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PORTAFO

Active
Private limited company·Activiteiten van bouwarchitecten· 3 yrs active
Galgeveld 46 ·8730 Beernem, Belgium
BE 0792.354.792
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of PORTAFO is 0.9% (low). The 2024 annual accounts show negative equity (€-3k) and a net result of €6k. Its solvency ranks better than 8% of 3371 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.9% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€6k
Working capital€-15k+14.8%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 20-08-2025 with the NBB · fiscal year 2024 · micro
€-15k€-10k€-5k€0€5k€10kOperating result 2023: €-9k€-9kNet result 2023: €-11k€-11kOperating result 2024: €8k€8kNet result 2024: €6k€6k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 71, Architecture & engineering · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -4.1% 55.1%
better than 8% of 3371 sector peers
Net result €6k €19k
better than 29% of 3371 sector peers
Equity €-3k €45k
better than 7% of 3373 sector peers
Gross operating margin €18k €38k
better than 30% of 3368 sector peers
Total assets €74k €95k
better than 39% of 3372 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€17k
+842.0% far above sector median
Net profit
€6k
- far above sector median
Cash flow
€15k
+4003.3% far above sector median
Total assets
€74k
+30.9% -12% vs sector
Equity
€-3k
+65.4% far below sector median
Working capital
€-15k
+14.8% far below sector median
Income taxes
€1k
+479.7% -29% vs sector
Debt
€77k
+18.0% +226% vs sector
Debt ≤ 1y
€60k
+52.0% +158% vs sector
Debt > 1y
€17k
-34.5% 23-24
Current ratio
0.75
+34.4% -68% vs sector
Quick ratio
0.75
+34.4% -68% vs sector
Solvency
-4.1%
+73.6% far below sector median
Debt / equity
-25.37
-240.9% far below sector median
ROE
-189.0%
- far below sector median
ROA
7.8%
- far above sector median
Interest coverage
22.50
+1533.5% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€17k
Net profit€6k
Cash flow€15k
Staff costs-
Income taxes€1k
Dividends-
Total assets€74k
Equity€-3k
Debt€77k
of which ≤ 1y€60k
of which > 1y€17k
Working capital€-15k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.75
Quick ratio0.75
Working capital ratio-20.0%
Solvency-4.1%
Debt / equity-25.37
Long-term debt ratio-5.54
Interest coverage22.50
Gross margin-
Net margin-
ROA7.8%
ROE-189.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€74k
Fixed assets 21/28€29k
Tangible fixed assets 22/27€29k
Current assets 29/58€45k
Amounts receivable within one year 40/41€39k
Cash & bank 54/58€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€74k
Equity 10/15€-3k
Contributions / capital 10/11€2k
Reserves 13€6k
Accumulated profits (losses) 14€-11k
Amounts payable 17/49€77k
Amounts payable after one year 17€17k
Amounts payable within one year 42/48€60k
Trade debts payable within one year 44€22k
Income statement
Gross operating margin 9900€18k
Operating result 9901€8k
Financial income 75€0
Financial charges 65€766
Result before taxes 9903€7k
Income taxes 67/77€1k
Net result for the period 9904€6k
Result to be appropriated 9905€6k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
21 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
PORTAFO
Galgeveld 46, 8730 BeernemActiviteiten van bouwarchitecten
since 20222.336.667.147
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area363 m²
Buildings1
Building footprint113 m²
Volume (LiDAR)506 m³
Tallest building6.1 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31028B0398/00L000 Flanders 363 m² 1 · 113 m² 6.0 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health21Profitability0Solvency39Growth78Stability94
46 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 21
Profitability 0
Solvency 39
Growth 78
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Bouwarchitecten71111Activiteiten van bouwarchitecten71111
Primary activity highlighted.
Names & trade names
Legal nameNL PORTAFO
Registered office
Galgeveld 46 bus b
8730 Beernem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.