31-12-2020 | abbreviated format | 15-09-2021 | 2021-67200592 | |
| 31-12-2019 | abbreviated format | 26-10-2020 | 2020-63600076 | |
| 31-12-2018 | abbreviated format | 27-08-2019 | 2019-53000522 | |
| 31-12-2017 | abbreviated format | 22-08-2018 | 2018-48500078 | |
| 31-12-2016 | abbreviated format | 31-08-2017 | 2017-60000228 | |
| 31-12-2015 | abbreviated format | 30-06-2016 | 2016-26700116 |
Board & ownership
Directors
Owners and capital
Owners
Network & group
POTENTIAL shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of POTENTIAL. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBEnvironmental permits
Source: Omgevingsloket Vlaanderen.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11808H1179/00B021 | Flanders | 829 m² | 1 · 79 m² | 40.9 m · 12 |