POSTERISSIM
ActiveSummary
The computed 12-month bankruptcy probability of POSTERISSIM is 3.2% (moderate). The 2025 annual accounts show negative equity (-€220,058) and a net result of -€3,034. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 14% of 15869 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability68▼-8
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.73 against 0.73 in 2024; short-term debt: 128.4% and cash: 0% of total assets), and equity is negative.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-28.8%
Return on assets
-0.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 15869 sector peers (2024).
NBB · sector comparisonPosition among 15869 sector peers
Solvency
better than 14%
← weakest
strongest →
lowers risk · Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
NBB · annual accounts 2024Net result per financial year
19202122232425
2019 to 2025 · latest year -€3,034
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
54 d late
2024
71 d late
2023
61 d late
2022
66 d late
2021
128 d late
2020
109 d late
2019
118 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 87 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€3,034
2024 · €46,236
Working capital
-€262,216▲ 4.7%
2024 · -€275,255
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€36,618▲ 58.7%€47,977€44,097▼ 8.1%€46,494▲ 5.4%-€2,674
Net result-€36,345below the sector's middle half▲ 69.1%€6,113within the sector's middle half€44,097above the sector's middle half▲ 621%€46,236above the sector's middle half▲ 4.9%-€3,034
Equity-€313,470below the sector's middle half▼ 13.1%-€307,357below the sector's middle half▲ 1.9%-€263,260below the sector's middle half▲ 14.3%-€217,024below the sector's middle half▲ 17.6%-€220,058▼ 1.4%
Total assets€704,333above the sector's middle half▲ 27.5%€814,485above the sector's middle half▲ 15.6%€903,213above the sector's middle half▲ 10.9%€796,023above the sector's middle half▼ 11.9%€764,897▼ 3.9%
Debt€1.0m▲ 22.7%€1.1m▲ 10.2%€1.2m▲ 4.0%€1.0m▼ 13.2%€984,955▼ 2.8%
Working capital-€413,201below the sector's middle half▼ 17.7%-€391,716below the sector's middle half▲ 5.2%-€334,414below the sector's middle half▲ 14.6%-€275,255below the sector's middle half▲ 17.7%-€262,216▲ 4.7%
Solvency-44.5%below the sector's middle half▲ 5.7pp-37.7%below the sector's middle half▲ 6.8pp-29.1%below the sector's middle half▲ 8.6pp-27.3%below the sector's middle half▲ 1.9pp-28.8%▼ 1.5pp
Current ratio0.59below the sector's middle half▲ 0.020.65below the sector's middle half▲ 0.060.71below the sector's middle half▲ 0.060.73below the sector's middle half▲ 0.010.73=
Return on assets (ROA)-5.2%below the sector's middle half▲ 16.1pp0.8%within the sector's middle half▲ 5.9pp4.9%within the sector's middle half▲ 4.1pp5.8%within the sector's middle half▲ 0.9pp-0.4%▼ 6.2pp
Staff (FTE)1▲ 400%0.1▼ 90.0%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2,674 after €46,494 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €764,897
Fixed assets
€45,307 ▼ 22.2%
Current assets
€719,589 ▼ 2.5%
Key figures and ratios
EBITDA
€10,250▼
2024 · €59,417
Cash flow
€9,890▼
2024 · €59,159
Quick ratio
0.00▼
2024 · 0.01
Debt to equity
-4.48▲
2024 · -4.67
Interest coverage
35.92▼
2024 · 319.45
Debt ≤ 1 year
€981,805▼
2024 · €1.0m
Income taxes
€75▲
2024 · €72
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,167 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 95% are still going.
- Small
- 5 to 10 years old
- negative equity
- a small loss
2.0%
went bankrupt
2.8%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,167 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €2,734 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €28,418 | €5,959 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,240 | €16,666 | €13,452 | €12,923 | €12,923 | = |
| Other operating charges640/8 | €348 | €3,083 | - | - | - | - |
| Non-recurring operating charges66A | €1,771 | - | - | - | - | - |
| Gross operating margin9900 | €3,158 | €73,685 | €57,549 | €59,417 | €10,250 | ▼ 82.7% |
| Operating profit (loss)9901 | -€36,618 | €47,977 | €44,097 | €46,494 | -€2,674 | ▼ 106% |
| Financial income75/76B | €1,147 | - | - | - | - | - |
| Recurring financial income75 | €1,147 | - | - | - | - | - |
| Financial charges65/66B | €640 | €41,707 | - | €186 | €285 | ▲ 53.4% |
| Recurring financial charges65 | €640 | €41,707 | - | €186 | €285 | ▲ 53.4% |
| Profit (loss) for the period before taxes9903 | -€36,111 | €6,270 | €44,097 | €46,308 | -€2,959 | ▼ 106% |
| Income taxes67/77 | €234 | €157 | - | €72 | €75 | ▲ 3.8% |
| Profit (loss) for the period9904 | -€36,345 | €6,113 | €44,097 | €46,236 | -€3,034 | ▼ 107% |
| Profit (loss) for the period to be appropriated9905 | -€36,345 | €6,113 | €44,097 | €46,236 | -€3,034 | ▼ 107% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €704,333 | €814,485 | €903,213 | €796,023 | €764,897 | ▼ 3.9% |
| Fixed assets21/28 | €99,731 | €84,606 | €71,154 | €58,231 | €45,307 | ▼ 22.2% |
| Intangible fixed assets21 | €990 | - | - | - | - | - |
| Tangible fixed assets22/27 | €98,641 | €84,606 | €71,154 | €58,231 | €45,307 | ▼ 22.2% |
| Furniture and vehicles24 | €81,768 | €70,140 | €59,095 | €48,579 | €38,063 | ▼ 21.6% |
| Other tangible fixed assets26 | €16,874 | €14,466 | €12,059 | €9,652 | €7,245 | ▼ 24.9% |
| Financial fixed assets28 | €100 | - | - | - | - | - |
| Current assets29/58 | €604,602 | €729,879 | €832,059 | €737,792 | €719,589 | ▼ 2.5% |
| Stocks and contracts in progress3 | €564,684 | €703,685 | €821,181 | €728,264 | €715,746 | ▼ 1.7% |
| Stocks30/36 | €564,684 | €703,685 | €821,181 | €728,264 | €715,746 | ▼ 1.7% |
| Amounts receivable within one year40/41 | €28,097 | €15,596 | €3,044 | - | €3,765 | - |
| Trade receivables40 | €22,609 | €8,092 | - | - | €3,765 | - |
| Other amounts receivable41 | €5,487 | €7,505 | €3,044 | - | - | - |
| Cash at bank and in hand54/58 | €10,142 | €7,531 | €7,834 | €9,528 | €78 | ▼ 99.2% |
| Deferred charges and accrued income490/1 | €1,679 | €3,066 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €704,333 | €814,485 | €903,213 | €796,023 | €764,897 | ▼ 3.9% |
| Equity10/15 | -€313,470 | -€307,357 | -€263,260 | -€217,024 | -€220,058 | ▼ 1.4% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | - | - | - | - | €6,200 | - |
| Issued capital100 | - | - | - | - | €18,600 | - |
| Uncalled capital101 | - | - | - | - | €12,400 | - |
| Profit (loss) carried forward14 | -€319,670 | -€313,557 | -€269,460 | -€223,224 | -€226,258 | ▼ 1.4% |
| Amounts payable17/49 | €1.0m | €1.1m | €1.2m | €1.0m | €984,955 | ▼ 2.8% |
| Amounts payable within one year42/48 | €1.0m | €1.1m | €1.2m | €1.0m | €981,805 | ▼ 3.1% |
| Trade debts44 | €29,536 | €21,971 | - | - | - | - |
| Suppliers440/4 | €29,536 | €21,971 | - | - | - | - |
| Taxes, remuneration and social security45 | €10,944 | €19,300 | - | €497 | €3,309 | ▲ 566% |
| Taxes450/3 | €3,664 | €13,306 | - | €497 | €3,309 | ▲ 566% |
| Remuneration and social security454/9 | €7,280 | €5,994 | - | - | - | - |
| Other amounts payable47/48 | €977,323 | €1.1m | €1.2m | €1.0m | €978,496 | ▼ 3.4% |
| Accrued charges and deferred income492/3 | - | €247 | - | - | €3,150 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€36,345 | €6,113 | €44,097 | €46,236 | -€3,034 | ▼ 107% |
| + Depreciation and write-downs630 | €9,240 | €16,666 | €13,452 | €12,923 | €12,923 | = |
| Operating cash flow (approximation) | -€27,105 | €22,778 | €57,549 | €59,159 | €9,890 | ▼ 83.3% |
| Investment in fixed assets (approximation) | - | -€1,540 | €0 | €0 | €0 | - |
| Change in cash | - | -€2,611 | €303 | €1,694 | -€9,450 | ▼ 658% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 54 days late
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
31-12
Financial
Highest result since 2019net €46,236 ▲4.9%
Net result €46,236, the highest in the series.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 66 days late
2022
31-12
Financial
Back to profitnet €6,113
Net result €6,113 after 3 loss-making years.
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 128 days late
2021
17-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 109 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2018
Ground area
212 m²
Building footprint
97 m²
Volume, LiDAR
1,317 m³
Parcel 21447B0306/00K030, Brussels · tallest building 15.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
POSTERISSIM
since 20182.280.681.420
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0306/00K030 | Brussels | 212 m² | 1 · 97 m² | 15.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,144 companies in sector 46190 we hold annual accounts for 2,577. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded12-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0711670588
Also
9925:BE0711670588
Registered
04-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.