Skip to content

Ponsard Immo

Active
Private limited companyfounded 20169 years activeRue Noire Fontaine 55, 4624 Fléron, BelgiumKBO/BCE: BE 0666.497.886
Summary

Ponsard Immo has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€118,638) and a net result of -€12,797. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Activity not known1 site
Size
€174,919turnover 2025
Equity
-€118,638
Loss
-€12,797
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts 32 days early0 of 3 deeds read
Why 55Capped at 59: negative equity- Negative equity -€118,638- Liquidity: current ratio 0.55, cash €23,953+ Size: turnover €174,919, total assets €1.9m+ Figures for FY 2025 (filed 29-06-2026)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 38% of its sector peers (no NACE code, micro)
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 19-1
equity -6.1% of total assets
Liquidity 52+2
short-term debt 2.3% · cash 1.2%
Profitability 57+3
return on assets -0.7%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.6%▼ -0.1 percentage points vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%▲ +0.2 percentage points vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 1.0%▲ +0.1 percentage points vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 0.9%▼ -0.1 percentage points vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.2 percentage points vs 07-2026 09-2026: 1.3%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.5%▼ -0.8 percentage points vs 09-2026lowest value
No credit on open account
Liquidity short (current ratio 0.55 against 0.06 in 2024; short-term debt: 2.3% and cash: 1.2% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 13% on solvency, 44% on liquidity, 39% on profitability and 57% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: turnover €174,919, total assets €1.9m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€118,638
NBB · annual accounts
raises risk · Liquidity: current ratio 0.55, cash €23,953
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 29-06-2026)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€118,638
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
32 days early
2024
27 days early
2023
30 days early
2022
30 days early
2021
33 days early
2020
32 days early
2019
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 30 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€36,077

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€118,638 View
  • Risk: 6 loss-making years in a rowloss fiscal year 2025 -€12,797 View
  • Positive: Turnover rose in 2025from €114,100 to €174,919 ▲ 53.3% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View

By topic

Financials

Fiscal year
2025
Turnover
€174,919
Loss
-€12,797
Solvency
-6.1%
Turnover▲ 53.3%
Net result
20182025
Go to Financials

Timeline

Events
11
Since
2018
Next accounts
by 31-07-2027
  1. 01-07-2024Annual accounts filed
  2. 01-07-2023Annual accounts filed
  3. 28-06-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
18-11-2016
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.