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POLYDAK II

Active
Public limited companyfounded 1991active for 35 yearsMarie Curiestraat 75, 3920 Lommel, BelgiumKBO/BCE: BE 0443.899.318
Summary

POLYDAK II has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €259,860. Equity remains stable across the filed financial years (±1.5% per year). Its solvency ranks better than 52% of 9,632 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Roofing work
NACE 43410
9th largest employer in Lommel, Construction sector1 site
Size
€8.2mturnover 2025
Staff
18.2 FTE
Equity
€1.2m
Profit
€259,860
Financial health
85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Parent
MILINAS · 99%
Accounts 96 days early0 of 13 deeds read
Why 85raises riskSector: Specialised construction activities (NACE 43)Liquidity: current ratio 1.71, cash €68,310lowers riskFounded in 1991Profit of €259,860 (financial year 2025)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 40% of its sector peers (NACE 43, small)
Financial strength · tick = 2024
Average
Solvency 71-5
equity 45.9% of total assets
Liquidity 29-3
short-term debt 48.8% · cash 2.6%
Profitability 66+1
return on assets 9.9%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,646 companies, NACE 43, small)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024lowest value 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025lowest value 04-2025: 0.2%● unchanged vs 03-2025lowest value 05-2025: 0.2%● unchanged vs 04-2025lowest value 06-2025: 0.2%● unchanged vs 05-2025lowest value 07-2025: 0.2%● unchanged vs 06-2025lowest value 08-2025: 0.2%● unchanged vs 07-2025lowest value 09-2025: 0.2%● unchanged vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026highest value
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.71, compared with 1.83 in 2024, above the usual 1.5; short-term debt: 48.8% and cash: 2.6% of total assets), but 54.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small): better than 62% on solvency, 22% on liquidity, 34% on profitability and 41% on growth.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1991
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Profit of €259,860 (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.71, cash €68,310
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-10-2025, 96 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
96 days early
2024
107 days early
2023
84 days early
2022
99 days early
2021
103 days early
2020
101 days early
2019
90 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 97 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 24 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end16-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Key points

  • Positive: Among the best 10% on net resultsector median €27,521 · 9,624 companies €259,860 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Controlled by MILINASknown shareholders 100% 99% View

By topic

Financials

Financial year
2025
Turnover
€8.2m
Profit
€259,860
Solvency
45.9%
Turnover▼ 0.9%
Net result
20192025
Go to Financials

Timeline

Events
36
Since
1992
Next accounts
by 31-01-2027
  1. 24-10-2022Annual accounts filed
  2. 30-06-2022Back to profit
  3. 20-10-2021Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Roofing workNACE 43410
Founded
05-04-1991
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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