Polymatch
ActiveSummary
Polymatch has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42,261 and a net result of -€6,750. Equity has been shrinking by about 14% per year since 2023. Its solvency ranks better than 92% of 10,818 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 02-03-2022 Normal situation
- Activity
- Business and other management consultancy NACE 70200and 1 other
- Establishment unit
- 2.328.776.691 3511 Hasselt, since 02-03-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 03-09-2025
Board and ownership
Board
- WARRIORS 37Director · permanent representative Van Damme Jelle François Maria
Shareholders
- Tribune 233.33%· score 942025 annual accounts of Tribune 2
- WARRIORS 3733.33%· score 522025 annual accounts of WARRIORS 37
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts 2025
- Gross margin
- -€5,829
- ▼ 12.4%
- Loss
- €6,750
- ▼ 2.1%
- Equity
- €42,261
- ▼ 13.8%
- Total assets
- €44,432
- ▼ 12.5%
Turnover not published (abbreviated format)
Score breakdownraises riskLoss of €6,750, the second in a row (financial year 2025)lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 13.20, cash €9,147, halvedSize: total assets €44,432Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 46% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Average
Solvency
100=
equity 95.1% of total assets
Liquidity
76-24
short-term debt 3.3% · cash 20.6%
Profitability
0-4
return on assets -15.2%
Bankruptcy probability within 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: 0.1%▲ +0.1 percentage points vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025highest value
07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 13.2 (34.39 in 2024), above the usual 1.5. Short-term debt is 3.3% and cash 20.6% of total assets. 4.9% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 67% on liquidity, 4% on profitability and 26% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year -€6,750
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
32 days early
2024
38 days early
2023
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 23 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (3 of the last 3 accounts filed within 33 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, abbreviated format
Annual accounts 2025 filed on 29-06-2026 at the NBB all 3 filings
Equity
€42,261▼ 13.8%
2024 · €49,011
Total assets
€44,432▼ 12.5%
2024 · €50,760
Net result
-€6,750▲ 2.1%
2024 · -€6,892
Working capital
€17,961▼ 28.2%
2024 · €25,011
Multi-year overview
2023 to 2025, 3 financial yearsOperating result
-€6,290
▼ 11.4%
2025
20232025
Net result
-€6,750
▲ 2.1%
2025
lowest quarter of the sector
20232025
Equity
€42,261
▼ 13.8%
2025
lowest quarter of the sector
20232025
Total assets
€44,432
▼ 12.5%
2025
lowest quarter of the sector
20232025
Debt
€2,172
▲ 24.2%
2025
20232025
Working capital
€17,961
▼ 28.2%
2025
middle half of the sector
20232025
Solvency
95.1%
▼ 1.4pp
2025
highest quarter of the sector
20232025
Current ratio
13.20
▼ 21.19
2025
highest quarter of the sector
20232025
Return on assets (ROA)
-15.2%
▼ 1.6pp
2025
lowest quarter of the sector
20232025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line202320242025
Operating result-€3,418--€5,646▼ 65.2%-€6,290▼ 11.4%
Net result-€4,097below the sector's middle half--€6,892below the sector's middle half▼ 68.2%-€6,750below the sector's middle half▲ 2.1%
Equity€55,903below the sector's middle half-€49,011below the sector's middle half▼ 12.3%€42,261below the sector's middle half▼ 13.8%
Total assets€56,903below the sector's middle half-€50,760below the sector's middle half▼ 10.8%€44,432below the sector's middle half▼ 12.5%
Debt€1,000-€1,749▲ 74.9%€2,172▲ 24.2%
Working capital€25,011within the sector's middle half€17,961within the sector's middle half▼ 28.2%
Solvency98.2%above the sector's middle half-96.6%above the sector's middle half▼ 1.7pp95.1%above the sector's middle half▼ 1.4pp
Current ratio34.39above the sector's middle half13.20above the sector's middle half▼ 21.19
Return on assets (ROA)-7.2%below the sector's middle half--13.6%below the sector's middle half▼ 6.4pp-15.2%below the sector's middle half▼ 1.6pp
above
within
below
The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a loss of €6,290, larger than the loss of €5,646 in 2024. It is the lowest result since 2023.
Turnover and EBIT margin are not published. The abbreviated format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44,432
Fixed assets
€25,000 =
Current assets
€19,432 ▼ 24.6%
Equity and liabilities €44,432
Equity
€42,261 ▼ 13.8%
Debt
€2,172 ▲ 24.2%
Debt's share of the balance-sheet total rises from 3.4% to 4.9%. Equity is lower and debt is higher.
Key figures and ratios
Debt to equity
0.05▲
2024 · 0.04
ROE
-16.0%▼
2024 · -14.1%
Debt ≤ 1 year
€1,472▲
2024 · €749
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Financial fixed assets | €25,000 | - | - |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | €739 | €459 | €461 | ▲ 0.5% |
| Gross operating margin9900 | -€2,679 | -€5,187 | -€5,829 | ▼ 12.4% |
| Operating profit (loss)9901 | -€3,418 | -€5,646 | -€6,290 | ▼ 11.4% |
| Financial charges65/66B | €680 | €1,246 | €460 | ▼ 63.1% |
| Recurring financial charges65 | €680 | €1,246 | €460 | ▼ 63.1% |
| Profit (loss) for the period before taxes9903 | -€4,097 | -€6,892 | -€6,750 | ▲ 2.1% |
| Profit (loss) for the period9904 | -€4,097 | -€6,892 | -€6,750 | ▲ 2.1% |
| Profit (loss) for the period to be appropriated9905 | -€4,097 | -€6,892 | -€6,750 | ▲ 2.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €56,903 | €50,760 | €44,432 | ▼ 12.5% |
| Fixed assets21/28 | €25,000 | €25,000 | €25,000 | = |
| Financial fixed assets28 | €25,000 | €25,000 | €25,000 | = |
| Current assets29/58 | €31,903 | €25,760 | €19,432 | ▼ 24.6% |
| Amounts receivable within one year40/41 | €5,031 | - | €9,767 | - |
| Trade receivables40 | €4,936 | - | €9,690 | - |
| Other amounts receivable41 | €95 | - | €77 | - |
| Cash at bank and in hand54/58 | €26,344 | €25,239 | €9,147 | ▼ 63.8% |
| Deferred charges and accrued income490/1 | €528 | €520 | €519 | ▼ 0.4% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €56,903 | €50,760 | €44,432 | ▼ 12.5% |
| Equity10/15 | €55,903 | €49,011 | €42,261 | ▼ 13.8% |
| Contributions10/11 | €60,000 | €60,000 | €60,000 | = |
| Profit (loss) carried forward14 | -€4,097 | -€10,989 | -€17,739 | ▼ 61.4% |
| Amounts payable17/49 | €1,000 | €1,749 | €2,172 | ▲ 24.2% |
| Amounts payable within one year42/48 | - | €749 | €1,472 | ▲ 96.5% |
| Trade debts44 | - | €658 | €1,470 | ▲ 123% |
| Suppliers440/4 | - | €658 | €1,470 | ▲ 123% |
| Taxes, remuneration and social security45 | - | €91 | €2 | ▼ 97.8% |
| Taxes450/3 | - | €91 | €2 | ▼ 97.8% |
| Accrued charges and deferred income492/3 | €1,000 | €1,000 | €700 | ▼ 30.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,097 | -€6,892 | -€6,750 | ▲ 2.1% |
| Operating cash flow (approximation) | -€4,097 | -€6,892 | -€6,750 | ▲ 2.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | -€1,105 | -€16,092 | ▼ 1,356% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Directors
1 director, no change since 2026
Board 1
WARRIORS 37
Current
Director (not named in the articles) · appointed in the act of 04-03-2022 · term without a fixed end · Private limited company · permanent representative: Van Damme Jelle François Maria · listed in the 2025 annual accounts, filed on 29-06-2026
Permanent representatives 1
Van Damme Jelle François Maria
Current
Permanent representative · appointed in the act of 04-03-2022 · for WARRIORS 37
Owners and capital
Shareholders
2 ownersOwners 2
- Equity €54,402 Loss of €12,819 in 2025 (profit of €6,168 in 2024) Checked score 9433.33%
- Equity -€18,279 Loss of €12,814 in 2025 (loss of €11,246 in 2024) Checked score 5233.33%
Capital transactions
Shareholders according to the deeds
At incorporation
act of 04-03-2022 ↗
- TRIBUNE 2 (BE 0771.394.577) 33,333 shares (33.3%) · €19,999.80
- WARRIORS 37 (BE 0764.886.867) 33,333 shares (33.3%) · €19,999.80
- SAELENS Erik Omer Wilfried Alexander 22,223 shares (22.2%) · €13,333.80
- SPANS Eddy René 11,111 shares (11.1%) · €6,666.60
Capital over time
- 04-03-2022 Incorporation · €60,000 · 100,000 shares
Mandate history
2 people, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| WARRIORS 37 |
|
| Tribune 2 |
|
Network & group
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of Polymatch. Every other company they run is a node.
This company
Company
Director
Shareholding
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Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
29-06
abbreviated format · 32 days before the deadline
30-01
Gazette deed
Resignation: Tribune 2 (director)Permanent representative: SOUIDI Omar3 points ▸
Gazette deed
Resignation: Tribune 2 (director)
Permanent representative: SOUIDI Omar3 points ▸
- General meeting, 28-01-2026
- Director resignation, Tribune 2 (director)
- Permanent representative, SOUIDI Omar
2025
23-06
abbreviated format · 38 days before the deadline
2024
31-12
Financial
Weakest financial yearnet -€6,892
The net result drops to -€6,892, the lowest from 2023 to 2025. It recovers the following year.
31-07
abbreviated format · on the deadline day
2023
13-01
Gazette deed
Permanent representatives: SOUIDI Mounir and SOUIDI Omar4 points ▸
Gazette deed
Permanent representatives: SOUIDI Mounir and SOUIDI Omar
4 points ▸
- General meeting, 16-12-2022
- Permanent representative, SOUIDI Mounir
- Permanent representative, SOUIDI Omar
- Director in office, Tribune 2 (director)
2022
04-03
Gazette deed
IncorporationStarting capital €60,000 · Appointments: TRIBUNE 2 (director) and WARRIORS 37 (director) · Permanent representatives: SOUIDI Mounir and Van Damme Jelle François Maria · Founder17 points ▸
Gazette deed
Incorporation
Starting capital €60,000 · Appointments: TRIBUNE 2 (director) and WARRIORS 37 (director) · Permanent representatives: SOUIDI Mounir and Van Damme Jelle François Maria · Founder17 points ▸
- Incorporation, 01-03-2022
- Founder, TRIBUNE 2
- Other provision, “statutenwijziging” (deed in Dutch), mentioned 2 times in the deed
- Founder, WARRIORS 37
- Founder, SAELENS Erik Omer Wilfried Alexander
- Founder, SPANS Eddy René
- Founding capital, €60,000
- TRIBUNE 2 holds 33,333 shares
- WARRIORS 37 holds 33,333 shares
- SAELENS Erik Omer Wilfried Alexander holds 22,223 shares
- SPANS Eddy René holds 11,111 shares
- Bank account, “bankattest bezorgd aan notaris, bijzondere rekening namens vennootschap in oprichting” (deed in Dutch)
- The act holds 5 more points.
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
Polymatch in Dutch
Enterprise number
0782.790.889
Legal form
Private limited company
Status
Active, normale toestand
Founded
02-03-2022
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 04-03-2022 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, Kuilenbeekstraat 17,3511 Kuringen”
deed of 04-03-2022 (in Dutch)Registered office and establishments
Registered office
Kuilenbeekstraat 17, 3511 Hasselt, Belgium
Establishment unit
Polymatch, Kuilenbeekstraat 17, 3511 Hasselt since 02-03-2022 · unit number 2.328.776.691
Activities
NACEBEL 202570200
Business and other management consultancy main activity
69109
Other legal services
Codes under NACEBEL 2008
70220
Business consulting main activity
69109
Other legal services
Invoicing and payment
VAT number
BE 0782.790.889
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Thursday of May at 21:00
deed of 04-03-2022 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
1,237 m²
Building footprint
179 m²
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71032A0372/00D000 | Flanders | 1,237 m² | 1 · 178 m² | 0.2 m |