Pont - Express
ActivePont - Express has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255k and a net result of €597. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 51% of 127 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+21
Solvency66▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.09 against 2.06 in 2024; short-term debt: 43.5% and cash: 25.4% of total assets), but 58.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 27
Relative position
BE, all sectors
reference
Sector 27
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.2%
Return on assets
0.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
2 d late
2021
2 d late
2020
8 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€255k▲ 0.2%
2024 · €255k
2018: €259k
2019: €260k
2020: €272k
2021: €305k
2022: €346k
2023: €362k
2024: €255k
2018 → 2025
Total assets
€619k▼ 2.4%
2024 · €634k
2018: €607k
2019: €688k
2020: €608k
2021: €706k
2022: €681k
2023: €730k
2024: €634k
2018 → 2025
Net result
€597▲ 50.1%
2024 · €397
2018: €9k
2019: €1k
2020: €12k
2021: €33k
2022: €41k
2023: €16k
2024: €397
2018 → 2025
Working capital
€295k▲ 3.5%
2024 · €285k
2018: €308k
2019: €337k
2020: €347k
2021: €356k
2022: €411k
2023: €405k
2024: €285k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€305k-€346k▲ 13.5%€362k▲ 4.6%€255k▼ 29.7%€255k▲ 0.2%
Operating result€54k-€67k▲ 24.7%€37k▼ 44.9%€16k▼ 55.5%€9k▼ 44.9%
Net result€33k-€41k▲ 25.2%€16k▼ 61.6%€397▼ 97.5%€597▲ 50.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 45% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €619k
Fixed assets
€55k▼ 32.3%
Current assets
€564k▲ 2.0%
Equity and liabilities €619k
Equity
€255k▲ 0.2%
Debt
€364k▼ 4.1%
The debt ratio falls from 59.8% to 58.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▼
2024 · €39k
Cash flow
€27k▲
2024 · €22k
Solvency
41.2%▲
2024 · 40.2%
Current ratio
2.09▲
2024 · 2.06
Quick ratio
1.51▼
2024 · 1.56
Debt / equity
1.42▼
2024 · 1.49
ROE
0.2%▲
2024 · 0.2%
ROA
0.1%▲
2024 · 0.1%
Interest coverage
7.61▲
2024 · 3.50
Debt
€364k▼
2024 · €379k
Debt ≤ 1 year
€269k▲
2024 · €268k
Debt > 1 year
€94k=
2024 · €94k
Income taxes
€4k▼
2024 · €5k
Staff costs
€75k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€634k€619k▼
Fixed assets21/28€81k€55k▼
Tangible fixed assets22/27€80k€54k▼
Plant, machinery and equipment23€11k€9k▼
Furniture and vehicles24€64k€40k▼
Other tangible fixed assets26€6k€5k▼
Financial fixed assets28€460€460=
Current assets29/58€553k€564k▲
Stocks and contracts in progress3€135k€157k▲
Stocks30/36€56k€65k▲
Contracts in progress37€80k€93k▲
Amounts receivable within one year40/41€291k€242k▼
Trade receivables40€287k€235k▼
Other amounts receivable41€4k€7k▲
Cash at bank and in hand54/58€116k€157k▲
Deferred charges and accrued income490/1€11k€7k▼
Equity and liabilities
Total equity and liabilities10/49€634k€619k▼
Equity10/15€255k€255k▲
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€130k€130k=
Non-distributable reserves130/1€22k€22k=
Legal reserve130€10k€10k=
Reserves not available under the articles1311€12k€12k=
Distributable reserves133€108k€108k=
Profit (loss) carried forward14€25k€25k▲
Amounts payable17/49€379k€364k▼
Amounts payable after more than one year17€94k€94k=
Financial debts170/4€94k€94k=
Amounts payable within one year42/48€268k€269k▲
Financial debts43€5k€5k▼
Credit institutions430/8€5k€5k▼
Trade debts44€93k€81k▼
Suppliers440/4€93k€81k▼
Taxes, remuneration and social security45€27k€28k▲
Taxes450/3€11k€11k▼
Remuneration and social security454/9€15k€17k▲
Other amounts payable47/48€143k€156k▲
Accrued charges and deferred income492/3€17k€179▼
Income statement
Code20242025
Non-recurring operating income76A€1k€0▼
Remuneration, social security and pensions62€48k€75k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€26k▲
Other operating charges640/8€6k€12k▲
Gross operating margin9900€92k€122k▲
Operating profit (loss)9901€16k€9k▼
Financial income75/76B€234€317▲
Recurring financial income75€234€317▲
Financial charges65/66B€11k€5k▼
Recurring financial charges65€11k€5k▼
Profit (loss) for the period before taxes9903€6k€5k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€397€597▲
Profit (loss) for the period to be appropriated9905€397€597▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€25k▲
Profit (loss) brought forward from the previous period14P€24k€25k▲
Transfer to equity691/2€0-
To the legal reserve6920€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Weakest financial yearnet €397 ▼97.5%
Net result drops to €397, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
30-09
Financial
Highest result since 2018net €41k ▲25.2%
Operating result €67k, net result €41k, both a record.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
22-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelhofstraat 201852 GrimbergenGround area
2,672 m²
Building footprint
376 m²
Parcel 23005A0165/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
PNT EXPRESS
since 19792.018.722.230
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23005A0165/00H000 | Flanders | 2,672 m² | 1 · 375 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 142 companies in sector 27900 we hold annual accounts for 103. 69 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-10-1979
Fiscal year end30-09
Activities, NACEBEL
27900Manufacture of electrical equipment
28220Manufacture of machinery and equipment not elsewhere classified
31623
45194
46713Wholesale trade
50104
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.