POLI MOUSSE
ActivePOLI MOUSSE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €63k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 59% of 10230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability67▲+67
Solvency88▲+54
Growth52▼-6
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.84 against 0.53 in 2024), but 54.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.9%
Return on assets
156.1%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
37 d early
2023
15 d early
2022
20 d early
2021
64 d late
2020
46 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€83k▼ 41.8%
2018 · €143k
2018: €143k
2018 → 2025
EBIT margin
-9.8%▼ 9.1pp
2018 · -0.7%
2018: -0.7%
2018 → 2025
Net result
€63k▲ 16,185%
2024 · €388
2018: €-2k
2019: €-5k
2020: €1k
2021: €-6k
2022: €-10k
2023: €-35k
2024: €388
2018 → 2025
Working capital
€18k
2024 · €-45k
2018: €1k
2019: €-10k
2020: €-1k
2021: €-5k
2022: €-14k
2023: €-47k
2024: €-45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€83k
Equity€206-€-10k€-45k▼ 342%€-45k▲ 0.9%€19k
Operating result€-4k-€-9k▼ 138%€-34k▼ 273%€2k€-8k
Net result€-6k-€-10k▼ 82.5%€-35k▼ 235%€388€63k▲ 16,185%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€125▼ 69.9%
Current assets
€40k▼ 21.1%
Equity and liabilities €40k
Equity
€19k
Debt
€22k
Debt finances 54.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€-8k▼
2024 · €4k
Cash flow
€63k▲
2024 · €2k
Solvency
45.9%▲
2024 · -86.4%
Current ratio
1.84▲
2024 · 0.53
Quick ratio
0.21▲
2024 · 0.04
Debt / equity
1.18▲
2024 · -2.16
ROE
339.7%▲
2024 · -0.9%
ROA
156.1%▲
2024 · 0.8%
Interest coverage
-12.93▼
2024 · 3.42
Debt
€22k▼
2024 · €96k
Debt ≤ 1 year
€22k▼
2024 · €96k
Income taxes
€-72k▼
2024 · €466
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€40k▼
Fixed assets21/28€415€125▼
Tangible fixed assets22/27€290-
Furniture and vehicles24€290-
Financial fixed assets28€125€125=
Current assets29/58€51k€40k▼
Stocks and contracts in progress3€48k€36k▼
Stocks30/36€48k€36k▼
Cash at bank and in hand54/58€4k€4k▲
Deferred charges and accrued income490/1-€732
Equity and liabilities
Total equity and liabilities10/49€52k€40k▼
Equity10/15€-45k€19k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Share premium1100/10€19k€19k=
Profit (loss) carried forward14€-63k-
Amounts payable17/49€96k€22k▼
Amounts payable within one year42/48€96k€22k▼
Trade debts44€13k€5k▼
Suppliers440/4€13k€5k▼
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Other amounts payable47/48€79k€11k▼
Income statement
Code20242025
Turnover70-€83k
Goods, raw materials, services and sundry goods60/61-€91k
Remuneration, social security and pensions62€13-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€290▼
Other operating charges640/8€433€458▲
Gross operating margin9900€4k€-7k▼
Operating profit (loss)9901€2k€-8k▼
Financial charges65/66B€1k€608▼
Recurring financial charges65€1k€608▼
Profit (loss) for the period before taxes9903€854€-9k▼
Income taxes67/77€466€-72k▼
Profit (loss) for the period9904€388€63k▲
Profit (loss) for the period to be appropriated9905€388€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-63k€0▲
Profit (loss) brought forward from the previous period14P€-64k€-63k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Highest result since 2018net €63k ▲16185%
Net result €63k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 1.84
Current ratio from 0.53 to 1.84; short-term debt falls from €96k to €22k.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €388
Net result €388 after 3 loss-making years.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 64 days late
2021
15-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 46 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 84 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 3 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Mons 616030 CharleroiGround area
1,242 m²
Building footprint
332 m²
3 parcels, Wallonia. Linked by address, not a title deed.
3 establishment units
POLI MOUSSE
since 20152.242.369.982
POLI MOUSSE
since 20162.260.752.274
Polimousse 2
since 20262.385.036.196
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52026C0286/00A002 | Wallonia | 783 m² | 1 · 141 m² | - |
| 53043A0350/00E000 | Wallonia | 248 m² | 1 · 192 m² | - |
| 52044B0140/00X008 | Wallonia | 212 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VEGUR
BE 0540.728.280
Beveren-Kruibeke-Zwijndrecht · Eq €19k
L'APOSTROPHE
BE 0432.706.805
Antwerpen · Eq €19k
NOMBRIL
BE 0882.370.990
Liège · Eq €19k
FASHION LAUWERS
BE 0442.257.939
Beveren-Kruibeke-Zwijndrecht · Eq €19k
MANSTEX MODE
BE 0438.593.418
Charleroi · Eq €18k
Of 1,268 companies in sector 47512 we hold annual accounts for 579. 354 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-04-2015
Fiscal year end31-12
Activities, NACEBEL
47512Retail sale of household textiles and bedding
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mucahid_s@hotmail.com
Phone:0485/730723