POLYVALENT KARWEIWERKEN

Active

Private limited companyfounded 2022active for 4 yearsTijllaan 29, 2900 Schoten, BelgiumKBO/BCE: BE 0788.214.377

Summary

The computed 12-month bankruptcy probability of POLYVALENT KARWEIWERKEN is 4.4% (elevated). The 2025 annual accounts show negative equity (-€8,804) and a net result of €1,881. Its solvency ranks better than 9% of 9,309 sector peers (NACE 41, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

POLYVALENT KARWEIWERKENActiveChecked score 47/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€48,269total assets 2025

Equity: -€8,804
Profit: €1,881

Turnover not published (micro format)

Financial health

47 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 4.4%

Structure

2025 accounts on time1 deed in the Belgian Official Gazette

Why 47raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2022Liquidity: current ratio 0.47, cash €2,247Negative equity -€8,804Show the evidence

Checked score

Score 2025

47 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 31% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 7+7

equity -18.2% of total assets

Liquidity 6-9

short-term debt 92.5% · cash 4.7%

Profitability 74+74

return on assets 3.9%

Bankruptcy probability, 12 months

4.4% Elevated

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,431 companies, NACE 41, micro)

Last 24 months 11-2024: 4.7% 12-2024: 4.7%● unchanged vs 11-2024 01-2025: 4.7%● unchanged vs 12-2024 02-2025: 4.7%● unchanged vs 01-2025 03-2025: 4.7%● unchanged vs 02-2025 04-2025: 4.6%▼ -0.1 percentage points vs 03-2025 05-2025: 4.6%● unchanged vs 04-2025 06-2025: 4.6%● unchanged vs 05-2025 07-2025: 4.6%● unchanged vs 06-2025 08-2025: 4.7%▲ +0.1 percentage points vs 07-2025 09-2025: 4.7%● unchanged vs 08-2025 10-2025: 4.9%▲ +0.2 percentage points vs 09-2025 11-2025: 5.5%▲ +0.6 percentage points vs 10-2025highest value 12-2025: 4.8%▼ -0.7 percentage points vs 11-2025 01-2026: 4.8%● unchanged vs 12-2025 02-2026: 4.8%● unchanged vs 01-2026 03-2026: 4.1%▼ -0.7 percentage points vs 02-2026 04-2026: 4.0%▼ -0.1 percentage points vs 03-2026lowest value 05-2026: 4.0%● unchanged vs 04-2026lowest value 06-2026: 4.0%● unchanged vs 05-2026lowest value 07-2026: 4.0%● unchanged vs 06-2026 08-2026: 4.2%▲ +0.2 percentage points vs 07-2026 09-2026: 4.3%▲ +0.1 percentage points vs 08-2026 10-2026: 4.4%▲ +0.1 percentage points vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.47, compared with 0.2 in 2024, below 1; short-term debt: 92.5% and cash: 4.7% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 8% on solvency, 7% on liquidity, 49% on profitability and 62% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

raises riskneutral

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Founded in 2022

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 0.47, cash €2,247

NBB · annual accounts

Negative equity -€8,804

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 9309 sector peers (2025).

NBB · sector comparison

Position among 9309 sector peers

Solvency

better than 9%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

on the day

2024

1 day early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 1 day before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

31-03-2026 year end25-10-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

31-10-2025 Annual accounts filedfinancial year 2025 · micro…
31-03-2025 Back to profitnet €1,881
30-10-2024 Annual accounts filedfinancial year 2024 · micro…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€8,804 View
Caution: Among the weakest 9% on solvencysector median 43.0% · 9,309 companies -18.2% View
Total assets 20252 financial years filed €48,269 View

By topic

Financials

Financial year: 2025
Total assets: €48,269
Profit: €1,881
Solvency: -18.2%

Total assets▲ 17.2%

Net result

20242025

Go to Financials

Timeline

Events: 3
Since: 2024
Next accounts: by 31-10-2026

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 05-07-2022
Year ends: 31-03
Peppol: Reachable for e-invoices

Go to Company details

Key facts about POLYVALENT KARWEIWERKEN

What is the company number of POLYVALENT KARWEIWERKEN?: 0788.214.377. In Belgium the VAT number is the company number with BE in front: BE 0788.214.377.
Where is POLYVALENT KARWEIWERKEN based?: The registered office is at Tijllaan 29, 2900 Schoten.Company details
What does POLYVALENT KARWEIWERKEN do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of POLYVALENT KARWEIWERKEN?: Private limited company (BV).
When was POLYVALENT KARWEIWERKEN founded?: On 05-07-2022.
Is POLYVALENT KARWEIWERKEN still active?: Yes, POLYVALENT KARWEIWERKEN is an active enterprise in the KBO register.
What is the turnover of POLYVALENT KARWEIWERKEN?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is POLYVALENT KARWEIWERKEN profitable?: In financial year 2025, POLYVALENT KARWEIWERKEN made a profit of €1,881.
Where can I find the annual accounts of POLYVALENT KARWEIWERKEN?: POLYVALENT KARWEIWERKEN filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of POLYVALENT KARWEIWERKEN due?: By 31-10-2026, for financial year 2026.Timeline