POLLET CONSTRUCT
ActiveSummary
POLLET CONSTRUCT has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €199,606 and a net result of -€27,354. Equity remains stable across the filed financial years (±0% per year). The computed 12-month bankruptcy probability is 0.8% (low).
Overview
- Equity
- €199,606
- Loss
- -€27,354
Why 66raises riskLiquidity: current ratio 0.11, cash €2,111, halvedFigures for financial year 2025 (filed 02-12-2025)Founded in 2008lowers riskSize: total assets €1.5mShow the evidence
Checked score
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 24% on solvency, 17% on liquidity, 23% on profitability and 22% on growth.
The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 28 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€27,354
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (27 days) Filed on 27 November 2025, deadline 31 October 2025 (7 months after the close on 31 March 2025, Companies Code art. 3:10). Source: NBB, 2025-00574132.
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result turns negative in 2025: a loss of €16,062 after €9,202 in 2024, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 1,423 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 96.5% are still going.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a small loss
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,423 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €4,525 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €720 | €720 | €360 | €360 | - | - | - | - |
| Other operating charges640/8 | - | - | - | €4,507 | €50,434 | €3,395 | €4,802 | ▲ 41.4% |
| Gross operating margin9900 | €36,803 | €7,217 | €43,406 | €1,324 | €62,145 | €12,597 | -€11,260 | - |
| Operating profit (loss)9901 | €34,045 | €4,217 | €41,545 | -€3,542 | €11,711 | €9,202 | -€16,062 | - |
| Financial income75/76B | - | - | - | €3,177 | €300 | €600 | €1,000 | ▲ 66.7% |
| Recurring financial income75 | - | €1 | €5,422 | €3,177 | €300 | €600 | €1,000 | ▲ 66.7% |
| Financial charges65/66B | - | - | - | €6,879 | €8,454 | €10,174 | €12,292 | ▲ 20.8% |
| Recurring financial charges65 | €11,916 | €4,188 | €6,247 | €6,879 | €8,454 | €10,174 | €12,292 | ▲ 20.8% |
| Profit (loss) for the period before taxes9903 | €22,129 | €30 | €40,720 | -€7,244 | €3,557 | -€372 | -€27,354 | ▼ 7,245% |
| Income taxes67/77 | €6,922 | €66 | €10,941 | - | €1,119 | -€6 | €0 | - |
| Profit (loss) for the period9904 | €15,207 | -€36 | €29,779 | -€7,244 | €2,438 | -€367 | -€27,354 | ▼ 7,363% |
| Profit (loss) for the period to be appropriated9905 | €15,207 | -€36 | €29,779 | -€7,244 | €2,438 | -€367 | -€27,354 | ▼ 7,363% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €1.0m | €1.0m | €1.0m | €0.8m | €1.6m | €1.4m | €1.5m | ▲ 12.8% |
| Fixed assets21/28 | €0.05m | €0.05m | €0.02m | €0.02m | €0.001m | €1.2m | €1.5m | ▲ 17.6% |
| Tangible fixed assets22/27 | €0.05m | €0.05m | €0.02m | €0.02m | - | €1.2m | €1.5m | ▲ 17.6% |
| Land and buildings22 | - | - | - | €0.02m | - | - | - | - |
| Other tangible fixed assets26 | - | - | - | - | - | €1.2m | €1.5m | ▲ 17.6% |
| Financial fixed assets28 | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | = |
| Current assets29/58 | €0.9m | €0.9m | €1.0m | €0.8m | €1.6m | €0.1m | €0.07m | ▼ 39.4% |
| Stocks and contracts in progress3 | €0.5m | €0.5m | €0.4m | €0.4m | €0.9m | €0 | - | - |
| Stocks30/36 | - | - | - | €0.4m | €0.9m | €0 | - | - |
| Amounts receivable within one year40/41 | €0.3m | €0.3m | €0.4m | €0.3m | €0.3m | €0.06m | €0.06m | = |
| Trade receivables40 | - | - | - | - | - | €0.01m | €0.01m | = |
| Other amounts receivable41 | - | - | - | €0.3m | €0.3m | €0.05m | €0.05m | = |
| Cash at bank and in hand54/58 | €0.09m | €0.06m | €0.2m | €0.1m | €0.1m | €0.02m | €0.002m | ▼ 88.8% |
| Deferred charges and accrued income490/1 | - | - | - | €0.001m | €0.3m | €0.03m | €0.005m | ▼ 84.7% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €1.0m | €1.0m | €1.0m | €0.8m | €1.6m | €1.4m | €1.5m | ▲ 12.8% |
| Equity10/15 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▼ 12.1% |
| Contributions10/11 | €0.02m | €0.02m | - | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Reserves13 | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Non-distributable reserves130/1 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Reserves not available under the articles1311 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Distributable reserves133 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Profit (loss) carried forward14 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | ▼ 14.7% |
| Amounts payable17/49 | €0.8m | €0.8m | €0.8m | €0.6m | €1.4m | €1.1m | €1.3m | ▲ 17.7% |
| Amounts payable after more than one year17 | - | - | - | - | €0.6m | €0.6m | €0.7m | ▲ 17.2% |
| Financial debts170/4 | - | - | - | - | €0.6m | €0.6m | €0.7m | ▲ 17.2% |
| Amounts payable within one year42/48 | €0.8m | €0.8m | €0.8m | €0.6m | €0.7m | €0.5m | €0.6m | ▲ 18.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €0.03m | €0.03m | €0.04m | ▲ 24.7% |
| Financial debts43 | - | - | - | €2 | - | - | - | - |
| Credit institutions430/8 | - | - | - | €2 | - | - | - | - |
| Trade debts44 | €0.4m | €0.4m | €0.4m | €0.4m | €0.6m | €0.01m | €0.007m | ▼ 39.9% |
| Suppliers440/4 | - | - | - | €0.4m | €0.6m | €0.01m | €0.007m | ▼ 39.9% |
| Taxes, remuneration and social security45 | - | - | - | €0.003m | €0.001m | €0 | - | - |
| Taxes450/3 | - | - | - | €0.003m | €0.001m | €0 | - | - |
| Other amounts payable47/48 | - | - | - | €0.2m | €0.2m | €0.5m | €0.6m | ▲ 19.5% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.02m | -€36 | €0.03m | -€0.007m | €0.002m | -€367 | -€0.03m | ▼ 7,363% |
| + Depreciation and write-downs630 | €0.001m | €0.001m | €360 | €360 | - | - | - | - |
| Operating cash flow (approximation) | €0.02m | €0.001m | €0.03m | -€0.007m | €0.002m | -€367 | -€0.03m | ▼ 7,363% |
| Investment in fixed assets (approximation) | - | €0 | €0.02m | €0 | €0.02m | -€1.2m | -€0.2m | ▲ 82.4% |
| Change in cash | - | -€0.03m | €0.2m | -€0.1m | -€0.004m | -€0.09m | -€0.02m | ▲ 81.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 15 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-03-2025 | micro format | 27-11-2025 | 2025-00574132 |
| 31-03-2024 | micro format | 29-11-2024 | 2024-00608295 |
| 31-03-2023 | micro format | 28-11-2023 | 2023-00518502 |
| 31-03-2022 | micro format | 28-11-2022 | 2022-20527768 |
| 31-03-2021 | abbreviated format | 29-11-2021 | 2021-78700061 |
| 31-03-2020 | abbreviated format | 27-11-2020 | 2020-72700501 |
| 31-03-2019 | abbreviated format | 25-11-2019 | 2019-74300291 |
| 31-03-2018 | abbreviated format | 30-11-2018 | 2018-73400278 |
| 31-03-2017 | micro format | 21-11-2017 | 2017-70000380 |
| 31-03-2016 | abbreviated format | 31-10-2016 | 2016-67200328 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
22-05
Gazette deed
Legal-form change · Resignations & appointmentsShare issue1 fact ▸
- Share issue, 186, “gelijk recht in winstverdeling en vereffeningssaldo” (deed in Dutch)
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 23 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits
Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 31523H0799/00D000 | Flanders | 899 m² | 1 · 184 m² | 9.0 m · 2 |