POSTHOF CATERING
ActivePOSTHOF CATERING has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €-17k. Equity is shrinking by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 3619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-97
Solvency100=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 33.9 against 23.19 in 2024; short-term debt: 2.3% and cash: 57.9% of total assets), and 2.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.6%
Return on assets
-34.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
6 d early
2023
13 d early
2022
12 d early
2021
2 d early
2020
9 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€47k▼ 26.3%
2024 · €63k
2018: €158k
2019: €122k
2020: €80k
2021: €48k
2022: €48k
2023: €48k
2024: €63k
2018 → 2025
Total assets
€48k▼ 27.5%
2024 · €66k
2018: €171k
2019: €131k
2020: €85k
2021: €56k
2022: €59k
2023: €54k
2024: €66k
2018 → 2025
Net result
€-17k
2024 · €15k
2018: €-13k
2019: €-36k
2020: €-41k
2021: €-33k
2022: €-88
2023: €487
2024: €15k
2018 → 2025
Working capital
€36k▼ 33.5%
2024 · €54k
2018: €104k
2019: €75k
2020: €46k
2021: €24k
2022: €30k
2023: €37k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€48k▼ 0.2%€48k▲ 1.0%€63k▲ 31.4%€47k▼ 26.3%
Operating result€-32k-€982€140▼ 85.7%€16k▲ 11,065%€-16k
Net result€-33k-€-88▲ 99.7%€487€15k▲ 3,005%€-17k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16k after €16k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€10k▲ 17.2%
Current assets
€37k▼ 34.5%
Equity and liabilities €48k
Equity
€47k▼ 26.3%
Debt
€1k▼ 56.6%
The debt ratio falls from 4.0% to 2.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-12k▼
2024 · €18k
Cash flow
€-13k▼
2024 · €18k
Solvency
97.6%▲
2024 · 96.0%
Current ratio
33.90▲
2024 · 23.19
Quick ratio
33.90▲
2024 · 22.80
Debt / equity
0.02▼
2024 · 0.04
ROE
-35.7%▼
2024 · 23.9%
ROA
-34.8%▼
2024 · 22.9%
Interest coverage
-26.63▼
2024 · 44.77
Debt
€1k▼
2024 · €3k
Debt ≤ 1 year
€1k▼
2024 · €2k
Income taxes
€176▲
2024 · €161
Staff costs
€9k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€48k▼
Fixed assets21/28€9k€10k▲
Tangible fixed assets22/27€9k€10k▲
Plant, machinery and equipment23-€4k
Furniture and vehicles24-€0
Other tangible fixed assets26€9k€6k▼
Current assets29/58€57k€37k▼
Stocks and contracts in progress3€952-
Stocks30/36€952-
Amounts receivable within one year40/41€13k€9k▼
Trade receivables40€12k€8k▼
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€42k€28k▼
Deferred charges and accrued income490/1€2k€571▼
Equity and liabilities
Total equity and liabilities10/49€66k€48k▼
Equity10/15€63k€47k▼
Contributions10/11€150k€150k=
Capital10€150k€150k=
Issued capital100€150k€150k=
Reserves13€10k€10k=
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Profit (loss) carried forward14€-97k€-113k▼
Amounts payable17/49€3k€1k▼
Amounts payable within one year42/48€2k€1k▼
Trade debts44€1k€488▼
Suppliers440/4€1k€488▼
Taxes, remuneration and social security45€1k€612▼
Taxes450/3€1k€338▼
Remuneration and social security454/9€49€275▲
Other amounts payable47/48€300-
Accrued charges and deferred income492/3€147€29▼
Income statement
Code20242025
Remuneration, social security and pensions62€23k€9k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€42k€-2k▼
Operating profit (loss)9901€16k€-16k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€407€468▲
Recurring financial charges65€407€468▲
Profit (loss) for the period before taxes9903€15k€-16k▼
Income taxes67/77€161€176▲
Profit (loss) for the period9904€15k€-17k▼
Profit (loss) for the period to be appropriated9905€15k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-97k€-113k▼
Profit (loss) brought forward from the previous period14P€-112k€-97k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €15k ▲3005%
Operating result €16k, net result €15k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 23.19
Current ratio from 7.07 to 23.19; short-term debt falls from €6k to €2k.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €487
Net result €487 after 5 loss-making years.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-41k
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Posthofstraat(VSN) 203300 TienenGround area
2,992 m²
Building footprint
186 m²
Volume, LiDAR
1,104 m³
Parcel 24113C0227/00A000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Posthofstraat(VSN) 20, 3300 Tienen
since 20012.100.353.272
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24113C0227/00A000 | Flanders | 2,992 m² | 1 · 186 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTienen2.100.353.272
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Of 7,509 companies in sector 56210 we hold annual accounts for 2,445. 2,037 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-05-2001
Fiscal year end31-12
Activities, NACEBEL
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.