POOL GARDEN DESIGN
ActivePOOL GARDEN DESIGN has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €321k and a net result of €106k. Equity is growing by ~33.3% per year across the filed fiscal years. Its solvency ranks better than 20% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+3
Solvency41▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity short (current ratio 0.44 against 0.21 in 2024; short-term debt: 24.5% and cash: 0.7% of total assets), and 84.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.7%
Return on assets
5.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
71 d early
2023
28 d late
2022
39 d early
2021
34 d early
2020
180 d early
2019
141 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€321k▲ 49.0%
2024 · €216k
2018: €4k
2019: €20
2020: €16k
2021: €129k
2022: €151k
2023: €211k
2024: €216k
2018 → 2025
Total assets
€2.04M▲ 7.7%
2024 · €1.90M
2018: €7k
2019: €963
2020: €40k
2021: €792k
2022: €809k
2023: €1.94M
2024: €1.90M
2018 → 2025
Net result
€106k▲ 2,210%
2024 · €5k
2018: €-5k
2019: €-4k
2020: €16k
2021: €113k
2022: €22k
2023: €60k
2024: €5k
2018 → 2025
Working capital
€-282k▲ 10.2%
2024 · €-314k
2018: €4k
2019: €20
2020: €31k
2021: €-52k
2022: €-53k
2023: €-275k
2024: €-314k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€129k-€151k▲ 16.9%€211k▲ 39.8%€216k▲ 2.2%€321k▲ 49.0%
Operating result€163k-€40k▼ 75.7%€98k▲ 147%€30k▼ 69.5%€215k▲ 624%
Net result€113k-€22k▼ 80.7%€60k▲ 175%€5k▼ 92.4%€106k▲ 2,210%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 624% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.04M
Fixed assets
€1.82M▲ 0.5%
Current assets
€219k▲ 165%
Equity and liabilities €2.04M
Equity
€321k▲ 49.0%
Debt
€1.72M▲ 2.4%
The debt ratio falls from 88.6% to 84.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€264k▲
2024 · €97k
Cash flow
€155k▲
2024 · €71k
Solvency
15.7%▲
2024 · 11.4%
Current ratio
0.44▲
2024 · 0.21
Quick ratio
0.44▲
2024 · 0.21
Debt / equity
5.35▼
2024 · 7.79
ROE
32.9%▲
2024 · 2.1%
ROA
5.2%▲
2024 · 0.2%
Interest coverage
3.94▼
2024 · 4.35
Debt
€1.72M▲
2024 · €1.68M
Debt ≤ 1 year
€501k▲
2024 · €396k
Debt > 1 year
€1.18M▼
2024 · €1.28M
Income taxes
€43k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.90M€2.04M▲
Fixed assets21/28€1.81M€1.82M▲
Intangible fixed assets21€248€248=
Tangible fixed assets22/27€852k€862k▲
Land and buildings22€850k€859k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24-€1k
Financial fixed assets28€960k€960k=
Current assets29/58€82k€219k▲
Amounts receivable within one year40/41€82k€205k▲
Trade receivables40€80k€205k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58-€14k
Equity and liabilities
Total equity and liabilities10/49€1.90M€2.04M▲
Equity10/15€216k€321k▲
Contributions10/11€19k€19k=
Reserves13€197k€303k▲
Distributable reserves133€197k€303k▲
Amounts payable17/49€1.68M€1.72M▲
Amounts payable after more than one year17€1.28M€1.18M▼
Financial debts170/4€1.28M€1.18M▼
Amounts payable within one year42/48€396k€501k▲
Current portion of amounts payable after more than one year42€67k€124k▲
Financial debts43€42k€15k▼
Credit institutions430/8€42k€15k▼
Trade debts44€26k€9k▼
Suppliers440/4€26k€9k▼
Taxes, remuneration and social security45€5k€74k▲
Taxes450/3€5k€74k▲
Other amounts payable47/48€257k€279k▲
Accrued charges and deferred income492/3-€36k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67k€49k▼
Other operating charges640/8€3k€4k▲
Gross operating margin9900€99k€268k▲
Operating profit (loss)9901€30k€215k▲
Financial charges65/66B€22k€67k▲
Recurring financial charges65€22k€67k▲
Profit (loss) for the period before taxes9903€8k€148k▲
Income taxes67/77€3k€43k▲
Profit (loss) for the period9904€5k€106k▲
Profit (loss) for the period to be appropriated9905€5k€106k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€106k▲
Transfer to equity691/2€5k€106k▲
To other reserves6921€5k€106k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Equity above €200kEq €211k ▲39.8%
4 profitable years in a row build equity to €211k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €151k ▲16.9%
3 profitable years in a row build equity to €151k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €113k ▲613%
Net result €113k, the highest in the series.
31-12
Financial
Equity above €100kEq €129k ▲712%
2 profitable years in a row build equity to €129k.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 4.70
Current ratio from 1.02 to 4.70.
12-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 2 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergensesteenweg 7561600 Sint-Pieters-LeeuwGround area
9,911 m²
Building footprint
1,716 m²
Volume, LiDAR
7,584 m³
2 parcels, Flanders, Wallonia · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Pool garden design
since 20092.180.488.932
Drève de la Paix 9, 1430 Rebecq
since 20212.320.477.352
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23583H0182/00B000 | Flanders | 6,707 m² | 1 · 1,535 m² | 11.7 m |
| 25007A0001/00R000 | Wallonia | 3,204 m² | 1 · 181 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 37,728 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.