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Polemiek

Active
Private limited company·Activiteiten van eetgelegenheden met volledige bediening· 5 yrs active
Bouwelse Steenweg 47 ·2270 Herenthout, Belgium
BE 0756.556.052
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Age5 yrs
Board1
Staff (FTE)2.2

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Polemiek is 4.8% (elevated). The 2024 annual accounts show negative equity (€-500) and a net result of €23k. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 30% of 5573 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
4.8% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Trust signals

3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€23k
Working capital€-1k+95.9%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 09-07-2025 with the NBB · fiscal year 2024 · micro
€-40k€-20k€0€20kOperating result 2021: €-25k€-25kNet result 2021: €-26k€-26kOperating result 2022: €1k€1kNet result 2022: €725€725Operating result 2023: €1k€1kNet result 2023: €-818€-818Operating result 2024: €23k€23kNet result 2024: €23k€23k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~18.1%/year over 4 fiscal years, indicative, assuming unchanged policy.
€-40k€-20k€0€20k2025: €-8k (€-16k - €-818)2026: €-4k (€-16k - €8k)2027: €-62 (€-17k - €17k)2021: €-24k2022: €-23k2023: €-24k2024: €-5002021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -1.3% 19.3%
better than 30% of 5573 sector peers
Net result €23k €4k
better than 76% of 5563 sector peers
Equity €-500 €14k
better than 31% of 5584 sector peers
Gross operating margin €86k €52k
better than 64% of 5549 sector peers
Staff costs €56k €49k
higher than 54% of 4038 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€30k
+212.3% -25% vs sector
Net profit
€23k
- +15% vs sector
Cash flow
€29k
+297.4% +5% vs sector
Total assets
€39k
-15.6% -81% vs sector
Equity
€-500
+97.9% far below sector median
Working capital
€-1k
+95.9% far below sector median
Employees (FTE)
2
+69.2% +83% vs sector
Staff costs
€56k
+43.6% +11% vs sector
Debt
€39k
-43.6% -23% vs sector
Debt ≤ 1y
€23k
-52.5% -39% vs sector
Debt > 1y
€16k
-22.6% -92% vs sector
Current ratio
0.95
+102.5% -81% vs sector
Quick ratio
0.95
+102.5% -80% vs sector
Solvency
-1.3%
+97.5% far below sector median
Debt / equity
-78.09
-2560.7% far below sector median
ROE
-4620.7%
- far below sector median
ROA
59.9%
- far above sector median
Interest coverage
30.82
+633.2% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€30k
Net profit€23k
Cash flow€29k
Staff costs€56k
Income taxes-
Dividends-
Total assets€39k
Equity€-500
Debt€39k
of which ≤ 1y€23k
of which > 1y€16k
Working capital€-1k
Employees (FTE)2.2
Ratios (computed)
2024
Current ratio0.95
Quick ratio0.95
Working capital ratio-2.7%
Solvency-1.3%
Debt / equity-78.09
Long-term debt ratio-31.76
Interest coverage30.82
Gross margin-
Net margin-
ROA59.9%
ROE-4620.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€39k
Fixed assets 21/28€16k
Tangible fixed assets 22/27€16k
Current assets 29/58€22k
Amounts receivable within one year 40/41€14k
Cash & bank 54/58€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€39k
Equity 10/15€-500
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€-3k
Amounts payable 17/49€39k
Amounts payable after one year 17€16k
Amounts payable within one year 42/48€23k
Trade debts payable within one year 44€13k
Income statement
Gross operating margin 9900€86k
Operating result 9901€23k
Financial income 75€702
Financial charges 65€961
Result before taxes 9903€23k
Net result for the period 9904€23k
Result to be appropriated 9905€23k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
21 / 100 Critical
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • Paul Vervoort
    Director
    State Gazette act 25140719 (04-11-2025)
    Current
    01-09-2025 → present
Former directors (1)
  • Mieke Lievens
    Director
    State Gazette act 25140719 (04-11-2025)
    Former
    - → 01-09-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

indexing
No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van eetgelegenheden met volledige bediening(56111)
Legal form Private limited company(610)
Incorporation14-10-2020
StatusActive
Postal code2270

Structure & network

Locations & real estate

Establishment units

1 location
Polemiek
Bouwelse Steenweg 47, 2270 HerenthoutRestaurant van het traditionele type
since 20202.309.107.863
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area750 m²
Buildings1
Building footprint124 m²
Volume (LiDAR)736 m³
Tallest building9.4 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13012E0257/00W009 Flanders 750 m² 1 · 124 m² 9.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health21Profitability0Solvency43Growth78Stability94
47 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 21
Profitability 0
Solvency 43
Growth 78
Stability 94

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Eetgelegenheden met volledige bediening56101Activiteiten van eetgelegenheden met volledige bediening56111Cafés en bars56301Cafés en bars56301Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Catering56210Catering van evenementen56210
Primary activity highlighted.
Names & trade names
Legal nameNL Polemiek
Registered office
Bouwelse Steenweg 47
2270 Herenthout, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.