POMANZA
ActivePOMANZA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €15k. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-26
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 10.38 against 7.35 in 2024), and 7.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.5%
Return on assets
13.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
59 d early
2024
on the day
2023
129 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€102k▲ 13.6%
2024 · €90k
2023: €58k
2024: €90k
2023 → 2025
Total assets
€110k▲ 12.0%
2024 · €98k
2023: €107k
2024: €98k
2023 → 2025
Net result
€15k▼ 52.8%
2024 · €32k
2023: €55k
2024: €32k
2023 → 2025
Working capital
€77k▲ 40.8%
2024 · €55k
2023: €12k
2024: €55k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€58k-€90k▲ 55.6%€102k▲ 13.6%
Operating result€78k-€41k▼ 47.2%€19k▼ 54.5%
Net result€55k-€32k▼ 41.8%€15k▼ 52.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 54% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110k
Fixed assets
€25k▼ 28.9%
Current assets
€85k▲ 34.6%
Equity and liabilities €110k
Equity
€102k▲ 13.6%
Debt
€8k▼ 4.7%
The debt ratio falls from 8.8% to 7.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€30k▼
2024 · €52k
Cash flow
€27k▼
2024 · €43k
Solvency
92.5%▲
2024 · 91.2%
Current ratio
10.38▲
2024 · 7.35
Quick ratio
10.38▲
2024 · 7.35
Debt / equity
0.08▼
2024 · 0.10
ROE
14.9%▼
2024 · 35.7%
ROA
13.8%▼
2024 · 32.6%
Interest coverage
544.27▲
2024 · 170.13
Debt
€8k▼
2024 · €9k
Debt ≤ 1 year
€8k▼
2024 · €9k
Income taxes
€4k▼
2024 · €9k
Staff costs
€640
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€98k€110k▲
Fixed assets21/28€35k€25k▼
Tangible fixed assets22/27€35k€25k▼
Plant, machinery and equipment23€2k€2k▲
Furniture and vehicles24€33k€23k▼
Current assets29/58€63k€85k▲
Amounts receivable within one year40/41€29k€64k▲
Trade receivables40€27k€12k▼
Other amounts receivable41€2k€53k▲
Cash at bank and in hand54/58€33k€21k▼
Deferred charges and accrued income490/1€969-
Equity and liabilities
Total equity and liabilities10/49€98k€110k▲
Equity10/15€90k€102k▲
Contributions10/11€3k€3k=
Reserves13€87k€100k▲
Distributable reserves133€87k€100k▲
Amounts payable17/49€9k€8k▼
Amounts payable within one year42/48€9k€8k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€6k€7k▲
Other amounts payable47/48€808-
Income statement
Code20242025
Remuneration, social security and pensions62-€640
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€118€150▲
Gross operating margin9900€52k€31k▼
Operating profit (loss)9901€41k€19k▼
Financial income75/76B€78€194▲
Recurring financial income75€78€194▲
Financial charges65/66B€308€55▼
Recurring financial charges65€308€55▼
Profit (loss) for the period before taxes9903€41k€19k▼
Income taxes67/77€9k€4k▼
Profit (loss) for the period9904€32k€15k▼
Profit (loss) for the period to be appropriated9905€32k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€15k▼
Transfer to equity691/2€32k€15k▼
To other reserves6921€32k€15k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €15k ▼52.8%
Net result drops to €15k, the lowest in the series.
31-12
Financial
Equity above €100kEq €102k ▲13.6%
3 profitable years in a row build equity to €102k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 6current ratio 7.35
Current ratio from 1.24 to 7.35; short-term debt falls from €50k to €9k.
24-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zemstseweg(HOM) 372811 MechelenGround area
947 m²
Building footprint
191 m²
Volume, LiDAR
1,212 m³
Parcel 12016B0055/00D000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
POMANZA
since 20222.335.536.405
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12016B0055/00D000 | Flanders | 947 m² | 1 · 191 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 149 EUR awarded · 149 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 149 EUR | 149 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
LeakIX
BE 1000.644.872
Lessines · Eq €102k
Goolash
BE 0680.744.218
Wuustwezel · Eq €102k
ELEVENS
BE 0691.560.213
Brugge · Eq €102k
TBTech Solutions
BE 1006.411.523
Sint-Jans-Molenbeek · Eq €102k
CD Insights
BE 0790.815.957
Sint-Pieters-Woluwe · Eq €102k
Of 16,811 companies in sector 62100 we hold annual accounts for 8,750. 6,922 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2022
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.