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POLJOS

Active
Private limited companyfounded 2022active for 4 yearsNeerstraat 121, 3980 Tessenderlo-Ham, BelgiumKBO/BCE: BE 0787.770.850

From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

POLJOS has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40,895 and a net result of -€5,828. Equity has been shrinking by about 6% per year since 2023. Its solvency ranks better than 41% of 4,339 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

KBO
Status
Active since 28-06-2022 Normal situation
Legal form
Private limited company
Registered office
Neerstraat 121, 3980 Tessenderlo-Ham
Activity
Photography, excluding press photography NACE 74201and 4 others
Establishment unit
2.332.803.676 3980 Tessenderlo-Ham, since 28-06-2022
Financial year end
31 December
Peppol
Reachable since 03-04-2025

Board and ownership

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€10,134
▼ 52.4%
Turnover
≈ €63,000
estimated
Loss
€5,828
Equity
€40,895
▼ 12.5%
Total assets
€101,714
▲ 37.0%
2025 accounts filed 52 days after the deadline
Filed on 21-09-2026at the National Bank
Score breakdownraises riskLast filed accounts filed 52 days late; 3 of the last 3 accounts lateLoss of €5,828 (financial year 2025)lowers riskSector: Other professional, scientific and technical activities (NACE 74)Liquidity: current ratio 3.28, cash €27,079Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 43% of micro companies in other professional activities (NACE 74)
Financial strength · tick: 2024
Strong
Solvency 65-23
equity 40.2% of total assets
Liquidity 76-7
short-term debt 22.2% · cash 26.6%
Profitability 62-7
return on assets -5.7%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,429 companies, NACE 74, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.3 percentage points vs 07-2025 09-2025: 0.6%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.2%▼ -0.4 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.1%▼ -0.1 percentage points vs 03-2026lowest value 05-2026: 0.2%▲ +0.1 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026 10-2026: 0.3%▼ -0.1 percentage points vs 09-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.28 (1.59 in 2024), above the usual 1.5. Short-term debt is 22.2% and cash 26.6% of total assets. However, 59.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 43% of them on solvency, 67% on liquidity, 33% on profitability and 29% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
raises risk · Last filed accounts filed 52 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 3.28, cash €27,079
NBB · annual accounts
raises risk · Loss of €5,828 (financial year 2025)
NBB · annual accounts
raises risk · 2025 accounts filed 52 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
52 days late
2024
39 days late
2023
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 51 days after the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 September (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Lower net result than 82% of companies in other professional activitiessector median €9,353 · 4,334 companies -€5,828 View

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about POLJOS

What is the company number of POLJOS?
The company number of POLJOS is 0787.770.850. The VAT number is the same number with BE in front: BE 0787.770.850.
Where is POLJOS based?
The registered office is at Neerstraat 121, 3980 Tessenderlo-Ham.Company details
What does POLJOS do?
According to the KBO register, the main activity is photography, excluding press photography (NACE 74201).
What is the legal form of POLJOS?
The legal form of POLJOS is Private limited company (BV).
When was POLJOS founded?
POLJOS was founded on 28-06-2022.
Is POLJOS still active?
Yes, POLJOS is an active enterprise in the KBO register.
What is the turnover of POLJOS?
The turnover in financial year 2025 is ≈ €63,000. This figure is estimated from the gross margin of €10,134 and 41 comparable companies (NACE 74). It probably lies between €31,000 and €130,000. It is a rough estimate.Financials
Is POLJOS profitable?
In financial year 2025, POLJOS made a loss of €5,828.
Where can I find the annual accounts of POLJOS?
POLJOS filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of POLJOS due?
POLJOS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as POLJOS: photography, excluding press photography (NACE 74201). They are comparable in size and age: total assets between €73,500 and €116,000, founded between 2021 and 2023.

CompanyTotal assetsGross margin
POLJOS Tessenderlo-Ham€101,714€10,134
Studioverse Zandhoven€105,655€11,461
PAULINE'S PRODUCTIES Genk€73,517€8,704
Elodie Deceuninck Vorst€116,205€9,003
Wandercam Leuven€77,488€9,507
360Now Koksijde€96,261€8,280
SVR Visuals Leuven€81,505€14,700
Full comparison

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