Financials
- Fiscal year
- 2025
- Total assets
- €704,475
- Profit
- €15,524
- Solvency
- 23.8%
Total assets▼ 5.1%
Net result
20182025
POOL & SPA DESIGN
ActiveSummary
POOL & SPA DESIGN has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167,864 and a net result of €15,524. Equity is growing by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 25% of 33831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Other building finishing work
NACE 43350NACE 43390Other specialised construction activities NACE 43990
1 site
Size
€704,475total assets 2025
- Staff
- 3 FTE
- Equity
- €167,864
- Profit
- €15,524
Turnover not published (abridged schema)
Structure
Accounts filed 25 d late0 of 3 deeds read
Why 83- Sector Specialised construction activities (NACE 43)- Liquidity: current ratio 1.05, cash €12,579+ Size: total assets €704,475+ Figures for FY 2025 (filed 25-08-2026)Show the evidence
Checked score
Score 2025
83
/ 100
Excellent
Probability in this band: under 0.55%
Better than 33% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
49+3
equity 23.8% of total assets
Liquidity
19+1
short-term debt 63.5% · cash 1.8%
Profitability
72-12
return on assets 2.2%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.1%
12-2024: 1.1%● 0.0% vs 11-2024
01-2025: 1.1%● 0.0% vs 12-2024
02-2025: 1.1%● 0.0% vs 01-2025
03-2025: 1.2%▲ +2.9% vs 02-2025
04-2025: 1.0%▼ -11.4% vs 03-2025
05-2025: 1.0%▼ -0.8% vs 04-2025
06-2025: 1.1%▲ +6.1% vs 05-2025
07-2025: 1.1%▲ +1.4% vs 06-2025
08-2025: 1.3%▲ +15.2% vs 07-2025
09-2025: 1.3%● 0.0% vs 08-2025
10-2025: 1.3%● 0.0% vs 09-2025
11-2025: 1.3%● 0.0% vs 10-2025
12-2025: 1.3%● 0.0% vs 11-2025
01-2026: 1.3%● 0.0% vs 12-2025
02-2026: 1.3%● 0.0% vs 01-2026
03-2026: 1.3%● 0.0% vs 02-2026
04-2026: 1.4%▲ +7.1% vs 03-2026
05-2026: 1.3%▼ -3.2% vs 04-2026
06-2026: 1.3%▼ -3.9% vs 05-2026
07-2026: 1.3%▲ +5.2% vs 06-2026
08-2026: 1.8%▲ +38.2% vs 07-2026highest value
09-2026: 0.3%▼ -82.2% vs 08-2026lowest value
10-2026: 0.3%● 0.0% vs 09-2026lowest value
- Size: total assets €704,475 lowers the probability for this profile
- Sector Specialised construction activities (NACE 43) raises the probability
- Figures for FY 2025 (filed 25-08-2026) lowers the probability
- Liquidity: current ratio 1.05, cash €12,579 raises the probability
Credit up to €13,000 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 0.9 in 2024; short-term debt: 63.5% and cash: 1.8% of total assets), and 76.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 25%, liquidity 10%, profitability 41%, growth against the median 54%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
25 d late
2024
31 d early
2023
30 d early
2022
25 d late
2021
30 d late
2020
27 d late
2019
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (4 of the last 5 filed years within 54 days of that day).
Companies Code · seven monthsPosition in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2018net €90,179 ▲233,041%
Key points
By topic
Timeline
- Events
- 11
- Since
- 2019
- Next accounts
- by 31-07-2027
- 25-08-2026Annual accounts filed
- 30-06-2025Annual accounts filed
- 31-12-2024Highest result since 2018
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other building finishing workNACE 43350
- Founded
- 15-02-2017
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
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