Financials
- Fiscal year
- 2025
- Total assets
- €1.0m
- Loss
- -€6,656
- Solvency
- 0.1%
Polderpand
ActiveSummary
Polderpand has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €844 and a net result of -€6,656. Its solvency ranks better than 20% of 16752 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Development of non-residential building projects
NACE 68122
1 site
Size
€1.0mtotal assets 2025
- Equity
- €844
- Loss
- -€6,656
Turnover not published (abridged schema)
Structure
Accounts 65 d early0 of 1 deed read
Why 86- Equity €844 (0.1% of total assets)- Founded in 2025+ Sector Real estate activities (NACE 68)+ Size: total assets €1.0mShow the evidence
Checked score
Score 2025
86
/ 100
Excellent
Probability in this band: under 0.55%
Better than 37% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
25
equity 0.1% of total assets
Liquidity
60
short-term debt 2.8% · cash 8.1%
Profitability
18
return on assets -0.6%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 0.7%
03-2026: 0.7%● 0.0% vs 02-2026
04-2026: 0.7%▲ +3.0% vs 03-2026
05-2026: 0.7%▲ +5.7% vs 04-2026highest value
06-2026: 0.2%▼ -71.5% vs 05-2026lowest value
07-2026: 0.2%▲ +1.0% vs 06-2026
08-2026: 0.2%▲ +4.8% vs 07-2026
09-2026: 0.2%● 0.0% vs 08-2026
10-2026: 0.2%● 0.0% vs 09-2026
- Sector Real estate activities (NACE 68) lowers the probability
- Size: total assets €1.0m lowers the probability for this profile
- Equity €844 (0.1% of total assets) raises the probability
- Founded in 2025 raises the probability for this profile
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 19%, liquidity 72%, profitability 19%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 16752 sector peers (2025).
NBB · sector comparisonPosition among 16752 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
65 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 27-05-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Development of non-residential building projectsNACE 68122
- Founded
- 17-01-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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