POS SERVICES
ActiveSummary
The computed 12-month bankruptcy probability of POS SERVICES is 2.3% (moderate). The 2025 annual accounts show negative equity (-€6,289) and a net result of €52,466. Equity is shrinking by ~60.3% per year across the filed fiscal years. Its solvency ranks better than 20% of 1532 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency15▲+15
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.47 against 0.3 in 2024; short-term debt: 101.8% and cash: 8.3% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-9.6%
Return on assets
80.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 1532 sector peers (2025).
NBB · sector comparisonPosition among 1532 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-03-2026, 143 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
143 d early
2024
23 d early
2023
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 68 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€6,289▲ 89.3%
2024 · -€58,755
Total assets
€65,304▼ 26.1%
2024 · €88,385
Net result
€52,466
2024 · -€89,395
Working capital
-€35,090▲ 58.3%
2024 · -€84,217
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€26,918--€85,758€57,407
Net result€20,640within the sector's middle half--€89,395below the sector's middle half€52,466above the sector's middle half
Equity€30,640within the sector's middle half--€58,755below the sector's middle half-€6,289below the sector's middle half▲ 89.3%
Total assets€89,512within the sector's middle half-€88,385within the sector's middle half▼ 1.3%€65,304below the sector's middle half▼ 26.1%
Debt€58,872-€147,140▲ 150%€71,593▼ 51.3%
Working capital-€6--€84,217▼ 1,464,544%-€35,090▲ 58.3%
Solvency34.2%within the sector's middle half--66.5%below the sector's middle half▼ 100.7pp-9.6%below the sector's middle half▲ 56.8pp
Staff (FTE)1
above
within
below
the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €57,407 after a loss of €85,758 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65,304
Fixed assets
€33,939 ▼ 34.9%
Current assets
€31,365 ▼ 13.6%
Key figures and ratios
EBITDA
€71,966▲
2024 · -€71,355
Cash flow
€67,024▲
2024 · -€74,991
Current ratio
0.47▲
2024 · 0.30
Quick ratio
0.43▲
2024 · 0.26
Debt to equity
-11.38▼
2024 · -2.50
ROA
80.3%▲
2024 · -101.1%
Interest coverage
13.25▲
2024 · -19.95
Debt ≤ 1 year
€66,454▼
2024 · €120,505
Debt > 1 year
€4,671▼
2024 · €25,419
Income taxes
€18▼
2024 · €178
Staff costs
€17,718▼
2024 · €59,134
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,022 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 89% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a profit of 5% of the balance sheet or more
5.8%
went bankrupt
4.1%
stopped otherwise
89%
still going
A further 1.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,022 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €59,134 | €17,718 | ▼ 70.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,969 | €14,403 | €14,558 | ▲ 1.1% |
| Other operating charges640/8 | €101 | €2,725 | €202 | ▼ 92.6% |
| Gross operating margin9900 | €35,987 | -€9,495 | €89,885 | ▲ 1,047% |
| Operating profit (loss)9901 | €26,918 | -€85,758 | €57,407 | ▲ 167% |
| Financial income75/76B | €0 | €117 | €509 | ▲ 335% |
| Recurring financial income75 | €0 | €117 | €509 | ▲ 335% |
| Financial charges65/66B | €921 | €3,576 | €5,433 | ▲ 51.9% |
| Recurring financial charges65 | €921 | €3,576 | €5,433 | ▲ 51.9% |
| Profit (loss) for the period before taxes9903 | €25,996 | -€89,217 | €52,484 | ▲ 159% |
| Income taxes67/77 | €5,357 | €178 | €18 | ▼ 89.8% |
| Profit (loss) for the period9904 | €20,640 | -€89,395 | €52,466 | ▲ 159% |
| Profit (loss) for the period to be appropriated9905 | €20,640 | -€89,395 | €52,466 | ▲ 159% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €89,512 | €88,385 | €65,304 | ▼ 26.1% |
| Fixed assets21/28 | €53,143 | €52,097 | €33,939 | ▼ 34.9% |
| Intangible fixed assets21 | €4,600 | €3,600 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €48,543 | €48,497 | €33,939 | ▼ 30.0% |
| Plant, machinery and equipment23 | €48,543 | €48,497 | €33,939 | ▼ 30.0% |
| Current assets29/58 | €36,369 | €36,288 | €31,365 | ▼ 13.6% |
| Stocks and contracts in progress3 | - | €4,500 | €3,000 | ▼ 33.3% |
| Stocks30/36 | - | €4,500 | €3,000 | ▼ 33.3% |
| Amounts receivable within one year40/41 | €17,735 | €24,323 | €22,845 | ▼ 6.1% |
| Trade receivables40 | €13,568 | €19,643 | €17,404 | ▼ 11.4% |
| Other amounts receivable41 | €4,167 | €4,680 | €5,441 | ▲ 16.3% |
| Cash at bank and in hand54/58 | €18,634 | €1,279 | €5,434 | ▲ 325% |
| Deferred charges and accrued income490/1 | - | €6,185 | €85 | ▼ 98.6% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €89,512 | €88,385 | €65,304 | ▼ 26.1% |
| Equity10/15 | €30,640 | -€58,755 | -€6,289 | ▲ 89.3% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | €20,640 | €20,640 | €20,640 | = |
| Distributable reserves133 | €20,640 | €20,640 | €20,640 | = |
| Profit (loss) carried forward14 | - | -€89,395 | -€36,929 | ▲ 58.7% |
| Amounts payable17/49 | €58,872 | €147,140 | €71,593 | ▼ 51.3% |
| Amounts payable after more than one year17 | €22,147 | €25,419 | €4,671 | ▼ 81.6% |
| Financial debts170/4 | €22,147 | €25,419 | €4,671 | ▼ 81.6% |
| Amounts payable within one year42/48 | €36,375 | €120,505 | €66,454 | ▼ 44.9% |
| Current portion of amounts payable after more than one year42 | €8,307 | €5,986 | €9,332 | ▲ 55.9% |
| Financial debts43 | €15,000 | €65,350 | €40,000 | ▼ 38.8% |
| Credit institutions430/8 | - | €10,000 | €25,000 | ▲ 150% |
| Other loans439 | €15,000 | €55,350 | €15,000 | ▼ 72.9% |
| Trade debts44 | €7,711 | €39,461 | €14,224 | ▼ 64.0% |
| Suppliers440/4 | €7,711 | €39,461 | €14,224 | ▼ 64.0% |
| Taxes, remuneration and social security45 | €5,357 | €9,707 | €2,898 | ▼ 70.1% |
| Taxes450/3 | €5,357 | €7,265 | €2,898 | ▼ 60.1% |
| Remuneration and social security454/9 | - | €2,442 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €350 | €1,217 | €468 | ▼ 61.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,640 | -€89,395 | €52,466 | ▲ 159% |
| + Depreciation and write-downs630 | €8,969 | €14,403 | €14,558 | ▲ 1.1% |
| Operating cash flow (approximation) | €29,608 | -€74,991 | €67,024 | ▲ 189% |
| Investment in fixed assets (approximation) | - | -€13,358 | €3,600 | ▲ 127% |
| Change in cash | - | -€17,355 | €4,155 | ▲ 124% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €52,466
Net result €52,466 after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€89,395
Net result drops to -€89,395, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Ground area
3.2 ha
Building footprint
2.0 ha
Volume, LiDAR
251,951 m³
Parcel 44808H0602/00T003, Flanders · tallest building 40.8 m, ±4 floors. Linked by address, not a title deed.
183
companies at this address
See who is registered here
1 establishment unit
Guestflow
since 20232.341.254.554
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0602/00T003 | Flanders | 3.2 ha | 1 · 2.0 ha | 40.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 175 companies in sector 77330 we hold annual accounts for 110. 55 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
77330Rental and leasing activities
47400Retail sale of information and communication equipment
58290Other software publishing
62200Computer consultancy and computer facilities management
73300Public relations and communication consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0795617160
Also
9925:BE0795617160
Registered
15-04-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.