POLYGONES E.R.I.
ActivePOLYGONES E.R.I. has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €2k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 74% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-28
Solvency100=
Growth35=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 4.4 against 5.36 in 2024; short-term debt: 22% and cash: 14.1% of total assets), and 22% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78%
Return on assets
2.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
16 d early
2024
18 d late
2023
12 d late
2022
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€99k▲ 98.7%
2023 · €50k
2022: €129k
2023: €50k
2022 → 2024
EBIT margin
38.0%▲ 45.1pp
2023 · -7.1%
2022: 43.9%
2023: -7.1%
2022 → 2024
Net result
€2k▼ 92.6%
2024 · €27k
2022: €43k
2023: €-4k
2024: €27k
2022 → 2025
Working capital
€56k▼ 4.1%
2024 · €58k
2022: €37k
2023: €33k
2024: €58k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€129k-€50k▼ 61.4%€99k▲ 98.7%
Equity€39k-€35k▼ 11.8%€61k▲ 75.8%€58k▼ 4.7%
Operating result€57k-€-4k€38k€4k▼ 89.7%
Net result€43k-€-4k€27k€2k▼ 92.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€2k▼ 17.4%
Current assets
€72k▲ 0.9%
Equity and liabilities €74k
Equity
€58k▼ 4.7%
Debt
€16k▲ 22.9%
The debt ratio rises from 18.0% to 22.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €38k
Cash flow
€2k▼
2024 · €28k
Solvency
78.0%▼
2024 · 82.0%
Current ratio
4.40▼
2024 · 5.36
Quick ratio
4.40▼
2024 · 5.36
Debt / equity
0.28▲
2024 · 0.22
ROE
3.4%▼
2024 · 44.5%
ROA
2.7%▼
2024 · 36.5%
Interest coverage
47.63▲
2024 · -267.27
Debt
€16k▲
2024 · €13k
Debt ≤ 1 year
€16k▲
2024 · €13k
Income taxes
€3k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€74k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€1k€715▼
Other tangible fixed assets26€2k€2k=
Current assets29/58€72k€72k▲
Amounts receivable within one year40/41€7k€17k▲
Trade receivables40€5k€11k▲
Other amounts receivable41€2k€6k▲
Current investments50/53€45k€45k▼
Cash at bank and in hand54/58€19k€11k▼
Deferred charges and accrued income490/1€104€0▼
Equity and liabilities
Total equity and liabilities10/49€74k€74k▲
Equity10/15€61k€58k▼
Contributions10/11€1k€1k=
Reserves13€30k€30k=
Distributable reserves133€30k€30k=
Profit (loss) carried forward14€30k€27k▼
Amounts payable17/49€13k€16k▲
Amounts payable within one year42/48€13k€16k▲
Trade debts44€229€233▲
Suppliers440/4€229€233▲
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€12k€11k▼
Other amounts payable47/48€833€5k▲
Income statement
Code20242025
Turnover70€99k-
Non-recurring operating income76A€0-
Goods, raw materials, services and sundry goods60/61€61k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€472€472=
Other operating charges640/8-€75
Gross operating margin9900€38k€4k▼
Operating profit (loss)9901€38k€4k▼
Financial income75/76B€496€2k▲
Recurring financial income75€496€2k▲
Financial charges65/66B€-143€91▲
Recurring financial charges65€-143€91▲
Profit (loss) for the period before taxes9903€38k€5k▼
Income taxes67/77€11k€3k▼
Profit (loss) for the period9904€27k€2k▼
Profit (loss) for the period to be appropriated9905€27k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€32k▼
Profit (loss) brought forward from the previous period14P€14k€30k▲
Transfer to equity691/2€10k€0▼
To other reserves6921€10k€0▼
Profit to be distributed694/7€833€5k▲
Return on contributions (dividend)694€833€5k▲
Directors or managers695€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Weakest financial yearnet €-4k ▼109%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hector Denisstraat 521050 ElseneGround area
1,191 m²
Building footprint
485 m²
Volume, LiDAR
8,916 m³
Parcel 21447B0273/00Y004, Brussels · tallest building 22.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
POLYGONES E.R.I.
since 20222.327.480.851
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0273/00Y004 | Brussels | 1,190 m² | 1 · 485 m² | 22.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
699400UV77N26G1FZ305
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 38,835 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.polygones-env.eu
E-mail:fg@polygones-env.eu