Investments
€1,032 4.7 × depreciation
Green is investment, beige is depreciation.
POLYTEC & SOLUTIONS
Overview
Lifetime
2 annual accounts with figures on one time axispeak €91,156 (2024)
€25,324▼ 72.2%
peak €68,077 (2024)
€19,883▼ 70.8%
peak €107,959 (2025)
€107,959▲ 22.6%
€14,048▼ 38.1%
Board1 name since 2024
1 directorVERDIN Youcef
Documentsfilings and deeds
21-07-202610 days before the deadline
2025micro format
Gross margin from €91,156 to €25,324Result from €68,077 to €19,883Equity from €88,077 to €107,959Debts from €22,692 to €14,048
Key points
from the 2025 annual accountsLiquidity
8.63 was 4.88 in 2024
Short-term debts fell from €22,692 to €14,048.
Position in the sector
88.5%
Higher solvency than 88% of companies in office administrative support. Sector median 50.3% · 9,696 companies.
Checked score
97
Excellent
Financially stronger than 75% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2025: 0.6%
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.7%▲ +0.1 percentage points vs 06-2025highest value
08-2025: < 0.1%▼ -0.7 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 8.63, cash €96,397
Sector: Office administrative, office support and other business support activities (NACE 82)
Equity €107,959 (88.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 94% on liquidity, 50% on profitability and 67% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as POLYTEC & SOLUTIONS has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of POLYTEC & SOLUTIONS itself is lower: < 0.1% within 12 months. It rests on far more data about POLYTEC & SOLUTIONS than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for POLYTEC & SOLUTIONS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 8.63 (4.88 in 2024), above the usual 1.5. Short-term debt is 11.5% and cash 79% of total assets. 11.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
10 days early
2024
15 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 13 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1006604335
Incorporation
Founding capital of €20,000, 10 shares · Founder: VERDIN Youcef (constituant) · Appointment: VERDIN Youcef (director) · published on 04-03-2024 · Gazette deed
First establishment
Rue de la Résistance 125, Herstal
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| POLYTEC & SOLUTIONS Herstal | €122,007 | €25,324 | 88.5% | - |
| ATELIER 95 Geel | €122,152 | €24,227 | 29.2% | - |
| KYKLOS Etterbeek | €123,525 | €22,099 | 64.5% | - |
| NJACA Liedekerke | €114,479 | €22,505 | 12.1% | - |
| P.C.D. Kortrijk | €120,329 | €30,790 | 36.2% | - |
| LukPeeters Consulting Holsbeek | €112,151 | €30,402 | 23.6% | - |
| ALAIN BISTON CONSULTING Gembloux | €95,131 | €24,568 | 46.0% | - |
These companies have the same main activity as POLYTEC & SOLUTIONS: other business support services (NACE 82990). They are comparable in size and age: total assets between €95,100 and €124,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 29-02-2024Normal situation
- Activity
- Other business support servicesNACE 82990and 3 others
- Establishment unit
- 2.356.692.2044041 Herstal, since 29-02-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 08-12-2025
Annual accounts 2025
- €25,324▼ 72.2%
- ≈ €66,000estimated
- €19,883▼ 70.8%
- €107,959▲ 22.6%
- €122,007▲ 10.1%
- Filing
- Filed on 21-07-2026, 10 days before the end of the filing period
Insights on POLYTEC & SOLUTIONS
POLYTEC & SOLUTIONS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107,959 and a net result of €19,883.
Its solvency ranks better than 88% of 9,696 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 21-07-2026, 10 days before the deadline€25,324
▼ 72.2%
€24,706
▼ 72.8%
€19,883
▼ 70.8%
€107,146
▲ 21.7%
88.5%
▲ 9.0 percentage points
8.63
▲ 3.75
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €66,000. Estimated: probably between €41,000 and €85,000.
Balance sheet
balance sheet total €122,007 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
88.5%
Higher than 88% of 9,696 companies in 2025.
8.63
Higher than 89% of 9,314 companies in 2025.
16.3%
Higher than 57% of 9,438 companies in 2025.
POLYTEC & SOLUTIONS
Middle half of the sector
80% of the sector
Micro accounts in office administrative support (NACE 82)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
122,007 | 110,769 | |
21/28 |
814 | - | |
22/27 |
814 | - | |
23 |
814 | - | |
29/58 |
121,194 | 110,769 | |
40/41 |
24,796 | 10,602 | |
40 |
23,962 | 9,970 | |
41 |
835 | 632 | |
54/58 |
96,397 | 100,167 | |
| Balance sheet: equity and liabilities | |||
10/49 |
122,007 | 110,769 | |
10/15 |
107,959 | 88,077 | |
10/11 |
20,000 | 20,000 | |
14 |
87,959 | 68,077 | |
17/49 |
14,048 | 22,692 | |
42/48 |
14,048 | 22,692 | |
44 |
309 | - | |
440/4 |
309 | - | |
45 |
4,971 | 22,692 | |
450/3 |
4,971 | 22,692 | |
47/48 |
8,768 | - | |
| Income statement | |||
9900 |
25,324 | 91,156 | |
630 |
219 | - | |
640/8 |
400 | 387 | |
9901 |
24,706 | 90,769 | |
75/76B |
148 | - | |
75 |
148 | - | |
9903 |
24,853 | 90,769 | |
67/77 |
4,971 | 22,692 | |
9904 |
19,883 | 68,077 | |
9905 |
19,883 | 68,077 | |
| Appropriation of the result | |||
9906 |
87,959 | 68,077 | |
14P |
68,077 | - | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 21-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 24,925 | - | ||
| 20,101 | - | ||
| 1,032 | - | ||
| -3,770 | - | ||
| 107,146 | 88,077 | ||
| 88.5% | 79.5% | ||
| 8.63 | 4.88 | ||
| 0.13 | 0.26 | ||
| 18.4% | 77.3% | ||
| 16.3% | 61.5% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €1,032 | - |
| €219 | - |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on POLYTEC & SOLUTIONS
The operating result for 2025 is 73% lower than in 2024.
Debt's share of the balance-sheet total falls from 20.5% to 11.5%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 04-03-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 21-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “F/ Administration : La société est administrée par un ou plusieurs administrateurs, personnes physiques ou morales, actionnaires ou non…”deed of 04-03-2024
Mandates through the years
1 name, the dashed line is todayVERDIN Youcef
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- VERDIN Youcef
- Director (not named in the articles), appointed by deed of 04-03-2024, still in office
Control
Capital
- Contribution
- €20,000
- Shares
- 10
- Contribution per share
- €2,000
- Equity per share
- €10,796 in 2025
- Source
- deed of 04-03-2024
Articles of association
deed of 04-03-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 1 June at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Founder
At incorporation
deed of 04-03-2024 ↗
- VERDIN Youcef sole founder · 100% at incorporation
Network & group
No group
POLYTEC & SOLUTIONS has no parent and no holdings in its annual accounts. VERDIN Youcef is the only director. POLYTEC & SOLUTIONS shares no director with another company.
At the same address
Rue de la Résistance 125, 4041 Herstal · 1 other company| CENTRE DE KINÉSITHÉRAPIE ET RÉÉDUCATION
registered office since 29-02-2024 · founded in 2024 |
total assets €85,485 (2025) 1006.614.233 |
Timeline
Timeline
6 events since 2024Filings
Financial
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 10 days before the deadline
2025
Equity above €100,000 equity €107,959 ▲22.6% With a profit in every financial year since 2024, equity grows to €107,959.
Registered in the Peppol Directory Reachable for e-invoices through 0208:1006604335
Annual accounts 2024 filed PDFmicro format · 15 days before the deadline
2024
IncorporationFounding capital of €20,000, 10 shares · Founder: VERDIN Youcef (constituant) · Appointment: VERDIN Youcef (director) · published on 04-03-20244 points ▸
- Founder, VERDIN Youcef (constituant)
- Founding capital, €20,000, 10 shares
- Registered office clause, rue de la Résistance 125, 4041 Herstal (Milmort)
- Director appointment, VERDIN Youcef (director (not named in the articles))
- The deed holds 7 more points.
First establishment Rue de la Résistance 125, Herstal
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 29 February 2024, POLYTEC & SOLUTIONS was incorporated as a private limited company by one natural person, with a starting capital of €20,000.12 VERDIN Youcef is director of the company, appointed by deed of 04-03-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1006.604.335
- VAT number
- BE 1006.604.335
- Peppol ID
- 0208:1006604335
- Other Peppol ID
- 9925:BE1006604335
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 29-02-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 1 June at 18:00deed of 04-03-2024 (in French)
- Peppol
- Reachable since 08-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- POLYTEC & SOLUTIONS in French
- Abbreviation
- PTS in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 04-03-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Rue de la Résistance 125, 4041 Herstal (Milmort)”deed of 04-03-2024 (in French)
Activities
NACEBEL 202582990
Other business support services main activity
Codes under NACEBEL 2008
82990
Other business support services main activity
46190
Wholesale trade
71121
Engineering activities
74909
Other professional, scientific and technical activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Toutes prestations d’expertise et/ou de conseil et/ou de recherches en ingénierie ; engineering et services aux entreprises, ventes et/ou…”deed of 04-03-2024 (in French)
8 activities
- Toutes prestations d’expertise et/ou de conseil et/ou de recherches en ingénierie ; engineering et services aux entreprises, ventes et/ou location de biens et d’équipements.
- L'acquisition, l'exploitation et la concession de tous les droits intellectuels liés aux activités ci-dessus.
- L'organisation de manifestations scientifiques, en ce compris l'organisation de formations à caractère professionnel sous toutes leurs formes que ce soient des séminaires, conférences, cours, voyages d'études ou autres.
- Toutes prestations de services et tous mandats sous forme d'études, de conseil en matière économique, d'analyse financière et d'étude de marché, gestion d'entreprises, d'organisation, d'expertises, d'actes techniques, de conseils, et d'avis financiers, techniques, commerciaux, stratégiques, administratifs au sens large du terme. A cet effet, la société peut collaborer ou prendre part ou prendre intérêt dans d'autres entreprises, directement ou indirectement, de quelque manière que ce soit.
- L'exécution de tous mandats d'administrateurs, gérant ou liquidateur auprès de sociétés tierces, assister et rendre tous services de nature administrative, commerciale et financière et tous autres services de nature similaire, propres à développer les activités de la société et en général, tous mandats et fonction se rapportant directement ou indirectement à son objet social.
- La société pourra également effectuer toutes activités et opérations se rapportant à la constitution, la gestion et la valorisation d’un patrimoine mobilier et/ou immobilier et la location-financement de biens meubles et/ou immeubles aux tiers, notamment l’acquisition par l’achat ou autrement, la vente, l’échange, la construction, la transformation, l’amélioration, l’équipement, l’aménagement, l’embellissement, l’entretien, la location, la prise en location, la mise en location, la viabilisation, le lotissement, la mise à disposition, la rénovation, la prospection et l’exploitation de biens meubles et/ou immeubles et/ou parties divises ou indivises d’immeubles, le tout au sens le plus large ainsi que toutes opérations qui, directement ou indirectement sont en relation avec cet objet et qui sont de nature à favoriser l’accroissement et le rapport d’un patrimoine mobilier et/ou immobilier, de même que se porter caution pour la bonne fin d’engagements pris par des tiers qui auraient la jouissance de ces biens meubles et/ou immeubles.
- La société peut se porter garante et donner des biens immobiliers en gage ou les grever d’une hypothèque pour des engagements contractés de tiers. Elle peut également donner en gage tous ses autres biens et donner son aval pour des engagements contractés de tiers.
- La société pourra également louer ou sous louer, acquérir des droits réels ou la pleine propriété de tout immeuble dans le but soit d’y établir son siège social, un siège d’exploitation ou d’y loger son/ses dirigeants et les membres de sa/leur famille à titre de résidence principale ou secondaire.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue de la Résistance 125 registered office 4041 Herstal | 29-02-2024 | 2.356.692.204 |
Buildings and parcels at the address
- Ground area
- 916 m²
- Buildings
- 223 m²
- Volume, LiDAR
- 1,118 m³
- Tallest building
- 7.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62071B0583/00Z000 | 916 m² | 1 · 223 m² | 7.4 m · 2 |
Contact
E-mail
PTS-MFE@outlook.com