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POT-AU-PHO

Active
Private limited company (pre-2019)founded 2016active for 10 yearsRue de Montigny 34, 6000 Charleroi, BelgiumKBO/BCE: BE 0662.666.881
Summary

The computed 12-month bankruptcy probability of POT-AU-PHO is 2.9% (moderate). The 2025 annual accounts show negative equity (-€47,470) and a net result of -€15,185. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 17,001 sector peers (NACE 56, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 16-09-2016 Normal situation
Activity
Full-service restaurants NACE 56111
Establishment unit
2.258.118.428 6000 Charleroi, since 09-11-2016
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • NGUYEN-CONG CHIDirector · since 15-09-2016
  • VANDERLINDEN ChristopheDirector · since 15-09-2016
  • THI NGOC THUONG LUDirector · since 05-10-2018

Financial position

49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.9%
Annual accounts 2025
Gross margin
€160,433
▲ 30.6%
Turnover
≈ €470,000
estimated
Loss
€15,185
▲ 32.5%
Equity
-€47,470
▼ 47.0%
Total assets
€18,841
▲ 42.0%
Employees on 31-12-2025
4
=
  • €5,738 of overdue social security (RSZ) debts on 31-12-2025
  • Negative equity on 31-12-2025
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Loss of €15,185, the second in a row (financial year 2025)Negative equity -€47,470lowers riskSize: total assets €18,841Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 14% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -252.0% of total assets
Liquidity 15-2
short-term debt 352.0% · cash 12.0%
Profitability 1-3
return on assets -80.6%
Bankruptcy probability within 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,779 companies, NACE 56, micro)
Last 24 months 12-2024: 3.1% 01-2025: 3.1%● unchanged vs 12-2024 02-2025: 2.9%▼ -0.2 percentage points vs 01-2025 03-2025: 2.9%● unchanged vs 02-2025 04-2025: 2.9%● unchanged vs 03-2025 05-2025: 2.8%▼ -0.1 percentage points vs 04-2025 06-2025: 2.6%▼ -0.2 percentage points vs 05-2025 07-2025: 2.9%▲ +0.3 percentage points vs 06-2025 08-2025: 3.5%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 2.4%▼ -1.1 percentage points vs 08-2025 10-2025: 2.4%● unchanged vs 09-2025 11-2025: 2.4%● unchanged vs 10-2025 12-2025: 2.4%● unchanged vs 11-2025 01-2026: 2.4%● unchanged vs 12-2025 02-2026: 2.4%● unchanged vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.4%● unchanged vs 03-2026 05-2026: 2.3%▼ -0.1 percentage points vs 04-2026 06-2026: 2.2%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 2.4%▲ +0.2 percentage points vs 06-2026 08-2026: 2.9%▲ +0.5 percentage points vs 07-2026 09-2026: 2.9%● unchanged vs 08-2026 10-2026: 2.9%● unchanged vs 09-2026 11-2026: 2.9%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.18 (0.11 in 2024), below 1. Short-term debt is 352% and cash 12% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 9% of them on solvency, 13% on liquidity, 17% on profitability and 15% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €18,841
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Loss of €15,185, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€47,470
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€47,470
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
21 days early
2024
on the day
2023
on the day
2022
28 days early
2021
4 days early
2020
30 days late
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€47,470 View
  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€15,185 View
  • Caution: Lower solvency than 95% of companies in food and beverage servicesector median 29.6% · 17,001 companies -252.0% View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as POT-AU-PHO: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €16,800 and €27,500, founded between 2012 and 2019.

CompanyTotal assetsGross margin
POT-AU-PHO Charleroi€18,841€160,433
BISTRO LIKERT Liedekerke€16,786€154,268
ALYASSAMIN Sint-Jans-Molenbeek€24,682€111,313
PHINAROM Namur€18,660€99,971
JAYA LAXMI Hasselt€27,525€193,281
BRG Company Visé€19,250€243,403
POSITANO Antwerpen€23,808€196,985
Full comparison

Key facts about POT-AU-PHO

What is the company number of POT-AU-PHO?
The company number of POT-AU-PHO is 0662.666.881. The VAT number is the same number with BE in front: BE 0662.666.881.
Where is POT-AU-PHO based?
The registered office is at Rue de Montigny 34, 6000 Charleroi.Company details
What does POT-AU-PHO do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of POT-AU-PHO?
The legal form of POT-AU-PHO is Private limited company (pre-2019) (BVBA).
When was POT-AU-PHO founded?
POT-AU-PHO was founded on 16-09-2016.
Is POT-AU-PHO still active?
Yes, POT-AU-PHO is an active enterprise in the KBO register.
How many employees does POT-AU-PHO have?
POT-AU-PHO had an average of 3.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of POT-AU-PHO?
The turnover in financial year 2025 is ≈ €470,000. This figure is estimated from the gross margin of €160,433 and 86 comparable companies (NACE 56111). It probably lies between €390,000 and €570,000.
Is POT-AU-PHO profitable?
In financial year 2025, POT-AU-PHO made a loss of €15,185.
Where can I find the annual accounts of POT-AU-PHO?
POT-AU-PHO filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of POT-AU-PHO due?
POT-AU-PHO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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