Turnover
The micro format states no turnover.
The dashed line is the sector median: 0.7% across 7,629 companies (NACE 96, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 54% of them on solvency, 26% on liquidity, 42% on profitability and 27% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 3,440 companies had the same profile as POOLCLEAN has now. Each dot stands for 9 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of POOLCLEAN itself: 2.0% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for POOLCLEAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.15 (1.35 in 2024), below the usual 1.5. Short-term debt is 63.4% of total assets. 67.9% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 5 accounts on average 45 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| POOLCLEAN Chaudfontaine | €61,503 | €12,626 | 32.1% | - |
| WOUIP Aywaille | €65,441 | €12,019 | 30.2% | - |
| AUTHOR OF WONDERS Uccle | €45,288 | €15,629 | 65.7% | - |
| 5115 Torhout | €48,089 | €16,879 | 62.7% | - |
| Broedplek Ghent | €73,809 | €16,440 | 27.4% | - |
| C-QUARTER Silly | €100,652 | €12,423 | 6.0% | - |
| MON COACH DE TRIATHLON Pepinster | €36,248 | €8,015 | 49.4% | - |
These companies have the same main activity as POOLCLEAN: other personal services (NACE 96999). They are comparable in size and age: total assets between €36,200 and €101,000, founded between 2020 and 2022.
POOLCLEAN files the micro format. That format states no turnover. The gross margin rose from €7,379 in 2021 to €12,626 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Higher than 55% of 5,752 companies in 2025.
Higher than 51% of 5,318 companies in 2025.
Higher than 24% of 5,362 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
61,503 | 65,085 | 75,473 | 78,049 | 60,254 | |
20 |
1,320 | 1,407 | 1,495 | 1,583 | 1,670 | |
21/28 |
15,325 | 21,784 | 29,931 | 38,899 | 7,334 | |
22/27 |
15,245 | 21,703 | 29,850 | 38,819 | 7,334 | |
22 |
3,079 | - | - | - | - | |
23 |
494 | 683 | 1,257 | 849 | - | |
24 |
11,671 | 21,021 | 28,593 | 37,970 | 7,334 | |
28 |
80 | 80 | 80 | 80 | - | |
29/58 |
44,859 | 41,893 | 44,047 | 37,567 | 51,250 | |
29 |
749 | 1,149 | - | - | - | |
290 |
749 | 1,149 | - | - | - | |
3 |
25,490 | 15,453 | 18,010 | 17,238 | 7,675 | |
30/36 |
25,490 | 15,453 | 18,010 | 17,238 | 7,675 | |
40/41 |
18,595 | 22,093 | 26,038 | 17,385 | 37,834 | |
40 |
17,463 | 22,074 | 26,038 | 17,385 | 37,834 | |
41 |
1,132 | 19 | 0 | 0 | 0 | |
54/58 |
- | 3,198 | - | 2,944 | 5,742 | |
490/1 |
25 | - | - | - | - | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
61,503 | 65,085 | 75,473 | 78,049 | 60,254 | |
10/15 |
19,763 | 22,925 | 11,695 | 17,056 | 16,600 | |
10/11 |
15,000 | 15,000 | 15,000 | 15,000 | 15,000 | |
14 |
4,763 | 7,925 | -3,305 | 2,056 | 1,600 | |
17/49 |
41,740 | 42,159 | 63,778 | 60,993 | 43,655 | |
17 |
2,248 | 11,179 | 20,016 | 28,759 | - | |
170/4 |
2,248 | 11,179 | 20,016 | 28,759 | - | |
42/48 |
38,992 | 30,980 | 43,762 | 32,233 | 43,655 | |
42 |
8,931 | 8,837 | 8,743 | 8,651 | - | |
43 |
3,445 | - | 7,128 | - | - | |
430/8 |
3,445 | - | 7,128 | - | - | |
44 |
0 | 0 | 1,878 | 4,692 | 11,094 | |
440/4 |
- | - | 1,878 | 4,692 | 11,094 | |
45 |
3,977 | 3,900 | 2,932 | 3,899 | 5,033 | |
450/3 |
3,977 | 3,900 | 2,932 | 3,899 | 5,033 | |
454/9 |
0 | 0 | 0 | 0 | - | |
47/48 |
22,639 | 18,243 | 23,081 | 14,991 | 27,528 | |
492/3 |
500 | - | - | - | - | |
| Income statement | ||||||
70 |
- | 148,335 | - | - | - | |
9900 |
12,626 | 32,269 | 11,155 | 10,970 | 7,379 | |
60/61 |
128,800 | 114,246 | 122,582 | 135,075 | 276,232 | |
630 |
10,072 | 9,764 | 9,966 | 8,208 | 3,750 | |
631/4 |
5,439 | 5,904 | 4,189 | 0 | - | |
640/8 |
124 | 149 | 149 | 161 | 239 | |
9901 |
-3,009 | 16,453 | -3,149 | 2,600 | 3,390 | |
75/76B |
506 | 0 | 3 | 0 | 43 | |
75 |
506 | 0 | 3 | 0 | 43 | |
65/66B |
637 | 1,203 | 2,412 | 972 | 133 | |
65 |
637 | 1,203 | 2,412 | 972 | 133 | |
9903 |
-3,140 | 15,250 | -5,558 | 1,628 | 3,300 | |
67/77 |
22 | 4,020 | -197 | 1,172 | 1,700 | |
9904 |
-3,162 | 11,230 | -5,361 | 456 | 1,600 | |
9905 |
-3,162 | 11,230 | -5,361 | 456 | 1,600 | |
| Appropriation of the result | ||||||
9906 |
4,763 | 7,925 | -3,305 | 2,056 | 1,600 | |
14P |
7,925 | -3,305 | 2,056 | 1,600 | - | |
| Document | ||||||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 27-04-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-04-2026 | 2026-00088352 | |
| 31-12-2024 | micro format | 11-03-2025 | 2025-00046126 | |
| 31-12-2023 | micro format | 09-07-2024 | 2024-00223606 | |
| 31-12-2022 | micro format | 16-08-2023 | 2023-00329763 | |
| 31-12-2021 | micro format | 19-08-2022 | 2022-20296225 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 7,063 | 26,216 | 6,817 | 10,808 | 7,140 | ||
| 6,910 | 20,994 | 4,606 | 8,665 | 5,350 | ||
| 3,525 | 1,529 | 910 | 46,273 | 11,000 | ||
| - | - | - | -2,798 | - | ||
| 5,867 | 10,913 | 285 | 5,333 | 7,595 | ||
| - | 11.1% | - | - | - | ||
| 32.1% | 35.2% | 15.5% | 21.9% | 27.5% | ||
| 1.15 | 1.35 | 1.01 | 1.17 | 1.17 | ||
| 0.50 | 0.85 | 0.59 | 0.63 | 1.00 | ||
| 2.11 | 1.84 | 5.45 | 3.58 | 2.63 | ||
| -16.0% | 49.0% | -45.8% | 2.7% | 9.6% | ||
| -5.1% | 17.3% | -7.1% | 0.6% | 2.7% | ||
| 11.09 | 21.80 | 2.83 | 11.12 | 53.50 | ||
| - | 54 days | - | - | - | ||
| 0 days | 0 days | 6 days | 13 days | 15 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €3,525 | €1,529 | €910 | €46,273 | €11,000 |
| €10,072 | €9,764 | €9,966 | €8,208 | €3,750 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €3,009, after a profit of €16,453 in 2024.
Debt's share of the balance-sheet total rises from 64.8% to 67.9%. Equity and debt are lower.
POOLCLEAN has no parent and no holdings in its annual accounts. LUCA Xavier Maurice Michel Marie Joseph is the only director. POOLCLEAN shares no director with another company.
| Luca, Perrine (sole trader)
establishment since 18-11-2025 |
founded in 2025 1030.545.024 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
POOLCLEAN was incorporated on 7 January 2021 as a private limited company by one natural person.12 Since 2021, LUCA Xavier Maurice Michel Marie Joseph has served as director.3 Total assets went from €60,254 in 2021 to €61,503 in 2025.4
| Establishment | Since | Unit number |
|---|---|---|
| Sur les Heids de Ninane 22 registered office 4050 Chaudfontaine | 07-01-2021 | 2.311.772.888 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62022D0051/00G000 | 1,032 m² | 1 · 117 m² | 6.6 m · 2 |
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