Equity
€187,921 ▲ 10.2%
PONSAERTS has made a profit without a break since 2020.
PONSAERTS
Lifetime
20 annual accounts with figures on one time axis, 27 filings since 1999peak €160,138 (2016)
€157,985▲ 6.7%
lowest -€41,233 (2006)
€41,316▲ 5.0%
peak €187,921 (2025)
€187,921▲ 10.2%
€11,440▲ 13.7%
Owners
Documentsfilings and deeds
29-07-20262 days before the deadline
2025abbreviated format
Cash from €38,483 to €69,294
Key points
from the 2025 annual accountsFilings
27 annual accounts since 1999
The last five annual accounts were filed 1 to 3 days before the end of the period.
Position in the sector
94.3%
Higher solvency than 93% of companies in computer programming and consultancy. Sector median 46.4% · 3,406 companies.
Checked score
97
Excellent
Financially stronger than 72% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025highest value
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 16.58, cash €69,294
Equity €187,921 (94.3% of total assets)
Sector: Computer programming, consultancy and related activities (NACE 62)
Founded in 1998
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 82% on liquidity, 61% on profitability and 60% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as PONSAERTS has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of PONSAERTS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for PONSAERTS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 16.58 (15.95 in 2024), above the usual 1.5. Short-term debt is 5.7% and cash 34.8% of total assets. 5.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 days early
2024
2 days early
2023
2 days early
2022
1 day early
2021
3 days early
2020
2 days early
2019
8 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0463094826
Purpose change · Legal-form change · Resignations & appointments
“Het verlenen van advies inzake hardware (configuraties) en software; Het analyseren, ontwerpen, programmeren…” (deed in Dutch) · Board composition: Bart Ponsaerts (niet statutaire bestuurder van de bv) · General meeting of 15-12-2023 · Gazette deed
First establishment
Boslaan 39, Oud-Heverlee
Incorporation
published on 22-04-1998 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PONSAERTS Oud-Heverlee | €199,362 | €73,763 | 94.3% | - |
| DIDI SOFTWARE CONSULTING Aarschot | €180,240 | €70,562 | 33.9% | - |
| KUDOS Aarschot | €200,927 | €74,140 | 84.5% | - |
| YOPSYS CONSULTING Londerzeel | €179,930 | €64,049 | 84.3% | - |
| VCICT Hasselt | €189,687 | €77,667 | 85.2% | - |
| BUNTINX Antwerp | €220,504 | €80,123 | 93.2% | - |
| SOLLEM Lint | €219,622 | €75,722 | 90.1% | - |
These companies have the same main activity as PONSAERTS: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €180,000 and €221,000, founded between 1996 and 2002.
Official details
Source: KBO- Status
- Active since 08-04-1998Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 3 others
- Establishment unit
- 2.127.106.8623050 Oud-Heverlee, since 12-03-2003
- Financial year end
- 31 December
- Peppol
- Reachable since 10-07-2025
Annual accounts 2025
- €199,362▲ 10.4%
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on PONSAERTS
PONSAERTS has existed since 1998. Turnover grew from €110,510 in 2006 to €157,985 in 2025.
Turnover has grown every year since 2021.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PONSAERTS
- What is the company number of PONSAERTS?
- The company number of PONSAERTS is 0463.094.826. The VAT number is the same number with BE in front: BE 0463.094.826.
- Where is PONSAERTS based?
- The registered office is at Boslaan 39, 3050 Oud-Heverlee.Company details
- What does PONSAERTS do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of PONSAERTS?
- PONSAERTS is a private limited company (BV).
- When was PONSAERTS founded?
- PONSAERTS was founded on 08-04-1998.
- Is PONSAERTS still active?
- Yes, PONSAERTS is an active enterprise in the KBO register.
- What is the turnover of PONSAERTS?
- The turnover of PONSAERTS was €157,985 in financial year 2025, according to the filed annual accounts.Financials
- Is PONSAERTS profitable?
- In financial year 2025, PONSAERTS made a profit of €41,316.
- Where can I find the annual accounts of PONSAERTS?
- PONSAERTS filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PONSAERTS due?
- PONSAERTS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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