Positiv'eau
ActiveThe annual accounts of Positiv'eau for fiscal year 2025 show a net loss of 71% of total assets. The 2025 annual accounts show equity of €66k and a net result of €-59k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 74% of 16941 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-89
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 4.37 against 9.4 in 2024; short-term debt: 20.4% and cash: 8.7% of total assets), and 20.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.6%
Return on assets
-71.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
17 d early
2024
31 d early
2023
23 d early
2022
14 d early
2021
11 d early
2020
36 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▼ 47.3%
2024 · €125k
2018: €55k
2019: €66k
2020: €86k
2021: €116k
2022: €110k
2023: €102k
2024: €125k
2018 → 2025
Total assets
€82k▼ 40.3%
2024 · €138k
2018: €128k
2019: €128k
2020: €114k
2021: €167k
2022: €175k
2023: €125k
2024: €138k
2018 → 2025
Net result
€-59k
2024 · €22k
2018: €-9k
2019: €11k
2020: €20k
2021: €30k
2022: €-5k
2023: €-8k
2024: €22k
2018 → 2025
Working capital
€57k▼ 49.8%
2024 · €113k
2018: €15k
2019: €33k
2020: €59k
2021: €93k
2022: €96k
2023: €94k
2024: €113k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€116k-€110k▼ 4.4%€102k▼ 7.3%€125k▲ 21.9%€66k▼ 47.3%
Operating result€-20k-€-6k▲ 69.1%€-10k▼ 58.7%€23k€-58k
Net result€30k-€-5k€-8k▼ 58.0%€22k€-59k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €58k after €23k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82k
Fixed assets
€9k▼ 22.8%
Current assets
€73k▼ 41.9%
Equity and liabilities €82k
Equity
€66k▼ 47.3%
Debt
€17k▲ 24.9%
The debt ratio rises from 9.7% to 20.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-54k▼
2024 · €27k
Cash flow
€-55k▼
2024 · €27k
Solvency
79.6%▼
2024 · 90.3%
Current ratio
4.37▼
2024 · 9.40
Quick ratio
4.37▼
2024 · 9.40
Debt / equity
0.26▲
2024 · 0.11
ROE
-89.8%▼
2024 · 18.0%
ROA
-71.5%▼
2024 · 16.2%
Interest coverage
-156.06▼
2024 · 159.75
Debt
€17k▲
2024 · €13k
Debt ≤ 1 year
€17k▲
2024 · €13k
Income taxes
€132▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€138k€82k▼
Fixed assets21/28€12k€9k▼
Tangible fixed assets22/27€12k€9k▼
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€8k€7k▼
Current assets29/58€126k€73k▼
Amounts receivable within one year40/41€95k€64k▼
Trade receivables40€20k€9k▼
Other amounts receivable41€76k€54k▼
Cash at bank and in hand54/58€28k€7k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€138k€82k▼
Equity10/15€125k€66k▼
Contributions10/11€12k€12k=
Reserves13€112k€53k▼
Tax-exempt reserves132€19k€19k=
Distributable reserves133€93k€35k▼
Amounts payable17/49€13k€17k▲
Amounts payable within one year42/48€13k€17k▲
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€11k€4k▼
Taxes450/3€11k€4k▼
Other amounts payable47/48-€4k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€6k
Other operating charges640/8€991€558▼
Gross operating margin9900€28k€-48k▼
Operating profit (loss)9901€23k€-58k▼
Financial income75/76B€2k-
Recurring financial income75€2k-
Financial charges65/66B€171€347▲
Recurring financial charges65€171€347▲
Profit (loss) for the period before taxes9903€25k€-59k▼
Income taxes67/77€3k€132▼
Profit (loss) for the period9904€22k€-59k▼
Profit (loss) for the period to be appropriated9905€22k€-59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€-59k▼
Transfer from equity791/2-€59k
Transfer to equity691/2€22k-
To other reserves6921€22k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-59k ▼363%
Net result drops to €-59k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 5.14
Current ratio from 2.50 to 5.14; short-term debt falls from €64k to €23k.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €30k ▲46.4%
Net result €30k, the highest in the series.
31-12
Financial
Equity above €100kEq €116k ▲34.4%
3 profitable years in a row build equity to €116k.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity doublescurrent ratio 3.10
Current ratio from 1.54 to 3.10; short-term debt falls from €62k to €28k.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lodewijk Van Sullstraat 532600 AntwerpenGround area
96 m²
Building footprint
59 m²
Volume, LiDAR
469 m³
Parcel 11003A0179/00V009, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
POSITIV'EAU
since 20162.260.726.837
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003A0179/00V009 | Flanders | 96 m² | 1 · 59 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,869 companies in sector 62100 we hold annual accounts for 8,779. 6,919 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2016
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.