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Pontone Properties

Active Private limited companyfounded 2023active for 3 yearsKortrijksesteenweg 48, 9830 Sint-Martens-LatemKBO/BCE: BE 0803.317.871

Lifetime

2 annual accounts with figures on one time axis
peak €223,628 (2025)
€171,137▼ 23.5%
lowest -€11,713 (2026)
-€11,713▼ €12,001
peak €30,288 (2025)
€18,575▼ 38.7%
€2.6m▲ 1.2%
Board2 names since 2023
2 directorsAETERRA SERVICES and 1 other
Owners
  
Documentsfilings and deeds
30-10-20261 day before the deadline
2026micro format
Gross margin from €223,628 to €171,137Loss of €11,713Equity from €30,288 to €18,575

Key points

from the 2026 annual accounts

Turnover

≈ €310,000 estimated

The micro format states no turnover.

Debts

€2.6m 99% of the balance sheet
Financial debts 24%Suppliers 2%Other 74%

Of this, €2.0m falls due within a year.

Liquidity

1.33 was 32.38 in 2025

Short-term debts rose from €79,604 to €2.0m.

Position in the sector

0.7%

Lower solvency than 84% of companies in real estate. Sector median 37.6% · 488 companies.

Checked score

84
Excellent
Financially stronger than 17% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.0% 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.1%▲ +0.1 percentage points vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.2%▲ +0.1 percentage points vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025highest value 08-2025: 1.2%● unchanged vs 07-2025highest value 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 0.2%▼ -1.0 percentage point vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026lowest value 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.4%▲ +0.1 percentage points vs 09-2026 11-2026: 0.2%▼ -0.2 percentage points vs 10-2026

Financial strength
Weak

26=equity 0.7% of total assets
13-41short-term debt 75.5% · cash 3.3%
36-2return on assets -0.5%

Score breakdown

raises risk
Equity €18,575 (0.7% of total assets)
lowers risk
Size: total assets €2.6m
Sector: Real estate activities (NACE 68)
Figures for financial year 2026 (filed on 06-11-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 16% of them on solvency, 11% on liquidity, 31% on profitability and 11% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-03-2026.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 865 companies had the same profile as Pontone Properties has now. Each dot stands for 3 companies, two years later.

96.6%
were still trading
1.7%
stopped another way
1.5%
went bankrupt
  • Small
  • 2 to 5 years old
  • solvency under 10%
  • a small loss

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Pontone Properties itself is lower: 0.2% within 12 months. It rests on far more data about Pontone Properties than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 865 companies, not a prediction for Pontone Properties. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.33 (32.38 in 2025), below the usual 1.5. Short-term debt is 75.5% and cash 3.3% of total assets. 99.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €2.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Equity €18,575 (0.7% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2026 (filed on 06-11-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 488 sector peers (2026).
NBB · sector comparison
Position among 488 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-10-2026, 1 day ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2026
1 day early
2025
4 days early
← before the deadline after the deadline →
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

AS
Director, Mathias Meert, since 28-06-2023
M
Director, Hendrik Danneels, since 28-06-2023
  • AETERRA 50%equity €229,626 (2025) · 2025 annual accounts of AETERRA
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0803317871
Incorporation Founding capital of €30,000, 100 shares · Founders: AETERRA (partner) and MYLECKE (partner) · Appointments: Aeterra Services (director) and MYLECKE (director) · published on 30-06-2023 · Gazette deed
2 establishments registered Sint-Martens-Latem and Erezée
All 5 events

Comparable companies

same main activity, similar in size and age
Company
Pontone Properties Sint-Martens-Latem €2.6m €171,137 0.7% -
MN INVEST Floreffe €2.6m €200,572 23.3% 0
Blackbird Residence Keerbergen €2.3m €185,534 23.2% 0
EIE MANAGEMENT Nassogne €3.1m €186,401 4.2% -
VDB Invest Sint-Katelijne-Waver €2.4m €203,975 -5.1% -
ARCH HE MADE Flémalle €2.4m €166,595 7.7% -
YO IMMO Liège €2.7m €124,261 31.9% -

These companies have the same main activity as Pontone Properties: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €2.3m and €3.1m, founded between 2022 and 2024.

Official details

Source: KBO
Status
Active since 28-06-2023Normal situation
Registered office
92 active companies are registered at this address15 started in the 12 months before. Source: KBO register, as of 11 November 2026.
Activity
Buying and selling of own real estateNACE 68110and 3 others
Establishment units
2.348.742.0639830 Sint-Martens-Latem, since 28-06-2023
2.348.742.1626997 Erezée, since 28-06-2023
Financial year end
31 March
Peppol
Reachable since 27-03-2026
Company details

Annual accounts to 31-03-2026

€2.6m▲ 0.8%
Filing
Filed on 30-10-2026, 1 day before the end of the filing period
Financials

Insights on Pontone Properties

Pontone Properties has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €18,575 and a net result of -€11,713.

Its solvency ranks better than 15% of 488 sector peers (NACE 68, financial year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Pontone Properties

What is the company number of Pontone Properties?
The company number of Pontone Properties is 0803.317.871. The VAT number is the same number with BE in front: BE 0803.317.871.
Where is Pontone Properties based?
The registered office is at Kortrijksesteenweg 48, 9830 Sint-Martens-Latem.Company details
What does Pontone Properties do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of Pontone Properties?
Pontone Properties is a private limited company (BV).
When was Pontone Properties founded?
Pontone Properties was founded on 28-06-2023.
Is Pontone Properties still active?
Yes, Pontone Properties is an active enterprise in the KBO register.
What is the turnover of Pontone Properties?
The turnover in financial year 2026 is ≈ €310,000. This figure is estimated from the gross margin of €171,137 and 49 comparable companies (NACE 681). It probably lies between €230,000 and €570,000.Financials
Is Pontone Properties profitable?
In financial year 2026, Pontone Properties made a loss of €11,713.
Where can I find the annual accounts of Pontone Properties?
Pontone Properties filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of Pontone Properties due?
Pontone Properties must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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