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POMME JULIE

Active
Private limited companyfounded 2019active for 6 yearsGreenvillelaan(Kor) 11, 8500 Kortrijk, BelgiumKBO/BCE: BE 0738.798.619

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of POMME JULIE is 2.3% (moderate). The 2025 annual accounts show negative equity (-€211,240) and a net result of -€27,960. Equity has been shrinking by about 67% per year since 2020. Its solvency ranks better than 8% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 06-12-2019 Normal situation
Activity
Retail sale of fruit and vegetables NACE 47210
Establishment unit
2.296.475.097 8500 Kortrijk, since 02-01-2020
Financial year end
31 December
Peppol
Reachable since 07-03-2025

Board and ownership

Board
  • Anseele JulieDirector · since 03-12-2019
  • Anseele VincentDirector · since 03-12-2019

Financial position

51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Annual accounts 2025
Gross margin
€119,557
▲ 101%
Turnover
≈ €570,000
estimated
Loss
€27,960
▼ 68.8%
Equity
-€211,240
▼ 15.3%
Total assets
€168,672
▼ 12.1%
Staff
2 FTE
=
Filed on 17-08-2026, 17 days after the deadlineat the National Bank
Score breakdownraises riskNegative equity -€211,240Loss of €27,960, the second in a row (financial year 2025)Sector: Retail trade (NACE 47)lowers riskSize: total assets €168,672Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 18% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -125.2% of total assets
Liquidity 5+1
short-term debt 212.3% · cash 4.3%
Profitability 50+50
return on assets -16.6%
Bankruptcy probability within 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 12-2024: 3.1% 01-2025: 3.1%● unchanged vs 12-2024 02-2025: 3.1%● unchanged vs 01-2025 03-2025: 2.9%▼ -0.2 percentage points vs 02-2025 04-2025: 2.9%● unchanged vs 03-2025 05-2025: 3.0%▲ +0.1 percentage points vs 04-2025 06-2025: 3.0%● unchanged vs 05-2025 07-2025: 3.0%● unchanged vs 06-2025 08-2025: 3.7%▲ +0.7 percentage points vs 07-2025 09-2025: 4.0%▲ +0.3 percentage points vs 08-2025 10-2025: 4.0%● unchanged vs 09-2025 11-2025: 4.1%▲ +0.1 percentage points vs 10-2025 12-2025: 4.1%● unchanged vs 11-2025 01-2026: 4.0%▼ -0.1 percentage points vs 12-2025 02-2026: 4.0%● unchanged vs 01-2026 03-2026: 3.6%▼ -0.4 percentage points vs 02-2026 04-2026: 3.6%● unchanged vs 03-2026 05-2026: 3.6%● unchanged vs 04-2026 06-2026: 3.5%▼ -0.1 percentage points vs 05-2026 07-2026: 3.6%▲ +0.1 percentage points vs 06-2026 08-2026: 4.3%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 2.3%▼ -2.0 percentage points vs 08-2026lowest value 10-2026: 2.3%● unchanged vs 09-2026lowest value 11-2026: 2.3%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.21 (0.12 in 2024), below 1. Short-term debt is 212.3% and cash 4.3% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 7% on liquidity, 36% on profitability and 22% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €168,672
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€211,240
NBB · annual accounts
raises risk · Loss of €27,960, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
202122232425
2020 to 2025 · latest year -€211,240
raises risk · 2025 accounts filed 17 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filings
Deviation from the deadline
2025
17 days late
2024
14 days late
2023
30 days late
2022
67 days late
2021
30 days late
2020
33 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 21 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€211,240 View
  • Risk: 6 loss-making years in a rowloss in financial year 2025 -€27,960 View
  • Caution: Less equity than 95% of companies in retail tradesector median €41,216 · 22,767 companies -€211,240 View
  • Positive: Result rose in 2025from -€89,558 to -€27,960 ▲ 68.8% View

Comparable companies

These companies have the same main activity as POMME JULIE: retail sale of fruit and vegetables (NACE 47210). They are comparable in size and age: total assets between €143,000 and €220,000, founded between 2017 and 2021.

CompanyTotal assetsGross margin
POMME JULIE Kortrijk€168,672€119,557
Fie's Food Kortemark€164,624€77,941
BUDE SNACKS Deerlijk€220,209€157,056
BEFOODY Company Wavre€164,725€132,661
Chez Rénald Primeurs Morlanwelz€174,453€140,884
EUROPEAN STAR Brussel€163,864€99,861
LUKO Brecht€142,843€140,219
Full comparison

Documents

Annual accounts at the NBB

All 6 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about POMME JULIE

What is the company number of POMME JULIE?
The company number of POMME JULIE is 0738.798.619. The VAT number is the same number with BE in front: BE 0738.798.619.
Where is POMME JULIE based?
The registered office is at Greenvillelaan(Kor) 11, 8500 Kortrijk.Company details
What does POMME JULIE do?
According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
What is the legal form of POMME JULIE?
The legal form of POMME JULIE is Private limited company (BV).
When was POMME JULIE founded?
POMME JULIE was founded on 06-12-2019.
Is POMME JULIE still active?
Yes, POMME JULIE is an active enterprise in the KBO register.
How many employees does POMME JULIE have?
POMME JULIE had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of POMME JULIE?
The turnover in financial year 2025 is ≈ €570,000. This figure is estimated from the gross margin of €119,557 and 43 comparable companies (NACE 472). It probably lies between €380,000 and €980,000.
Is POMME JULIE profitable?
In financial year 2025, POMME JULIE made a loss of €27,960.
Where can I find the annual accounts of POMME JULIE?
POMME JULIE filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of POMME JULIE due?
POMME JULIE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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