PONSARD & CO

Active

Private limited companyfounded 20241 yr activeVoye del Rèdje(WAR) 10, 4608 Dalhem, BelgiumKBO/BCE: BE 1017.227.815

The computed 12-month bankruptcy probability of PONSARD & CO is 2.0% (moderate). The 2025 annual accounts show equity of €25k and a net result of €28. Its solvency ranks better than 29% of 442 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

66 / 100

Healthy

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability1

Solvency45

Growth-

Stability67

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity ample (current ratio 3.28), but 82.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 79

Relative position

BE, all sectors

reference

Sector 79

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

17.8%

Return on assets

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

on the day

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€25k

Total assets

€141k

Net result

€28

Working capital

€88k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €141k

10%

89.9%

Fixed assets €14k

Current assets €127k

Equity and liabilities €141k

17.8%

82.2%

Equity €25k

Debt €116k

Debt finances 82.2% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€8k

Cash flow

€5k

Solvency

17.8%

Current ratio

3.28

Quick ratio

3.28

Debt / equity

4.62

ROE

0.1%

ROA

0.0%

Interest coverage

3.83

Debt

€116k

Debt ≤ 1 year

€39k

Income taxes

€1k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€141k

Fixed assets21/28€14k

Intangible fixed assets21€3k

Tangible fixed assets22/27€11k

Furniture and vehicles24€11k

Current assets29/58€127k

Amounts receivable within one year40/41€36k

Trade receivables40€34k

Other amounts receivable41€3k

Cash at bank and in hand54/58€54k

Deferred charges and accrued income490/1€37k

Equity and liabilities

Total equity and liabilities10/49€141k

Equity10/15€25k

Contributions10/11€25k

Profit (loss) carried forward14€28

Amounts payable17/49€116k

Amounts payable within one year42/48€39k

Trade debts44€28k

Suppliers440/4€28k

Taxes, remuneration and social security45€2k

Taxes450/3€2k

Remuneration and social security454/9€632

Other amounts payable47/48€8k

Accrued charges and deferred income492/3€77k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k

Other operating charges640/8€1k

Gross operating margin9900€9k

Operating profit (loss)9901€3k

Financial charges65/66B€2k

Recurring financial charges65€2k

Profit (loss) for the period before taxes9903€1k

Income taxes67/77€1k

Profit (loss) for the period9904€28

Profit (loss) for the period to be appropriated9905€28

Appropriation of the result

Profit (loss) to be appropriated9906€28

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Dalhem · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Voye del Rèdje(WAR) 104608 Dalhem

Ground area

881 m²

Building footprint

86 m²

Parcel 62114A0269/00F002, Wallonia. Linked by address, not a title deed.

1 establishment unit

Voye del Rèdje(WAR) 10, 4608 Dalhem

Activities of head offices; management consultancy activities

since 20242.367.368.934

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62114A0269/00F002	Wallonia	881 m²	1 · 86 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Antwerp Urban Projects

Of 1,845 companies in sector 79901 we hold annual accounts for 146. 98 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded11-12-2024

Fiscal year end31-12

Activities, NACEBEL

79901Tourist information services

70200Business and other management consultancy

70210Activities of head offices; management consultancy activities

70220Business consulting

73300Public relations and communication consultancy

82100Office administrative and support services

82110Office administrative, office support and other business support activities

82190Office administrative, office support and other business support activities

82300Organisation of conventions and trade shows

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.