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POLIGEM EUROPE

Active
Private limited companyfounded 2008active for 18 yearsPelikaanstraat 78, 2018 Antwerpen, Belgium123 active companies are registered at this addressKBO/BCE: BE 0895.044.239
Summary

POLIGEM EUROPE has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €973,953 and a net result of €22,581. Equity is growing by about 23% per year across the filed financial years. Its solvency ranks better than 22% of 9,758 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisFollow ReportCompare
POLIGEM EUROPEActiveChecked score 65/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of diamonds and other precious stones
NACE 46861
1 site
Size
€6.3mtotal assets 2025
Staff
0.7 FTE
Equity
€973,953
Profit
€22,581
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
2025 accounts filed 56 days late1 of 5 deeds summarised
Why 65raises riskLiquidity: current ratio 1.18, cash €132,9211 change of registered office in 24 monthsLast filed accounts filed 56 days late; 1 of the last 3 latelowers riskSize: 0.7 FTE, total assets €6.3mShow the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 27% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 40-5
equity 15.4% of total assets
Liquidity 6-5
short-term debt 84.6% · cash 2.1%
Profitability 19-54
return on assets 0.4%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,871 companies, NACE 46, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.2 percentage points vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▼ -0.2 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.7%▲ +0.4 percentage points vs 02-2026 04-2026: 0.8%▲ +0.1 percentage points vs 03-2026 05-2026: 1.0%▲ +0.2 percentage points vs 04-2026 06-2026: 1.2%▲ +0.2 percentage points vs 05-2026 07-2026: 1.4%▲ +0.2 percentage points vs 06-2026 08-2026: 1.9%▲ +0.5 percentage points vs 07-2026 09-2026: 2.4%▲ +0.5 percentage points vs 08-2026highest value 10-2026: 1.1%▼ -1.3 percentage points vs 09-2026
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.18, compared with 1.24 in 2024, below the usual 1.5; short-term debt: 84.6% and cash: 2.1% of total assets), and 84.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 27% on solvency, 8% on liquidity, 22% on profitability and 49% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 1.18, cash €132,921
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: 0.7 FTE, total assets €6.3m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Last filed accounts filed 56 days late; 1 of the last 3 late
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 9758 sector peers (2025).
NBB · sector comparison
Position among 9758 sector peers
Solvency
better than 22%
← weakest strongest →
raises risk · 2025 accounts filed 56 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
56 days late
2024
30 days early
2023
28 days late
2022
59 days late
2021
3 days early
2020
31 days late
2019
115 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 37 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Registered officeRegistered-office move · Director in…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Caution: Result fell in 2025from €182,153 to €22,581 ▼ 87.6% View
  • Positive: 5 profitable years in a rowprofit 2025: €22,581 5 years View
  • Total assets 20256 financial years filed €6.3m View

By topic

Financials

Financial year
2025
Total assets
€6.3m
Profit
€22,581
Solvency
15.4%
Turnover▲ 5.2%
Net result
20182019
Go to Financials

Timeline

Events
23
Since
2009
Next accounts
by 31-07-2027
  1. 28-08-2024Annual accounts filed
  2. 28-09-2023Annual accounts filed
  3. 31-12-2022Equity above €500,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of diamonds and other precious stonesNACE 46861
Founded
03-01-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about POLIGEM EUROPE

What is the company number of POLIGEM EUROPE?
0895.044.239. In Belgium the VAT number is the company number with BE in front: BE 0895.044.239.
Where is POLIGEM EUROPE based?
The registered office is at Pelikaanstraat 78, 2018 Antwerpen.Company details
What does POLIGEM EUROPE do?
According to the KBO register, the main activity is wholesale of diamonds and other precious stones (NACE 46861).
What is the legal form of POLIGEM EUROPE?
Private limited company (BV).
When was POLIGEM EUROPE founded?
On 03-01-2008.
Is POLIGEM EUROPE still active?
Yes, POLIGEM EUROPE is an active enterprise in the KBO register.
How many employees does POLIGEM EUROPE have?
On average 0.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of POLIGEM EUROPE?
€7.5m in financial year 2019, according to the filed annual accounts.
Is POLIGEM EUROPE profitable?
In financial year 2025, POLIGEM EUROPE made a profit of €22,581.
Where can I find the annual accounts of POLIGEM EUROPE?
POLIGEM EUROPE filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of POLIGEM EUROPE due?
By 31-07-2027, for financial year 2026.Timeline

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