POMMARD
ActivePOMMARD has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €14k. Equity is growing by ~23.5% per year across the filed fiscal years. Its solvency ranks better than 57% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-5
Solvency88▲+7
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.81 against 2.34 in 2024; short-term debt: 18.2% and cash: 61.9% of total assets), and 36.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.1%
Return on assets
10.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
22 d late
2024
6 d early
2023
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€84k▲ 20.5%
2024 · €70k
2023: €51k
2024: €70k
2023 → 2025
Total assets
€134k▲ 6.1%
2024 · €126k
2023: €97k
2024: €126k
2023 → 2025
Net result
€14k▼ 22.8%
2024 · €19k
2023: €41k
2024: €19k
2023 → 2025
Working capital
€68k▲ 64.3%
2024 · €42k
2023: €11k
2024: €42k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€51k-€70k▲ 36.0%€84k▲ 20.5%
Operating result€57k-€25k▼ 55.7%€21k▼ 16.4%
Net result€41k-€19k▼ 55.3%€14k▼ 22.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 16% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134k
Fixed assets
€41k▼ 23.3%
Current assets
€93k▲ 27.7%
Equity and liabilities €134k
Equity
€84k▲ 20.5%
Debt
€49k▼ 11.8%
The debt ratio falls from 44.4% to 36.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▼
2024 · €39k
Cash flow
€29k▼
2024 · €32k
Solvency
63.1%▲
2024 · 55.6%
Current ratio
3.81▲
2024 · 2.34
Quick ratio
3.81▲
2024 · 2.34
Debt / equity
0.59▼
2024 · 0.80
ROE
17.0%▼
2024 · 26.5%
ROA
10.7%▼
2024 · 14.7%
Interest coverage
1181.93▲
2024 · 650.92
Debt
€49k▼
2024 · €56k
Debt ≤ 1 year
€24k▼
2024 · €31k
Debt > 1 year
€25k=
2024 · €25k
Income taxes
€7k▲
2024 · €7k
Staff costs
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€126k€134k▲
Fixed assets21/28€53k€41k▼
Tangible fixed assets22/27€53k€41k▼
Furniture and vehicles24€53k€41k▼
Current assets29/58€73k€93k▲
Amounts receivable within one year40/41€8k€8k=
Trade receivables40€8k€8k=
Cash at bank and in hand54/58€63k€83k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€126k€134k▲
Equity10/15€70k€84k▲
Contributions10/11€10k€10k=
Reserves13€60k€74k▲
Distributable reserves133€60k€74k▲
Amounts payable17/49€56k€49k▼
Amounts payable after more than one year17€25k€25k=
Financial debts170/4€25k€25k=
Amounts payable within one year42/48€31k€24k▼
Trade debts44€8k€18k▲
Suppliers440/4€8k€18k▲
Taxes, remuneration and social security45€21k€5k▼
Taxes450/3€21k€5k▼
Other amounts payable47/48€1k€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€2k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8€686€842▲
Gross operating margin9900€42k€38k▼
Operating profit (loss)9901€25k€21k▼
Financial charges65/66B€60€30▼
Recurring financial charges65€60€30▼
Profit (loss) for the period before taxes9903€25k€21k▼
Income taxes67/77€7k€7k▲
Profit (loss) for the period9904€19k€14k▼
Profit (loss) for the period to be appropriated9905€19k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€14k▼
Transfer to equity691/2€19k€14k▼
To other reserves6921€19k€14k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
31-12
Financial
Weakest financial yearnet €14k ▼22.8%
Net result drops to €14k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bouwelven 8A2280 GrobbendonkGround area
4,806 m²
Building footprint
626 m²
Volume, LiDAR
3,870 m³
Parcel 13010E0156/00N000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
POMMARD
since 20222.337.164.718
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13010E0156/00N000 | Flanders | 4,806 m² | 1 · 626 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BLOUBERG
BE 0704.814.371
Wemmel · Eq €84k
Mc MILLIAN & COMPANY (BELGIUM)
BE 0468.995.097
Lanaken · Eq €84k
NW MANAGEMENT
BE 0681.829.529
Ukkel · Eq €84k
Vental
BE 0734.477.367
Ingelmunster · Eq €84k
A-ZIMUT
BE 0888.876.227
Meise · Eq €84k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,257 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-10-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.