POMS
ActivePOMS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.10M and a net result of €303k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 35% of 8589 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
64
/ 100
Healthy▲ +47 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency46▲+5
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.75 in 2024), and 65% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35%
Return on assets
9.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
12 d early
2022
12 d early
2021
31 d late
2020
31 d late
2019
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.10M▲ 38.1%
2024 · €795k
2018: €730k
2019: €734k
2020: €844k
2021: €857k
2022: €970k
2023: €937k
2024: €795k
2018 → 2025
Total assets
€3.14M▲ 10.8%
2024 · €2.83M
2018: €2.18M
2019: €2.19M
2020: €2.24M
2021: €2.59M
2022: €2.05M
2023: €3.23M
2024: €2.83M
2018 → 2025
Net result
€303k
2024 · €-141k
2018: €3k
2019: €4k
2020: €111k
2021: €13k
2022: €113k
2023: €-33k
2024: €-141k
2018 → 2025
Working capital
€-735k▼ 735%
2024 · €-88k
2018: €-1.31M
2019: €-1.34M
2020: €-1.16M
2021: €-1.15M
2022: €-1.02M
2023: €72k
2024: €-88k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€857k-€970k▲ 13.2%€937k▼ 3.5%€795k▼ 15.1%€1.10M▲ 38.1%
Operating result€47k-€195k▲ 315%€-4k€-145k▼ 3,647%€420k
Net result€13k-€113k▲ 794%€-33k€-141k▼ 321%€303k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €420k after a loss of €145k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.14M
Fixed assets
€3.07M▲ 19.2%
Current assets
€73k▼ 72.0%
Equity and liabilities €3.14M
Equity
€1.10M▲ 38.1%
Provisions
€266k▼ 6.9%
Debt
€1.78M▲ 1.3%
The debt ratio falls from 61.8% to 56.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€576k▲
2024 · €-19k
Cash flow
€459k▲
2024 · €-14k
Solvency
35.0%▲
2024 · 28.1%
Current ratio
0.09▼
2024 · 0.75
Quick ratio
0.09▼
2024 · 0.75
Debt / equity
1.62▼
2024 · 2.20
ROE
27.6%▲
2024 · -17.7%
ROA
9.6%▲
2024 · -5.0%
Interest coverage
11.87▲
2024 · -0.35
Debt
€1.78M▲
2024 · €1.75M
Debt ≤ 1 year
€808k▲
2024 · €350k
Debt > 1 year
€967k▼
2024 · €1.40M
Income taxes
€89k▲
2024 · €292
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.83M€3.14M▲
Fixed assets21/28€2.57M€3.07M▲
Intangible fixed assets21€178k€134k▼
Tangible fixed assets22/27€1.39M€1.93M▲
Land and buildings22€1.37M€1.91M▲
Plant, machinery and equipment23€1k€703▼
Furniture and vehicles24€25k€26k▲
Financial fixed assets28€1.00M€1.00M=
Current assets29/58€262k€73k▼
Amounts receivable within one year40/41€159k€14k▼
Trade receivables40€37k€14k▼
Other amounts receivable41€123k€49▼
Cash at bank and in hand54/58€98k€30k▼
Deferred charges and accrued income490/1€4k€30k▲
Equity and liabilities
Total equity and liabilities10/49€2.83M€3.14M▲
Equity10/15€795k€1.10M▲
Contributions10/11€100k€100k=
Capital10€100k-
Issued capital100€100k-
Reserves13€870k€998k▲
Non-distributable reserves130/1€10k€0▼
Legal reserve130€10k-
Reserves not available under the articles1311-€0
Distributable reserves133€860k€998k▲
Profit (loss) carried forward14€-175k€0▲
Provisions and deferred taxes16€286k€266k▼
Deferred taxes168€286k€266k▼
Amounts payable17/49€1.75M€1.78M▲
Amounts payable after more than one year17€1.40M€967k▼
Financial debts170/4€1.40M€967k▼
Amounts payable within one year42/48€350k€808k▲
Current portion of amounts payable after more than one year42€222k€241k▲
Trade debts44€74k€87k▲
Suppliers440/4€74k€87k▲
Taxes, remuneration and social security45€3k€87k▲
Taxes450/3€3k€87k▲
Other amounts payable47/48€51k€393k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€127k€156k▲
Other operating charges640/8€21k€21k▼
Gross operating margin9900€3k€597k▲
Operating profit (loss)9901€-145k€420k▲
Financial income75/76B€1k€57▼
Recurring financial income75€1k€57▼
Financial charges65/66B€54k€49k▼
Recurring financial charges65€54k€49k▼
Profit (loss) for the period before taxes9903€-198k€372k▲
Transfer from deferred taxes780€58k€20k▼
Income taxes67/77€292€89k▲
Profit (loss) for the period9904€-141k€303k▲
Profit (loss) for the period to be appropriated9905€-141k€303k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-175k€128k▲
Profit (loss) brought forward from the previous period14P€-33k€-175k▼
Transfer to equity691/2-€128k
To other reserves6921-€128k
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €303k
Net result €303k after 2 loss-making years.
31-12
Financial
Equity above €1MEq €1.10M ▲38.1%
Equity rises from €795k to €1.10M.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-141k
Net result drops to €-141k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 20current ratio 1.09
Current ratio from 0.05 to 1.09; short-term debt falls from €1.08M to €779k.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 66 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Kinkhoorn 228301 Knokke-HeistGround area
929 m²
Building footprint
776 m²
Volume, LiDAR
9,476 m³
Parcel 31336H0189/00A000, Flanders · tallest building 24.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
POMS
since 20052.144.421.362
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31336H0189/00A000 | Flanders | 929 m² | 1 · 776 m² | 24.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DTK CONSULTING
BE 0836.527.406
Lasne · Eq €1.10M
QUINE
BE 0882.031.490
Edegem · Eq €1.10M
VILS Belgium
BE 0554.981.540
Niel · Eq €1.10M
HORINVEST et SERVICES
BE 0456.952.647
Elsene · Eq €1.10M
MVHEU Consulting
BE 0805.533.332
Etterbeek · Eq €1.10M
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 26,719 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2004
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
47521Retail sale of hardware, building materials, paint and glass (general range)
52462
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0473343580