Equity
€461,452 ▲ 4.6%
Pomme d'Happy has made a profit in every financial year since 2011.
Pomme d'Happy
Lifetime
15 annual accounts with figures on one time axispeak €521,341 (2024)
€505,985▼ 2.9%
peak €63,426 (2024)
€17,110▼ 73.0%
peak €461,452 (2025)
€461,452▲ 4.6%
€105,738▲ 18.8%
peak 7.1 FTE (2020)
-not published
Board10 names since 2010
7 directorsBOFFE Xavier and 6 others
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Result from €63,426 to €17,110Debts from €88,991 to €105,738Investments €19,430
Key points
from the 2025 annual accountsTurnover
≈ €590,000 estimated
The accounts state no turnover.
Investments
€19,430 2.3 × depreciation
Green is investment, beige is depreciation.
Staff
9.9 FTE from 14.4 in 2021
Between 2021 and 2025, 31% of the full-time equivalents disappeared.
Board
1 joined · 1 left
Board changed. Latest change 01-10-2026 · 7 in office.
Position in the sector
€461,452
More equity than 92% of companies in social work without accommodation. Sector median €75,059 · 702 companies.
Checked score
96
Excellent
Financially stronger than 70% of micro companies in social work without accommodation (NACE 88)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 1,129 companies (NACE 88, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 of the last 3 accounts late
lowers risk
Legal form: non-profit association
Liquidity: current ratio 6.07, cash €306,656
Equity €461,452 (81.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro). It does better than 92% of them on solvency, 91% on liquidity, 51% on profitability and 46% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as Pomme d'Happy has now. Each dot stands for 28 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Pomme d'Happy itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for Pomme d'Happy. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.07 (6.83 in 2024), above the usual 1.5. Short-term debt is 15.2% and cash 54.1% of total assets. 18.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 days early
2024
61 days late
2023
36 days early
2022
18 days early
2021
23 days early
2020
32 days early
2019
36 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
BX
BOFFE Xavier
Director, since 16-11-2010
GJ
GODEAU Jeanne
Director, since 23-06-2014
DD
Dochain Denis
Director, since 31-05-2018
LC
LAUREYS Charlotte
Director, since 31-05-2018
JP
JACOBS Pascale
Director, since 10-06-2021
Recent changes
Resignation: Sophie de Saedeleer (director)
Appointment: Edithe Antoine (director) · General meeting of 22-06-2026 · Gazette deed
1 director appointed, 1 resignation
Resignation: Anne-Michèle DE JONGE · Withdrawal: Anne-Michèle DE JONGE (member) · Appointment: Sophie de Saedeleer · Board meeting of 12-12-2023 · Gazette deed
Resignation: Astrid Leduc (director)
Appointment: Natacha Firenze (director) · General meeting of 29-06-2022 · Gazette deed
Resignations & appointments
General meeting of 10-06-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Pomme d'Happy Ottignies-Louvain-la-Neuve | €567,190 | €505,985 | 81.4% | - |
| Association sans but lucratif Initia Braine-le-Château | €540,651 | €467,131 | 71.7% | 9.2 |
| 'T Zandmanneke Sint-Truiden | €554,138 | €475,140 | 47.1% | 6.3 |
| BABY BEAU Temse | €492,731 | €476,443 | 45.3% | 8.6 |
| ANPA Westerlo | €498,156 | €549,201 | 3.3% | - |
| Het Pippertje Brasschaat | €458,643 | €490,429 | 36.5% | - |
| Les p'tits Mousses Chastre | €430,429 | €506,464 | 75.3% | - |
These companies have the same main activity as Pomme d'Happy: day nurseries and crèches (NACE 88911). They are comparable in size and age: total assets between €430,000 and €554,000, founded between 2005 and 2011.
Official details
Source: KBO- Status
- Active since 16-11-2010Normal situation
- Activity
- Day nurseries and crèchesNACE 88911
- Joint committee
- 332French- and German-speaking welfare and health sector · annual accounts 2025
- Establishment unit
- 2.195.444.4511348 Ottignies-Louvain-la-Neuve, since 15-03-2011
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €567,190▲ 7.0%
- Employeeson 31-12-2025
- 14▲ 27.3%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on Pomme d'Happy
Pomme d'Happy files the micro format. That format states no turnover. The gross margin rose from €172,334 in 2011 to €505,985 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Pomme d'Happy
- What is the company number of Pomme d'Happy?
- The company number of Pomme d'Happy is 0832.245.251. The VAT number is the same number with BE in front: BE 0832.245.251.
- Where is Pomme d'Happy based?
- The registered office is at Rue du Poirier 12, 1348 Ottignies-Louvain-la-Neuve.Company details
- What does Pomme d'Happy do?
- According to the KBO register, the main activity is day nurseries and crèches (NACE 88911).
- What is the legal form of Pomme d'Happy?
- Pomme d'Happy is a non-profit association (VZW).
- When was Pomme d'Happy founded?
- Pomme d'Happy was founded on 16-11-2010.
- Is Pomme d'Happy still active?
- Yes, Pomme d'Happy is an active enterprise in the KBO register.
- How many employees does Pomme d'Happy have?
- Pomme d'Happy had an average of 9.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Pomme d'Happy fall under?
- In its 2025 annual accounts, Pomme d'Happy states joint committee 332 (French- and German-speaking welfare and health sector).
- What is the turnover of Pomme d'Happy?
- The turnover in financial year 2025 is ≈ €590,000. This figure is estimated from the gross margin of €505,985 and 30 comparable companies (NACE 889). It probably lies between €560,000 and €680,000. In financial year 2019 turnover was €92,461.
- Is Pomme d'Happy profitable?
- In financial year 2025, Pomme d'Happy made a profit of €17,110.
- Where can I find the annual accounts of Pomme d'Happy?
- Pomme d'Happy filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Pomme d'Happy due?
- Pomme d'Happy must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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