Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of PORTMANN AND PARTNERS is 6.0% (elevated). The 2023 annual accounts show negative equity (€-6k) and a net result of €3k. Equity is shrinking by ~51.7% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 3 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone6.0%
Elevated
0%0,5%1,5%4%10%≥25%
Young company
+Annual accounts: weaker financial profile
+No NACE activity registered
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wideAnnual accounts not filed
The financial year that closed on 31-12-2024 was due at the National Bank by 31-07-2025. Nothing is on record today, 388 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 22-07-2024, 9 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | nothing on record | not filed | - |
| 31-12-2023 | 31-07-2024 | 22-07-2024 | 9 d early | 2024-00273684 |
| 31-12-2022 | 31-07-2023 | 02-08-2023 | 2 d late | 2023-00310879 |
| 31-12-2021 | 31-07-2022 | 18-08-2022 | 18 d late | 2022-20298147 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€3k
Working capital€-6k+66.5%
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 22-07-2024 with the NBB · fiscal year 2023 · micro
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~51.7%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
€4k
-
21-23
€3k
-
21-23
€4k
-
21-23
€11k
-58.5%
21-23
€-6k
+34.7%
21-23
€-6k
+66.5%
21-23
0
-85.7%
21-23
€801
-96.5%
21-23
Show 10 other metrics
€627
-
21-23
€17k
-52.2%
21-23
€17k
-52.2%
21-23
0.62
+35.7%
21-23
0.62
+35.7%
21-23
-55.6%
-57.3%
21-23
-2.80
+26.9%
21-23
-53.0%
-
21-23
29.5%
-
21-23
47.07
-
21-23
Figures by fiscal year
| Fiscal year | 2023 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €4k |
| Net profit | €3k |
| Cash flow | €4k |
| Staff costs | €801 |
| Income taxes | - |
| Dividends | - |
| Total assets | €11k |
| Equity | €-6k |
| Debt | €17k |
| of which ≤ 1y | €17k |
| of which > 1y | - |
| Working capital | €-6k |
| Employees (FTE) | 0.1 |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 0.62 |
| Quick ratio | 0.62 |
| Working capital ratio | -59.4% |
| Solvency | -55.6% |
| Debt / equity | -2.80 |
| Long-term debt ratio | - |
| Interest coverage | 47.07 |
| Gross margin | - |
| Net margin | - |
| ROA | 29.5% |
| ROE | -53.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €11k |
| Fixed assets | 21/28 | €410 |
| Tangible fixed assets | 22/27 | €410 |
| Current assets | 29/58 | €10k |
| Amounts receivable within one year | 40/41 | €10k |
| Cash & bank | 54/58 | €168 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €11k |
| Equity | 10/15 | €-6k |
| Contributions / capital | 10/11 | €1k |
| Accumulated profits (losses) | 14 | €-7k |
| Amounts payable | 17/49 | €17k |
| Amounts payable within one year | 42/48 | €17k |
| Trade debts payable within one year | 44 | €16k |
| Income statement | ||
| Gross operating margin | 9900 | €5k |
| Operating result | 9901 | €3k |
| Financial charges | 65 | €84 |
| Result before taxes | 9903 | €3k |
| Net result for the period | 9904 | €3k |
| Result to be appropriated | 9905 | €3k |
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2023 · computed21
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Directors
Directors & mandates
3 directors5 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
Bartoletti DavidDirectorState Gazette act 25085476 (08-07-2025)Current08-07-2025 → present
-
Société en Commandite SL-777Legal entityManager· perm. rep.: LECLUSE SimonState Gazette act 24182709 (31-12-2024)Current26-10-2024 → present
Former directors (1)
-
Dimitri PORTMANNManagerState Gazette act 24182709 (31-12-2024)Former- → 26-10-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 27-01-2021 |
| Status | Active |
| Postal code | 4020 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationPORTMANN AND PARTNERS
since 20212.317.039.196
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,075 m²
Buildings1
Building footprint258 m²
Volume (LiDAR)7,492 m³
Tallest building32.7 m · ±10 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62817C0142/00E000 | Wallonia | 1,075 m² | 1 · 258 m² | 32.7 m · 10 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
3 acts Company purpose
tant en Belgique qu'à l'étranger, pour compte propre ou pour compte de tiers ou en participation, toutes les opérations se rapportant directement ou indirectement à: prestations de services; services administratifs; services de nettoyage; services commerciaux: intermédiation: achat et vente de biens et services: consultance; support logistique et opérationnel. La société dispose, tant en Belgique qu'à l'étranger, d'une pleine capacité d'accomplir tous les actes et opérations industriels, commerciaux et financiers, mobiliers ou immobiliers, se rapportant directement ou indirectement à son objet
Per act of 05-06-2026
Capital history · 1
05-06-2026
Founding capital: amount: 1500, shares: 100, currency: EUR
All acts · 3
updated 2 months ago
2026
05-06-2026 Incorporation · Founder · Founding capital · Share distribution
- Publication: 2026-06-05 · P&N Services
- Filing: 2026-05-28 · P&N Services
- Incorporation: 2026-05-18 · P&N Services
- Founder · P&N Services
- Founder · P&N Services
- Founding capital: amount: 1500, shares: 100, currency: EUR · P&N Services
- Share distribution: amount: 300, shares: 20, currency: EUR · NACHAT SRL
- Share distribution: amount: 1200, shares: 80, currency: EUR · PORTMANN AND PARTNERS SRL
- Officer appointment: Administrateur-Gérant · Rossignol Esteban Manfred B
- Mandate compensation: gratuit · Rossignol Esteban Manfred B
- Representation rule: L'Administrateur-Gérant peut seul engager valablement la société. · Rossignol Esteban Manfred B
- First fiscal year: end: 2027-12-31, start: 2026-05-18 · P&N Services
- Annual meeting schedule: 2028-06-18 · P&N Services
- Purpose: tant en Belgique qu'à l'étranger, pour compte propre ou pour compte de tiers ou en participation, toutes les opérations se rapportant directement ou indirectement à: prestations de services; services administratifs; services de nettoyage; services commerciaux: intermédiation: achat et vente de biens et services: consultance; support logistique et opérationnel. La société dispose, tant en Belgique qu'à l'étranger, d'une pleine capacité d'accomplir tous les actes et opérations industriels, commerciaux et financiers, mobiliers ou immobiliers, se rapportant directement ou indirectement à son objet
- Act object: Constitution - Nouvelle Personne Morale
Summary:
Incorporation · Founder · Founding capital · Share distribution
2025
08-07-2025 Bartoletti David appointed as director
- Bartoletti David, Bestuurder
2024
31-12-2024 1 director appointed, 1 resigning
- LECLUSE Simon, Zaakvoerder
- Dimitri PORTMANN, Zaakvoerder
Analysis
Financial profile
5 of 5 axes measured42
/ 100
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Health
21
Profitability
0
Solvency
36
Growth
58
Stability
94
Credit advice
verdict per customer and amountCompany registry
Company registry (CBE)
Crossroads BankNames & trade names
| Legal nameFR | PORTMANN AND PARTNERS |
Registered office
Quai de la Boverie 96 bus 33
4020 Liège, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.