POLYDORA
ActiveSummary
POLYDORA has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €28k. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 90% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+2
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 11.09 against 15.48 in 2024; short-term debt: 8.9% and cash: 60.5% of total assets), and 8.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.1%
Return on assets
18.4%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-02-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
27 d late
2023
5 d early
2022
2 d early
2021
on the day
2020
1 d early
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€140k▲ 0.5%
2024 · €139k
2019: €162k
2020: €177k
2021: €143k
2022: €148k
2023: €138k
2024: €139k
2019 → 2025
Total assets
€153k▲ 3.0%
2024 · €149k
2019: €171k
2020: €182k
2021: €188k
2022: €165k
2023: €153k
2024: €149k
2019 → 2025
Net result
€28k▲ 11.6%
2024 · €25k
2019: €19k
2020: €16k
2021: €17k
2022: €21k
2023: €18k
2024: €25k
2019 → 2025
Working capital
€137k▼ 1.0%
2024 · €138k
2019: €137k
2020: €159k
2021: €131k
2022: €142k
2023: €138k
2024: €138k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€143k-€148k▲ 3.7%€138k▼ 7.3%€139k▲ 0.9%€140k▲ 0.5%
Operating result€25k-€29k▲ 12.9%€25k▼ 13.4%€37k▲ 48.4%€35k▼ 4.8%
Net result€17k-€21k▲ 23.0%€18k▼ 16.4%€25k▲ 42.5%€28k▲ 11.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153k
Fixed assets
€3k ▲ 171%
Current assets
€150k ▲ 1.8%
Equity and liabilities €153k
Equity
€140k ▲ 0.5%
Debt
€14k ▲ 37.1%
Debt's share of the balance-sheet total rises from 6.7% to 8.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35k▼
2024 · €37k
Cash flow
€29k▲
2024 · €26k
Current ratio
11.09▼
2024 · 15.48
Debt to equity
0.10▲
2024 · 0.07
ROE
20.2%▲
2024 · 18.2%
ROA
18.4%▲
2024 · 17.0%
Interest coverage
203.85▲
2024 · 148.61
Debt ≤ 1 year
€14k▲
2024 · €10k
Income taxes
€10k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€149k€153k▲
Fixed assets21/28€996€3k▲
Tangible fixed assets22/27€746€2k▲
Plant, machinery and equipment23€746€393▼
Furniture and vehicles24-€2k
Financial fixed assets28€250€250=
Current assets29/58€148k€150k▲
Amounts receivable within one year40/41€51k€56k▲
Trade receivables40€12k€11k▼
Other amounts receivable41€39k€45k▲
Cash at bank and in hand54/58€94k€93k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€149k€153k▲
Equity10/15€139k€140k▲
Contributions10/11€19k€19k=
Reserves13€119k€121k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€117k€119k▲
Profit (loss) carried forward14€2k€44▼
Amounts payable17/49€10k€14k▲
Amounts payable within one year42/48€10k€14k▲
Trade debts44€495€338▼
Suppliers440/4€495€338▼
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€9k€5k▼
Other amounts payable47/48-€8k
Accrued charges and deferred income492/3€348-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€314€361▲
Other operating charges640/8€808€893▲
Gross operating margin9900€38k€36k▼
Operating profit (loss)9901€37k€35k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€249€173▼
Recurring financial charges65€249€173▼
Profit (loss) for the period before taxes9903€39k€38k▼
Income taxes67/77€14k€10k▼
Profit (loss) for the period9904€25k€28k▲
Profit (loss) for the period to be appropriated9905€25k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€30k▲
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer from equity791/2€24k€19k▼
Transfer to equity691/2€25k€22k▼
To other reserves6921€25k€22k▼
Profit to be distributed694/7€24k€28k▲
Return on contributions (dividend)694€24k€19k▼
Directors or managers695-€8k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
30-06
Financial
Highest result since 2019net €28k ▲11.6%
Net result €28k, the highest in the series.
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity triplescurrent ratio 9.87
Current ratio from 3.91 to 9.87; short-term debt falls from €45k to €16k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €16k ▼15.2%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity doublescurrent ratio 38.03
Current ratio from 16.50 to 38.03; short-term debt falls from €9k to €4k.
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frans Stienletlaan 172610 AntwerpenGround area
123 m²
Building footprint
79 m²
Volume, LiDAR
537 m³
Parcel 11462A0056/00V000, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Frans Stienletlaan 17, 2610 Antwerpen
since 19922.056.164.230
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11462A0056/00V000 | Flanders | 123 m² | 1 · 78 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NO FOOD
BE 0628.766.371
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SANI SPACE
BE 0838.761.869
Boussu · Eq €141,228
IVMI
BE 0869.880.558
Brecht · Eq €141,404
DESK
BE 0417.720.305
Ukkel · Eq €142,950
Bulthaup Belgium
BE 0656.490.852
Aalter · Eq €136,221
Of 679 companies in sector 46494 we hold annual accounts for 530. 385 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-01-1992
Fiscal year end30-06
Activities, NACEBEL 2025
46494Wholesale of non-electrical household articles
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.