POOL DESIGN
ActiveSummary
POOL DESIGN has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€256) and a net result of €43,452. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 28374 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency24▲+24
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.14 against 0.62 in 2024; short-term debt: 73.8% and cash: 5.1% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-0.6%
Return on assets
98.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 28374 sector peers (2025).
NBB · sector comparisonPosition among 28374 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
27 d late
2023
30 d late
2022
11 d late
2021
30 d early
2020
55 d late
2019
89 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€241,206
EBIT margin
5.3%
Net result
€43,452
2024 · -€13,116
Working capital
€4,518
2024 · -€26,101
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€33,961€18,645▼ 45.1%€8,023▼ 57.0%-€4,822€49,950
Net result€27,856above the sector's middle half€12,768within the sector's middle half▼ 54.2%€2,957within the sector's middle half▼ 76.8%-€13,116below the sector's middle half€43,452above the sector's middle half
EBIT margin
Equity-€30,756below the sector's middle half▲ 56.6%-€17,988below the sector's middle half▲ 41.5%-€15,031below the sector's middle half▲ 16.4%-€28,147below the sector's middle half▼ 87.3%-€256below the sector's middle half▲ 99.1%
Total assets€76,246within the sector's middle half▼ 37.6%€64,470below the sector's middle half▼ 15.4%€61,257below the sector's middle half▼ 5.0%€52,816below the sector's middle half▼ 13.8%€44,102below the sector's middle half▼ 16.5%
Debt€107,002▼ 44.6%€82,458▼ 22.9%€76,288▼ 7.5%€80,964▲ 6.1%€44,358▼ 45.2%
Working capital-€32,770below the sector's middle half▲ 58.4%-€27,048below the sector's middle half▲ 17.5%-€26,700below the sector's middle half▲ 1.3%-€26,101below the sector's middle half▲ 2.2%€4,518within the sector's middle half
Solvency-40.3%below the sector's middle half▲ 17.7pp-27.9%below the sector's middle half▲ 12.4pp-24.5%below the sector's middle half▲ 3.4pp-53.3%below the sector's middle half▼ 28.8pp-0.6%below the sector's middle half▲ 52.7pp
Current ratio0.60below the sector's middle half▲ 0.090.64below the sector's middle half▲ 0.030.64below the sector's middle half▲ 0.010.62below the sector's middle half▼ 0.021.14within the sector's middle half▲ 0.52
Return on assets (ROA)36.5%above the sector's middle half▲ 46.8pp19.8%above the sector's middle half▼ 16.7pp4.8%within the sector's middle half▼ 15.0pp-24.8%below the sector's middle half▼ 29.7pp98.5%above the sector's middle half▲ 123.4pp
Staff (FTE)0.30.1▼ 66.7%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €49,950 after a loss of €4,822 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44,102
Fixed assets
€7,043 ▼ 32.7%
Current assets
€37,059 ▼ 12.5%
Key figures and ratios
EBITDA
€52,512▲
2024 · -€2,176
Cash flow
€46,013▲
2024 · -€10,471
Quick ratio
0.28▲
2024 · 0.17
Interest coverage
10.36▲
2024 · -0.25
Debt ≤ 1 year
€32,541▼
2024 · €68,448
Debt > 1 year
€11,050=
2024 · €11,050
Income taxes
€1,618
Staff costs
€0▼
2024 · €46
Equity ratios withheld: equity of -€256 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.9%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €22,457 | €18,370 | €18,000 | ▼ 2.0% |
| Remuneration, social security and pensions62 | €0 | €1,936 | €2,161 | €46 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,997 | €11,437 | €6,923 | €2,646 | €2,562 | ▼ 3.2% |
| Other operating charges640/8 | €1,774 | €5,315 | €4,650 | €3,407 | €1,695 | ▼ 50.3% |
| Non-recurring operating charges66A | - | - | - | - | €864 | - |
| Gross operating margin9900 | €48,732 | €37,333 | €21,757 | €1,277 | €55,071 | ▲ 4,212% |
| Operating profit (loss)9901 | €33,961 | €18,645 | €8,023 | -€4,822 | €49,950 | ▲ 1,136% |
| Financial income75/76B | €0 | €75 | €0 | €452 | €188 | ▼ 58.5% |
| Recurring financial income75 | €0 | €75 | €0 | €452 | €188 | ▼ 58.5% |
| Financial charges65/66B | €6,105 | €5,952 | €5,066 | €8,747 | €5,069 | ▼ 42.1% |
| Recurring financial charges65 | €6,105 | €5,952 | €5,066 | €8,747 | €5,069 | ▼ 42.1% |
| Profit (loss) for the period before taxes9903 | €27,856 | €12,768 | €2,957 | -€13,116 | €45,069 | ▲ 444% |
| Income taxes67/77 | - | - | - | - | €1,618 | - |
| Profit (loss) for the period9904 | €27,856 | €12,768 | €2,957 | -€13,116 | €43,452 | ▲ 431% |
| Profit (loss) for the period to be appropriated9905 | €27,856 | €12,768 | €2,957 | -€13,116 | €43,452 | ▲ 431% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €76,246 | €64,470 | €61,257 | €52,816 | €44,102 | ▼ 16.5% |
| Fixed assets21/28 | €26,383 | €17,400 | €13,104 | €10,469 | €7,043 | ▼ 32.7% |
| Tangible fixed assets22/27 | €26,208 | €17,045 | €12,749 | €10,469 | €7,043 | ▼ 32.7% |
| Plant, machinery and equipment23 | €21,528 | €17,045 | €12,749 | €9,062 | €5,791 | ▼ 36.1% |
| Furniture and vehicles24 | €4,680 | €0 | - | - | - | - |
| Other tangible fixed assets26 | - | - | - | €1,407 | €1,252 | ▼ 11.0% |
| Financial fixed assets28 | €175 | €355 | €355 | €0 | - | - |
| Current assets29/58 | €49,864 | €47,070 | €48,153 | €42,347 | €37,059 | ▼ 12.5% |
| Stocks and contracts in progress3 | €28,307 | €36,728 | €32,868 | €30,823 | €27,799 | ▼ 9.8% |
| Stocks30/36 | €28,307 | €36,728 | €32,868 | €30,823 | €27,799 | ▼ 9.8% |
| Contracts in progress37 | €0 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €10,080 | €6,959 | €14,137 | €5,134 | €6,121 | ▲ 19.2% |
| Trade receivables40 | €10,080 | €6,959 | €11,159 | €1,688 | €4,449 | ▲ 163% |
| Other amounts receivable41 | - | - | €2,978 | €3,446 | €1,672 | ▼ 51.5% |
| Cash at bank and in hand54/58 | €10,733 | €2,388 | €261 | €3,396 | €2,258 | ▼ 33.5% |
| Deferred charges and accrued income490/1 | €745 | €994 | €886 | €2,993 | €882 | ▼ 70.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €76,246 | €64,470 | €61,257 | €52,816 | €44,102 | ▼ 16.5% |
| Equity10/15 | -€30,756 | -€17,988 | -€15,031 | -€28,147 | -€256 | ▲ 99.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €3,040 | ▼ 83.7% |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Distributable reserves133 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€51,216 | -€38,448 | -€35,491 | -€48,607 | -€5,156 | ▲ 89.4% |
| Amounts payable17/49 | €107,002 | €82,458 | €76,288 | €80,964 | €44,358 | ▼ 45.2% |
| Amounts payable after more than one year17 | €24,298 | €8,190 | €585 | €11,050 | €11,050 | = |
| Financial debts170/4 | €24,298 | €8,190 | €585 | €11,050 | €0 | ▼ 100% |
| Other amounts payable178/9 | - | - | - | - | €11,050 | - |
| Amounts payable within one year42/48 | €82,634 | €74,118 | €74,853 | €68,448 | €32,541 | ▼ 52.5% |
| Current portion of amounts payable after more than one year42 | €9,128 | €10,286 | €7,766 | €9,858 | €0 | ▼ 100% |
| Financial debts43 | €21,709 | €17,741 | €23,589 | €25,834 | €22,718 | ▼ 12.1% |
| Credit institutions430/8 | €21,709 | €17,741 | €23,589 | €25,834 | €22,718 | ▼ 12.1% |
| Trade debts44 | €31,313 | €30,703 | €26,102 | €17,083 | €491 | ▼ 97.1% |
| Suppliers440/4 | €31,313 | €30,703 | €26,102 | €17,083 | €491 | ▼ 97.1% |
| Advances received on contracts in progress46 | €249 | €0 | - | - | - | - |
| Taxes, remuneration and social security45 | €20,236 | €12,586 | €9,079 | €3,600 | €1,618 | ▼ 55.1% |
| Taxes450/3 | €20,236 | €12,101 | €9,079 | €3,600 | €1,618 | ▼ 55.1% |
| Remuneration and social security454/9 | - | €485 | €0 | - | - | - |
| Other amounts payable47/48 | €0 | €2,802 | €8,318 | €12,073 | €7,714 | ▼ 36.1% |
| Accrued charges and deferred income492/3 | €71 | €150 | €850 | €1,466 | €767 | ▼ 47.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27,856 | €12,768 | €2,957 | -€13,116 | €43,452 | ▲ 431% |
| + Depreciation and write-downs630 | €12,997 | €11,437 | €6,923 | €2,646 | €2,562 | ▼ 3.2% |
| Operating cash flow (approximation) | €40,853 | €24,205 | €9,880 | -€10,471 | €46,013 | ▲ 539% |
| Investment in fixed assets (approximation) | - | -€2,455 | -€2,627 | -€11 | €864 | ▲ 8,132% |
| Change in cash | - | -€8,345 | -€2,127 | €3,135 | -€1,138 | ▼ 136% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
17-07
State Gazette act
Resignation: Cédric THOMAS (director)Director discharge · Registered-office move5 facts ▸
State Gazette act
Resignation: Cédric THOMAS (director)
Director discharge · Registered-office move5 facts ▸
- General meeting, 10-06-2026
- Director resignation, Cédric THOMAS (director)
- Director discharge, Cédric THOMAS
- Board composition, Jonathan THOMAS (sole director)
- Registered-office move, Rue des Fonds,11-B-5140 Tongrinne
2025
31-12
Financial
Back to profitnet €43,452
Net result €43,452 after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €27,856
Net result €27,856 after 2 loss-making years.
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 55 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Weakest financial yearnet -€73,834
Net result drops to -€73,834, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 57 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
4 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 2009
Ground area
1,009 m²
Building footprint
72 m²
Parcel 92126C0347/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Pool Design
since 20092.182.189.796
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92126C0347/00K000 | Wallonia | 1,009 m² | 1 · 72 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Cédric THOMAS |
|
Articles of association
Board rule
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Of 15,518 companies in sector 43990 we hold annual accounts for 7,426. 4,838 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-10-2009
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
43910Bricklaying and masonry work
81220Other building cleaning and industrial cleaning
Contact
Website
www.pooldesign.beSombreffe
E-mail
contact@pooldesign.beSombreffe
E-invoicing
Reachable via Peppol
Peppol ID
0208:0819819551
Also
9925:BE0819819551
Registered
17-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.