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PORTARUM

Active Private limited companyfounded 2016active for 10 yearsAmbachtenlaan 16, 9080 LochristiKBO/BCE: BE 0647.941.093

Lifetime

9 annual accounts with figures on one time axis
peak €371,881 (2024)
€327,990▼ 11.8%
lowest -€7,802 (2017)
€24,946▼ 14.4%
peak €572,404 (2025)
€572,404▲ 4.6%
€4.0m▲ 15.3%
Board4 names since 2016
4 directorsVanderpoorten Hans and 3 others
Documentsfilings and deeds
13-04-202617 days before the deadline
2025micro format
Debts from €3.4m to €4.0mInvestments €535,417Cash from €18,808 to €103,702

Key points

from the 2025 annual accounts

Equity

€572,404 ▲ 4.6%

PORTARUM has made a profit without a break since 2020.

Turnover

≈ €470,000 estimated

The micro format states no turnover.

Debts

€4.0m 87% of the balance sheet
Financial debts 61%Suppliers 1%Taxes and wages 1%Other 37%

Of this, €1.0m falls due within a year.

Investments

€535,417 3.3 × depreciation
202320242025

Green is investment, beige is depreciation.

Filings

9 annual accounts 3 late
deadline20202025

The 2019 accounts came latest: 32 days after the end of the period.

Position in the sector

€572,404

More equity than 90% of companies in head offices and management consultancy. Sector median €78,216 · 39,400 companies.

Checked score

92
Excellent
Financially stronger than 33% of small companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 4,522 companies (NACE 70, small).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.1%▼ -0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.2%▲ +0.1 percentage points vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026highest value 05-2026: 0.1%▼ -0.1 percentage points vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Weak

38-1equity 12.6% of total assets
45+3short-term debt 23.0% · cash 2.3%
46-3return on assets 0.5%

Score breakdown

raises risk
Liquidity: current ratio 0.21, cash €103,702
lowers risk
Size: total assets €4.5m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 13-04-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, small). It does better than 15% of them on solvency, 32% on liquidity, 34% on profitability and 52% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,107 companies had the same profile as PORTARUM has now. Each dot stands for 11 companies, two years later.

97.9%
were still trading
0.9%
stopped another way
1.0%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of PORTARUM itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,107 companies, not a prediction for PORTARUM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €50,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.21 (0.04 in 2024), below 1. Short-term debt is 23% and cash 2.3% of total assets. 87.4% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €4.5m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.21, cash €103,702
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Figures for financial year 2025 (filed on 13-04-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 39368 sector peers (2025).
NBB · sector comparison
Position among 39368 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
17 days early
2024
33 days early
2023
4 days early
2022
2 days late
2021
4 days late
2020
on the day
2019
32 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 27 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VH
Director, since 09-02-2016
VL
Director, since 09-02-2016
VM
Director, since 09-02-2016
WA
Director, since 09-02-2016
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0647941093
4 directors appointed Vanderpoorten Hans, Windhey Ann, Vanderpoorten Maarten and Vanderpoorten Lien · General meeting of 04-12-2023 · Gazette deed
Environmental permit granted Slopen of verwijderen, Slopen van niet vrijstaande gebouwen of constructies, Verwijderen van vrijstaande gebouwen · Provincie Oost-Vlaanderen
Registered office moved within Lochristi New registered office: Ambachtenlaan 16 te 9080 Lochristi · Previous registered office: Toleindestraat 122 te 9080 Lochristi · Board meeting of 08-11-2019 · Gazette deed
All 19 events

Comparable companies

same main activity, similar in size and age
Company
PORTARUM Lochristi €4.5m €327,990 12.6% -
AGRI PROJECTS Sint-Niklaas €4.4m €285,813 92.1% 5.2
No-4-man Temse €3.8m €338,717 80.1% -
Industrial Services and Warehousing Wingene €4.5m €324,950 16.2% 0
HERO Andenne €4.9m €370,608 15.5% -
LAMBRECHT YVES PATRIMONIUM COMPAGNIE Kortrijk €4.5m €386,486 50.0% 0.8
CAVIAR FILM FINANCING Mechelen €4.8m €397,216 10.3% 3.1

These companies have the same main activity as PORTARUM: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €3.8m and €4.9m, founded between 2015 and 2016.

Official details

Source: KBO
Status
Active since 09-02-2016Normal situation
Activity
Business and other management consultancyNACE 70200and 1 other
Establishment unit
2.257.581.3649080 Lochristi, since 09-02-2016
Financial year end
30 September
Peppol
Reachable since 21-10-2026
Company details

Annual accounts to 30-09-2025

€4.5m▲ 13.8%
Filing
Filed on 13-04-2026, 17 days before the end of the filing period
Financials

Insights on PORTARUM

PORTARUM files the micro format. That format states no turnover. The gross margin rose from €243,026 in 2017 to €327,990 in 2025.

The balance sheet grew most from 2018 to 2019 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about PORTARUM

What is the company number of PORTARUM?
The company number of PORTARUM is 0647.941.093. The VAT number is the same number with BE in front: BE 0647.941.093.
Where is PORTARUM based?
The registered office is at Ambachtenlaan 16, 9080 Lochristi.Company details
What does PORTARUM do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of PORTARUM?
PORTARUM is a private limited company (BV).
When was PORTARUM founded?
PORTARUM was founded on 09-02-2016.
Is PORTARUM still active?
Yes, PORTARUM is an active enterprise in the KBO register.
What is the turnover of PORTARUM?
The turnover in financial year 2025 is ≈ €470,000. This figure is estimated from the gross margin of €327,990 and 95 comparable companies (NACE 70200). It probably lies between €390,000 and €820,000.Financials
Is PORTARUM profitable?
In financial year 2025, PORTARUM made a profit of €24,946.
Where can I find the annual accounts of PORTARUM?
PORTARUM filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of PORTARUM due?
PORTARUM must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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