POONCH
ActivePOONCH has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2023 annual accounts show equity of €20k and a net result of €1k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 86% of 24648 sector peers (fiscal year 2023). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2023
86
/ 100
Excellent▲ +24 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability25▲+25
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 4.24 against 6.11 in 2022), and 23.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
76.4%
Return on assets
3.9%
Age of the figures
32 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline12-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 31-12-2024, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
153 d late
2022
2 d late
2021
367 d late
2020
144 d late
2019
153 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€20k▲ 5.3%
2022 · €19k
2018: €14k
2019: €20k
2020: €7k
2021: €28k
2022: €19k
2018 → 2023
Total assets
€27k▲ 15.2%
2022 · €23k
2018: €16k
2019: €40k
2020: €48k
2021: €29k
2022: €23k
2018 → 2023
Net result
€1k
2022 · €-9k
2018: €20k
2019: €6k
2020: €-13k
2021: €21k
2022: €-9k
2018 → 2023
Working capital
€20k▲ 5.3%
2022 · €19k
2018: €14k
2019: €17k
2020: €6k
2021: €28k
2022: €19k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€20k-€7k▼ 66.1%€28k▲ 313%€19k▼ 30.9%€20k▲ 5.3%
Operating result€9k-€-10k€22k€-6k€4k
Net result€6k-€-13k€21k€-9k€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €4k after a loss of €6k in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €27k
Equity
€20k▲ 5.3%
Debt
€6k▲ 66.0%
The debt ratio rises from 16.4% to 23.6%: debt grows faster than equity.
Key figures and ratios
Solvency
76.4%▼
2022 · 83.6%
Current ratio
4.24▼
2022 · 6.11
Quick ratio
1.43▲
2022 · 1.23
Debt / equity
0.31▲
2022 · 0.20
ROE
5.0%▲
2022 · -44.6%
ROA
3.9%▲
2022 · -37.3%
Debt
€6k▲
2022 · €4k
Debt ≤ 1 year
€6k▲
2022 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€23k€27k▲
Current assets29/58€23k€27k▲
Stocks and contracts in progress3€19k€18k▼
Stocks30/36€19k€18k▼
Amounts receivable within one year40/41€1k€2k▲
Trade receivables40€1k€2k▲
Cash at bank and in hand54/58€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€23k€27k▲
Equity10/15€19k€20k▲
Contributions10/11€19k€19k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€-635€398▲
Amounts payable17/49€4k€6k▲
Amounts payable within one year42/48€4k€6k▲
Financial debts43€1k-
Credit institutions430/8€1k-
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€597€506▼
Taxes450/3€597€506▼
Other amounts payable47/48-€3k
Income statement
Code20222023
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-5k€5k▲
Operating profit (loss)9901€-6k€4k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-9k€1k▲
Profit (loss) for the period9904€-9k€1k▲
Profit (loss) for the period to be appropriated9905€-9k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-635€398▲
Profit (loss) brought forward from the previous period14P€8k€-635▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 367 days late
2021
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Liquidity times 51current ratio 59.20
Current ratio from 1.15 to 59.20; short-term debt falls from €41k to €483.
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 144 days late
2020
31-12
Financial
Weakest financial yearnet €-13k ▼338%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 153 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 31 days late
2014
19-08
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stabroek · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Puttestraat 412940 StabroekGround area
861 m²
Building footprint
269 m²
Volume, LiDAR
1,197 m³
Parcel 11044A0067/00W003, Flanders · tallest building 9.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Puttestraat 41, 2940 Stabroek
since 20032.126.489.824
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11044A0067/00W003 | Flanders | 861 m² | 1 · 269 m² | 9.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ONCE4ALL
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THE WOLFPACK TRADITION
BE 0720.950.718
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MASKOUR
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Of 2,465 companies in sector 47279 we hold annual accounts for 942. 695 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2002
Fiscal year end31-12
Activities, NACEBEL
47279Other retail sale of food
47299Retail trade
52272
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.