PONAMADEV
ActivePONAMADEV has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €8k. Equity is growing by ~44.3% per year across the filed fiscal years. Its solvency ranks better than 81% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-20
Solvency100=
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.52 against 4.15 in 2024), and 15.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.9%
Return on assets
13.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
27 d late
2024
29 d early
2023
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▲ 19.0%
2024 · €43k
2023: €13k
2024: €43k
2023 → 2025
Total assets
€60k▲ 12.0%
2024 · €54k
2023: €25k
2024: €54k
2023 → 2025
Net result
€8k▼ 72.6%
2024 · €30k
2023: €10k
2024: €30k
2023 → 2025
Working capital
€41k▲ 20.9%
2024 · €34k
2023: €12k
2024: €34k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€13k-€43k▲ 228%€51k▲ 19.0%
Operating result€14k-€41k▲ 190%€13k▼ 67.6%
Net result€10k-€30k▲ 195%€8k▼ 72.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 68% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€10k▲ 11.7%
Current assets
€50k▲ 12.1%
Equity and liabilities €60k
Equity
€51k▲ 19.0%
Debt
€9k▼ 15.8%
The debt ratio falls from 20.1% to 15.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€18k▼
2024 · €43k
Cash flow
€12k▼
2024 · €32k
Solvency
84.9%▲
2024 · 79.9%
Current ratio
5.52▲
2024 · 4.15
Quick ratio
5.52▲
2024 · 4.15
Debt / equity
0.18▼
2024 · 0.25
ROE
16.0%▼
2024 · 69.5%
ROA
13.6%▼
2024 · 55.5%
Interest coverage
10.34▼
2024 · 17.26
Debt
€9k▼
2024 · €11k
Debt ≤ 1 year
€9k▼
2024 · €11k
Income taxes
€4k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€54k€60k▲
Fixed assets21/28€9k€10k▲
Tangible fixed assets22/27€9k€10k▲
Furniture and vehicles24€9k€10k▲
Current assets29/58€45k€50k▲
Amounts receivable after more than one year29-€9k
Other amounts receivable291-€9k
Amounts receivable within one year40/41€10k€26k▲
Trade receivables40€10k€21k▲
Other amounts receivable41-€6k
Cash at bank and in hand54/58€35k€14k▼
Deferred charges and accrued income490/1€574€552▼
Equity and liabilities
Total equity and liabilities10/49€54k€60k▲
Equity10/15€43k€51k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€40k€48k▲
Amounts payable17/49€11k€9k▼
Amounts payable within one year42/48€11k€9k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€7k€7k▼
Taxes450/3€7k€7k▼
Other amounts payable47/48€313-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€511€528▲
Gross operating margin9900€44k€18k▼
Operating profit (loss)9901€41k€13k▼
Financial income75/76B€9€6▼
Recurring financial income75€9€6▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€39k€12k▼
Income taxes67/77€9k€4k▼
Profit (loss) for the period9904€30k€8k▼
Profit (loss) for the period to be appropriated9905€30k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€48k▲
Profit (loss) brought forward from the previous period14P€10k€40k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €8k ▼72.6%
Net result drops to €8k, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €30k ▲195%
Operating result €41k, net result €30k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.15
Current ratio from 2.06 to 4.15; short-term debt falls from €12k to €11k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jubelfeestlaan 451080 Sint-Jans-MolenbeekGround area
423 m²
Building footprint
374 m²
Volume, LiDAR
6,023 m³
Parcel 21012A0078/00K016, Brussels · tallest building 26.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
PONAMADEV
since 20232.341.514.573
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012A0078/00K016 | Brussels | 423 m² | 1 · 374 m² | 26.8 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,230 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
68321Property management for co-owned buildings (syndics)
74109Other professional, scientific and technical activities
74140Other specialised design activities
74209Other photographic activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.