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PORTOFINO CLASSICS

Active
Private limited companyfounded 2020active for 6 yearsLegen Heirweg 25, 9890 Gavere, BelgiumKBO/BCE: BE 0745.765.197
Summary

PORTOFINO CLASSICS has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €46,830 and a net result of €52,743. Equity is growing by about 45% per year across the filed financial years. Its solvency ranks better than 15% of 48 sector peers (NACE 95, financial year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

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PORTOFINO CLASSICSActiveChecked score 89/100
Risk analysis ReportCompare

Overview

Activity
Repair and fitting of specific motor vehicle parts
NACE 95313
1 site
Size
≈ €200,000turnover 2026, estimated
Equity
€46,830
Profit
€52,743
Turnover estimated from the gross margin
Financial health
89 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2026 accounts 12 days early1 of 2 deeds summarised
Why 89raises riskFounded in 2020Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskLiquidity: current ratio 1.55, cash €162,472Size: total assets €183,675Show the evidence

Checked score

Score 2026
89 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 58% of its sector peers (NACE 95, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2025
Strong
Solvency 50-5
equity 25.5% of total assets
Liquidity 69-9
short-term debt 60.3% · cash 88.5%
Profitability 100+13
return on assets 28.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,125 companies, NACE 95, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.3%▼ -0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.1 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025highest value 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.3%▼ -0.1 percentage points vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.2%▼ -0.1 percentage points vs 09-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.55, compared with 1.53 in 2025, above the usual 1.5; short-term debt: 60.3% and cash: 88.5% of total assets), but 74.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 36% on solvency, 70% on liquidity, 94% on profitability and 32% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.55, cash €162,472
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
lowers risk · Size: total assets €183,675
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 48 sector peers (2026).
NBB · sector comparison
Position among 48 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 19-10-2026, 12 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2026
12 days early
2025
28 days early
2024
2 days early
2023
on the day
2022
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 9 days before the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 28 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. Highest result from 2022 to 2026net €52,743 ▲138%
  3. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Caution: Among the weakest 15% on solvencysector median 53.2% · 48 companies 25.5% View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Total assets 20265 financial years filed €183,675 View

By topic

Financials

Financial year
2026
Total assets
€183,675
Profit
€52,743
Solvency
25.5%
Total assets▲ 18.2%
Net result
20222026
Go to Financials

Timeline

Events
9
Since
2022
Next accounts
by 31-10-2027
  1. 26-02-2025Resignation: Emiel De Smet (director)
  2. 29-10-2024Annual accounts filed
  3. 31-03-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Repair and fitting of specific motor vehicle partsNACE 95313
Founded
01-04-2020
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Key facts about PORTOFINO CLASSICS

What is the company number of PORTOFINO CLASSICS?
0745.765.197. In Belgium the VAT number is the company number with BE in front: BE 0745.765.197.
Where is PORTOFINO CLASSICS based?
The registered office is at Legen Heirweg 25, 9890 Gavere.Company details
What does PORTOFINO CLASSICS do?
According to the KBO register, the main activity is repair and fitting of specific motor vehicle parts (NACE 95313).
What is the legal form of PORTOFINO CLASSICS?
Private limited company (BV).
When was PORTOFINO CLASSICS founded?
On 01-04-2020.
Is PORTOFINO CLASSICS still active?
Yes, PORTOFINO CLASSICS is an active enterprise in the KBO register.
What is the turnover of PORTOFINO CLASSICS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is PORTOFINO CLASSICS profitable?
In financial year 2026, PORTOFINO CLASSICS made a profit of €52,743.
Where can I find the annual accounts of PORTOFINO CLASSICS?
PORTOFINO CLASSICS filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of PORTOFINO CLASSICS due?
By 31-10-2027, for financial year 2027.Timeline

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