POM BEL
ActiveFinancials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 09-07-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is 1% higher than in 2024.
Securities and guarantees
| Item | 2024 | 2025 |
|---|---|---|
| Debts secured on the company's own assets | - | €4.9m |
| Mortgages, amount registered | - | €25,000 |
| Mortgage mandates | - | €15.5m |
| Carrying value of the mortgaged assets | - | €5.1m |
Source: notes to the 2024 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €6.7m | €241,923 |
| Depreciation and write-downs of the year | €459,982 | €332,175 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Turnover70 | €755,243 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €69,067 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €459,982 | €332,175 | ▼ 27.8% |
| Other operating charges640/8 | €31,381 | €58,768 | ▲ 87.3% |
| Gross operating margin9900 | €735,107 | €637,504 | ▼ 13.3% |
| Operating profit (loss)9901 | €243,744 | €246,561 | ▲ 1.2% |
| Financial income75/76B | €3,918 | €396 | ▼ 89.9% |
| Recurring financial income75 | €3,918 | €396 | ▼ 89.9% |
| Financial charges65/66B | €380,438 | €216,114 | ▼ 43.2% |
| Recurring financial charges65 | €380,438 | €216,114 | ▼ 43.2% |
| Profit (loss) for the period before taxes9903 | -€132,775 | €30,844 | - |
| Profit (loss) for the period9904 | -€132,775 | €30,844 | - |
| Profit (loss) for the period to be appropriated9905 | -€132,775 | €30,844 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €6.7m | €6.5m | ▼ 3.5% |
| Fixed assets21/28 | €6.3m | €6.2m | ▼ 1.4% |
| Tangible fixed assets22/27 | €6.3m | €6.2m | ▼ 1.4% |
| Land and buildings22 | €6.2m | €5.3m | ▼ 13.8% |
| Furniture and vehicles24 | €0.07m | €0.06m | ▼ 11.1% |
| Other tangible fixed assets26 | - | €0.8m | - |
| Current assets29/58 | €0.4m | €0.3m | ▼ 32.9% |
| Amounts receivable within one year40/41 | €0.2m | €0.2m | ▲ 32.1% |
| Trade receivables40 | €0.1m | €0.2m | ▲ 55.5% |
| Other amounts receivable41 | €0.02m | €305 | ▼ 98.8% |
| Cash at bank and in hand54/58 | €0.3m | €0.08m | ▼ 72.2% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €6.7m | €6.5m | ▼ 3.5% |
| Equity10/15 | €1.4m | €1.4m | ▲ 2.3% |
| Contributions10/11 | €1.5m | €1.5m | = |
| Profit (loss) carried forward14 | -€0.1m | -€0.1m | ▲ 23.2% |
| Amounts payable17/49 | €5.3m | €5.1m | ▼ 5.0% |
| Amounts payable after more than one year17 | €3.4m | €4.7m | ▲ 35.7% |
| Financial debts170/4 | €3.4m | €4.7m | ▲ 35.7% |
| Amounts payable within one year42/48 | €1.8m | €0.4m | ▼ 79.6% |
| Current portion of amounts payable after more than one year42 | €0.3m | €0.3m | = |
| Trade debts44 | €0.1m | €0.06m | ▼ 43.0% |
| Suppliers440/4 | €0.1m | €0.06m | ▼ 43.0% |
| Taxes, remuneration and social security45 | €0.001m | €0.002m | ▲ 108% |
| Taxes450/3 | €0.001m | €0.002m | ▲ 108% |
| Other amounts payable47/48 | €1.4m | €0.03m | ▼ 98.2% |
| Accrued charges and deferred income492/3 | €0.1m | €0.04m | ▼ 61.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€132,775 | €30,844 | - |
| + Depreciation and write-downs630 | €459,982 | €332,175 | ▼ 27.8% |
| Operating cash flow (approximation) | €327,207 | €363,019 | ▲ 10.9% |
| Investment in fixed assets (approximation) | - | -€241,923 | - |
| Change in cash | - | -€196,904 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,211 companies had the same profile as POM BEL has now. Two years later, 97.2% were still going and 0.7% had gone bankrupt.
- Medium-sized
- solvency 10 to 30%
- a profit under 5% of the balance sheet
- without age
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of POM BEL itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,211 companies, not a prediction for POM BEL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.