Equity
€64,564 ▼ 48.2%
POLYMATH paid out €105,900 in dividends. That is 231% of the 2025 profit.
POLYMATH
Overview
Lifetime
7 annual accounts with figures on one time axispeak €64,145 (2025)
€64,145▲ 19.1%
peak €45,906 (2025)
€45,906▲ 30.4%
peak €124,558 (2024)
€64,564▼ 48.2%
€99,601▲ 880%
Board1 name since 2018
1 director
Documentsfilings and deeds
19-06-202642 days before the deadline
2025abbreviated format
Gross margin from €53,840 to €64,145Result from €35,207 to €45,906Dividend €105,900Equity from €124,558 to €64,564Debts from €10,164 to €99,601
Key points
from the 2025 annual accountsTurnover
≈ €170,000 estimated
The abbreviated format states no turnover.
Debts
€99,601 ▲ 880%
Debts rose by €89,438 in 2025.
Liquidity
1.57 was 12.31 in 2024
Short-term debts rose from €10,164 to €99,601.
Filings
7 annual accounts 2 late
The 2022 accounts came latest: 31 days after the end of the period.
Starting capital
€18,600 100 shares
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 26,973 companies had the same profile as POLYMATH has now. Each dot stands for 68 companies, two years later.
94.8%
were still trading
3.5%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,973 companies, not a prediction for POLYMATH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0716766355
Amendment of the articles · Legal-form change · Resignations & appointments
“IT consulting; Management consulting; Aankoop en verkoop van hard- en software; Alle diensten in de sector van…” (deed in Dutch) · General meeting of 27-03-2023 · Gazette deed
Incorporation
Founding capital of €18,600, 100 shares, €12,400 paid up · Founder: · Appointment: (manager) · published on 27-12-2018 · Gazette deed
First establishment
Dobralaan 28, Overijse
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| POLYMATH Overijse | €164,165 | €64,145 | 39.3% | - |
| KASA Digital Overijse | €149,634 | €74,582 | 56.5% | - |
| AVEO Consulting Overijse | €149,011 | €69,842 | 35.5% | - |
| QUALIA Asse | €153,260 | €66,830 | 84.9% | - |
| TELARAÑA Merchtem | €168,215 | €56,631 | 21.1% | - |
| ISK Consulting Tielt-Winge | €165,981 | €64,916 | 12.3% | - |
| Saptividade Keerbergen | €147,085 | €56,988 | 31.4% | - |
These companies have the same main activity as POLYMATH: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €147,000 and €168,000, founded between 2017 and 2019.
Official details
Source: KBO- Status
- Active since 21-12-2018Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.283.607.6523090 Overijse, since 21-12-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €64,145▲ 19.1%
- €45,906▲ 30.4%
- €64,564▼ 48.2%
- €164,165▲ 21.9%
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on POLYMATH
POLYMATH files the abbreviated format. That format states no turnover. The gross margin rose from €5,984 in 2019 to €64,145 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 19-06-2026, 42 days before the deadline€64,145
▲ 19.1%
€57,516
▲ 26.0%
€45,906
▲ 30.4%
€56,533
▼ 50.8%
39.3%
▼ 53.1 percentage points
1.57
▼ 10.74
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €170,000. Estimated: probably between €120,000 and €290,000.
Balance sheet
balance sheet total €164,165 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
39.3%
Higher than 47% of 3,549 companies in 2025.
1.57
Higher than 46% of 3,454 companies in 2025.
28.0%
Higher than 86% of 3,491 companies in 2025.
POLYMATH
Middle half of the sector
80% of the sector
Abbreviated accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||
20/58 |
164,165 | 134,721 | 95,811 | 56,292 | 32,169 | 21,796 | 23,401 | |
21/28 |
8,031 | 9,635 | 12,810 | 8,437 | 11,130 | 9,501 | 9,487 | |
22/27 |
8,031 | 9,635 | 12,810 | 8,437 | 11,130 | 9,501 | 9,487 | |
23 |
1,728 | - | - | - | - | - | - | |
24 |
6,303 | 9,635 | 12,810 | 8,437 | 11,130 | 9,501 | 9,487 | |
29/58 |
156,134 | 125,086 | 83,002 | 47,855 | 21,039 | 12,295 | 13,914 | |
40/41 |
22,439 | 10,443 | 19,650 | 31,517 | 11,469 | 0 | 8,904 | |
40 |
14,621 | 0 | 13,795 | 27,208 | 8,904 | 0 | 8,904 | |
41 |
7,818 | 10,443 | 5,856 | 4,309 | 2,566 | - | - | |
54/58 |
133,011 | 113,651 | 62,758 | 15,411 | 8,513 | 11,366 | 3,903 | |
490/1 |
684 | 993 | 594 | 927 | 1,056 | 929 | 1,108 | |
| Balance sheet: equity and liabilities | ||||||||
10/49 |
164,165 | 134,721 | 95,811 | 56,292 | 32,169 | 21,796 | 23,401 | |
10/15 |
64,564 | 124,558 | 89,350 | 46,806 | 20,306 | 13,839 | 13,373 | |
10/11 |
18,600 | 18,600 | 18,600 | 18,600 | 18,600 | 12,400 | 12,400 | |
100 |
- | - | - | - | - | - | 18,600 | |
101 |
- | - | - | - | - | - | 6,200 | |
13 |
45,900 | 105,900 | 69,900 | 27,400 | 900 | 900 | 900 | |
130/1 |
- | - | 0 | 900 | 900 | 900 | - | |
130 |
- | - | - | - | - | - | 900 | |
1311 |
- | - | 0 | 900 | 900 | 900 | - | |
133 |
45,900 | 105,900 | 69,900 | 26,500 | - | - | - | |
14 |
64 | 58 | 850 | 806 | 806 | 539 | 73 | |
17/49 |
99,601 | 10,164 | 6,461 | 9,485 | 11,863 | 7,957 | 10,027 | |
42/48 |
99,601 | 10,164 | 6,461 | 9,485 | 11,127 | 7,249 | 1,197 | |
44 |
3,301 | 1,158 | 83 | 1,682 | 1,251 | 64 | 999 | |
440/4 |
3,301 | 1,158 | 83 | 1,682 | 1,251 | 64 | 999 | |
45 |
9,484 | 9,005 | 6,379 | 7,803 | 9,877 | 7,001 | 198 | |
450/3 |
7,146 | 6,680 | 6,379 | 7,803 | 9,877 | 7,001 | 198 | |
454/9 |
2,338 | 2,325 | - | - | - | - | - | |
47/48 |
86,816 | - | - | - | 0 | 184 | - | |
492/3 |
- | - | - | 0 | 736 | 708 | 8,830 | |
| Income statement | ||||||||
9900 |
64,145 | 53,840 | 60,611 | 37,665 | 5,973 | 6,253 | 5,984 | |
630 |
5,636 | 7,236 | 6,077 | 2,524 | 3,785 | 2,443 | 4,508 | |
640/8 |
993 | 961 | 384 | 348 | 398 | 50 | - | |
9901 |
57,516 | 45,642 | 54,149 | 34,794 | 1,791 | 3,759 | 1,475 | |
75/76B |
167 | 146 | 0 | 0 | 0 | 0 | 5 | |
75 |
167 | 146 | 0 | 0 | 0 | 0 | 5 | |
65/66B |
95 | 89 | 97 | 274 | 317 | 379 | 507 | |
65 |
95 | 89 | 97 | 274 | 317 | 379 | 507 | |
9903 |
57,588 | 45,700 | 54,052 | 34,520 | 1,474 | 3,380 | 973 | |
67/77 |
11,682 | 10,492 | 11,509 | 8,020 | 1,207 | 2,915 | - | |
9904 |
45,906 | 35,207 | 42,544 | 26,500 | 267 | 465 | 973 | |
9905 |
45,906 | 35,207 | 42,544 | 26,500 | 267 | 465 | 973 | |
| Appropriation of the result | ||||||||
9906 |
45,964 | 36,058 | 43,350 | 27,306 | 806 | 539 | 973 | |
14P |
58 | 850 | 806 | 806 | 539 | - | - | |
791/2 |
105,900 | - | - | - | - | - | - | |
691/2 |
45,900 | 36,000 | 42,500 | 26,500 | - | 0 | 900 | |
6920 |
45,900 | - | - | - | - | 0 | 900 | |
6921 |
0 | 36,000 | 42,500 | 26,500 | - | - | - | |
694/7 |
105,900 | - | - | - | - | - | - | |
694 |
105,900 | - | - | - | - | - | - | |
| Document | ||||||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 19-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 19-06-2026 | 2026-00184717 | |
| 31-12-2024 | abbreviated format | 27-08-2025 | 2025-00427366 | |
| 31-12-2023 | abbreviated format | 31-07-2024 | 2024-00321548 | |
| 31-12-2022 | abbreviated format | 31-08-2023 | 2023-00415609 | |
| 31-12-2021 | abbreviated format | 29-07-2022 | 2022-20256716 | |
| 31-12-2020 | abbreviated format | 30-06-2021 | 2021-27600545 | |
| 31-12-2019 | abbreviated format | 30-06-2020 | 2020-23800043 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
| 63,152 | 52,878 | 60,226 | 37,318 | 5,576 | 6,203 | 5,984 | ||
| 51,542 | 42,444 | 48,620 | 29,024 | 4,052 | 2,909 | 5,482 | ||
| 4,032 | 4,061 | 10,449 | 809 | 5,415 | 2,458 | 13,995 | ||
| 19,360 | 50,893 | 47,346 | 6,898 | -2,853 | 7,463 | - | ||
| 56,533 | 114,923 | 76,541 | 38,370 | 9,911 | 5,046 | 12,717 | ||
| 39.3% | 92.5% | 93.3% | 83.1% | 63.1% | 63.5% | 57.1% | ||
| 1.57 | 12.31 | 12.85 | 5.05 | 1.89 | 1.70 | 11.62 | ||
| 1.54 | 0.08 | 0.07 | 0.20 | 0.58 | 0.57 | 0.75 | ||
| 71.1% | 28.3% | 47.6% | 56.6% | 1.3% | 3.4% | 7.3% | ||
| 28.0% | 26.1% | 44.4% | 47.1% | 0.8% | 2.1% | 4.2% | ||
| over 100 | over 100 | over 100 | over 100 | 17.59 | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €4,032 | €4,061 | €10,449 | €809 | €5,415 |
| €5,636 | €7,236 | €6,077 | €2,524 | €3,785 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on POLYMATH
The operating result for 2025 is 26% higher than in 2024 and the highest since 2019. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total rises from 7.5% to 60.7%. Equity is lower and debt is higher.
Board & ownership
Board
1 director, since incorporationManager (not named in the articles)
appointed by deed of 27-12-2018
term without a fixed end
listed in the 2025 annual accounts, filed on 19-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 31-03-2023
Mandates through the years
1 name, the dashed line is todayManager (not named in the articles)
Board
Mandates as a list
-
- Manager (not named in the articles), from 21-12-2018 to date
Control
Founder
This company
POLYMATH
Equity €64,564
Profit €45,906 in 2025
Capital
- Contribution
- €18,600
- Shares
- 100
- Contribution per share
- €186
- Equity per share
- €646 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 31-03-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director“Tenzij verzaakt door alle bestuurders, voorzitter,gedelegeerd bestuurder of twee bestuurders”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Wednesday of June at 14:00
Shareholders
At incorporation
deed of 27-12-2018 ↗
- 100 shares (100%)
Capital transactions
Capital over time
- 31-03-2023 Converted to available equity
- 27-12-2018 Incorporation · €18,600 · 100 shares
Network & group
No group
POLYMATH has no parent and no holdings in its annual accounts. is the only director. POLYMATH shares no director with another company.
Timeline
Timeline
16 events since 2018Board
Filings
Financial
Establishments
20182020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:0716766355
Annual accounts 2025 filed NBBabbreviated format · 42 days before the deadline
2025
Highest result from 2019 to 2025 net €45,906 ▲30.4% The operating result of €57,516 and the net result of €45,906 are both a record.
Annual accounts 2024 filed PDFabbreviated format · 27 days late
2024
Equity above €100,000 equity €124,558 ▲39.4% With a profit in every financial year since 2019, equity grows to €124,558.
Annual accounts 2023 filed PDFabbreviated format · on the deadline day
2023
Liquidity more than doubled current ratio 12.85 The current ratio rises from 5.05 to 12.85. Short-term debt falls from €9,485 to €6,461.
Annual accounts 2022 filed PDFabbreviated format · 31 days late
Amendment of the articles · Legal-form change · Resignations & appointments“IT consulting; Management consulting; Aankoop en verkoop van hard- en software; Alle diensten in de sector van…” (deed in Dutch) · General meeting of 27-03-20232 points ▸
- General meeting, 27-03-2023
- 100 shares
- The deed holds 7 more points.
2022
Liquidity more than doubled current ratio 5.05 The current ratio rises from 1.89 to 5.05. Short-term debt falls from €11,127 to €9,485.
Annual accounts 2021 filed PDFabbreviated format · 2 days before the deadline
2021
Weakest financial year net €267 ▼42.6% The net result drops to €267, the lowest from 2019 to 2025. It recovers the following year.
Annual accounts 2020 filed PDFabbreviated format · 31 days before the deadline
2020
Annual accounts 2019 filed PDFabbreviated format · 31 days before the deadline
2018
IncorporationFounding capital of €18,600, 100 shares, €12,400 paid up · Founder: · Appointment: (manager) · published on 27-12-20183 points ▸
- Founder,
- Founding capital, €18,600, 100 shares
- Director appointment, (manager (not named in the articles))
- The deed holds 2 more points.
First establishment Dobralaan 28, Overijse
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0716.766.355
- VAT number
- BE 0716.766.355
- Peppol ID
- 0208:0716766355
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 21-12-2018
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Wednesday of June at 14:00deed of 31-03-2023 (in Dutch)
- Peppol
- Reachable since 21-10-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- POLYMATH in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 31-03-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 31-03-2023 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
Codes under NACEBEL 2008
62020
IT consultancy main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “IT consulting; Management consulting; Aankoop en verkoop van hard- en software; Alle diensten in de sector van de informatica; Het verlenen…”deed of 31-03-2023 (in Dutch)
9 activities
- IT consulting
- Management consulting
- Aankoop en verkoop van hard- en software
- Alle diensten in de sector van de informatica
- Het verlenen van adviezen en expertises aan het bedrijfsleven en overheden op het vlak van communicatie
- Het geven van opleidingen,organiseren van seminaries en congressen,het opstellen en ter beschikking stellen van cursussen en didactisch materiaal
- Onderzoeksopdrachten uitvoeren,in de vorm van adviezen,studies,expertises aan en voor bedrijven,instellingen en organisaties in verband met de ontwikkeling,de productie,marketing,toepassing en onderhoud,en de planning,management en begeleiding daarvan van op data- en telecommunicatie gebaseerde of daarvan gebruik makende producten,systemen en projecten en met de daarmee samenhangende Europese en Internationale standaardiseringsaspecten,en dit met of zonder terbeschikkingstelling van personeel,lokalen en materieel of andere logistieke dienstverlening
- Het verlenen van diensten -zowel consultancy als implementatie- aan derden,op het vlak van bedrijfsbeleid,sales en marketing:a) professioneel advies aan bedrijven in binnen- en buitenland op strategisch en operationeel vlak;b) begeleiden van bedrijven in de opmaak van het bedrijfsplan,het marketingplan,het financieel plan en dies meer;c) adviesverlening rond product- en dienstenbeheer,prijsbepaling en keuze van distributiekanalen;d) adviesverlening rond marketing communicatie: merkenadvies,opmaak persberichten persconferenties,supporteren van nationale en internationale beurzen,website communicatie,direct mailing activiteiten,tele-marketing activiteiten,interne communicatie,copywriting en layouting van brochures en ander documentatie-materiaal,begeleiden en creëren van reclamecampagnes,speciale evenementen,sponsoring;e) adviesverlening rond recrutering en selectie van sales en marketing profielen;f) opzetten en commercialiseren van commerciële adresbestanden;g) het geven van sales en marketing opleidingen
- Activiteiten in de creatieve sector van kunst en amusement,met name in verband met klank- en lichtspelen en het maken van geluidsopnamen
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Dobralaan 28 registered office 3090 Overijse | 21-12-2018 | 2.283.607.652 |
Buildings and parcels at the address
- Ground area
- 1,083 m²
- Buildings
- 190 m²
- Volume, LiDAR
- 1,596 m³
- Tallest building
- 25.1 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23543O0012/00K002 | 1,083 m² | 1 · 190 m² | 25.1 m · 2 |
1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.