POLDERDIJK
ActivePOLDERDIJK has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34.92M and a net result of €1.76M. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 95% of 3184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-13
Solvency100=
Growth69=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2M at 30 days acceptable
Liquidity ample (current ratio 32.01 against 39.8 in 2024; short-term debt: 1.5% and cash: 6.5% of total assets), and 1.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.5%
Return on assets
5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
20 d early
2023
30 d early
2022
32 d early
2021
26 d early
2020
44 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€534k▲ 0.9%
2023 · €530k
2020: €424k
2021: €649k
2022: €510k
2023: €530k
2020 → 2024
EBIT margin
21.3%▼ 15.0pp
2023 · 36.2%
2020: 33.8%
2021: 51.6%
2022: 20.2%
2023: 36.2%
2020 → 2024
Net result
€1.76M▼ 51.2%
2024 · €3.61M
2018: €1.69M
2019: €678k
2020: €474k
2021: €1.62M
2022: €1.67M
2023: €1.67M
2024: €3.61M
2018 → 2025
Working capital
€16.07M▲ 13.0%
2024 · €14.22M
2018: €3.35M
2019: €4.12M
2020: €6.35M
2021: €7.88M
2022: €8.01M
2023: €7.72M
2024: €14.22M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€649k-€510k▼ 21.4%€530k▲ 3.8%€534k▲ 0.9%
Equity€27.82M-€29.50M▲ 6.0%€29.56M▲ 0.2%€33.16M▲ 12.2%€34.92M▲ 5.3%
Operating result€335k-€103k▼ 69.3%€192k▲ 86.6%€114k▼ 40.8%€85k▼ 25.0%
Net result€1.62M-€1.67M▲ 3.0%€1.67M▼ 0.1%€3.61M▲ 116%€1.76M▼ 51.2%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 25% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35.44M
Fixed assets
€18.85M▼ 0.5%
Current assets
€16.59M▲ 13.7%
Equity and liabilities €35.44M
Equity
€34.92M▲ 5.3%
Debt
€518k▲ 41.3%
The debt ratio rises from 1.1% to 1.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€171k▼
2024 · €195k
Cash flow
€1.85M▼
2024 · €3.69M
Solvency
98.5%▼
2024 · 98.9%
Current ratio
32.01▼
2024 · 39.80
Quick ratio
32.01▼
2024 · 39.80
Debt / equity
0.01▲
2024 · 0.01
ROE
5.0%▼
2024 · 10.9%
ROA
5.0%▼
2024 · 10.8%
Interest coverage
1578.70▲
2024 · 28.72
Debt
€518k▲
2024 · €367k
Debt ≤ 1 year
€518k▲
2024 · €367k
Income taxes
€224k▼
2024 · €407k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33.53M€35.44M▲
Fixed assets21/28€18.94M€18.85M▼
Tangible fixed assets22/27€365k€279k▼
Furniture and vehicles24€305k€219k▼
Other tangible fixed assets26€60k€60k=
Financial fixed assets28€18.57M€18.57M=
Current assets29/58€14.59M€16.59M▲
Amounts receivable within one year40/41€40k€101k▲
Trade receivables40€22k€17k▼
Other amounts receivable41€18k€84k▲
Current investments50/53€14.24M€14.18M▼
Cash at bank and in hand54/58€308k€2.31M▲
Deferred charges and accrued income490/1€985€158▼
Equity and liabilities
Total equity and liabilities10/49€33.53M€35.44M▲
Equity10/15€33.16M€34.92M▲
Contributions10/11€17.52M€17.52M=
Capital10€17.52M€17.52M=
Issued capital100€17.52M€17.52M=
Reserves13€15.64M€17.40M▲
Non-distributable reserves130/1€6.75M€6.67M▼
Legal reserve130€1.75M€1.67M▼
Own shares acquired1312€5.00M€5.00M=
Distributable reserves133€8.89M€10.74M▲
Amounts payable17/49€367k€518k▲
Amounts payable within one year42/48€367k€518k▲
Trade debts44€24k€3k▼
Suppliers440/4€24k€3k▼
Taxes, remuneration and social security45€343k€516k▲
Taxes450/3€343k€516k▲
Income statement
Code20242025
Turnover70€534k-
Non-recurring operating income76A-€2k
Goods, raw materials, services and sundry goods60/61€357k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€81k€85k▲
Other operating charges640/8€3k€14k▲
Gross operating margin9900€198k€185k▼
Operating profit (loss)9901€114k€85k▼
Financial income75/76B€3.91M€1.90M▼
Recurring financial income75€3.17M€1.90M▼
Non-recurring financial income76B€739k€0▼
Financial charges65/66B€7k€108▼
Recurring financial charges65€7k€108▼
Profit (loss) for the period before taxes9903€4.01M€1.99M▼
Income taxes67/77€407k€224k▼
Profit (loss) for the period9904€3.61M€1.76M▼
Profit (loss) for the period to be appropriated9905€3.61M€1.76M▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.61M€1.76M▼
Transfer to equity691/2€3.61M€1.76M▼
To other reserves6921€3.61M€1.76M▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €3.61M ▲116%
Net result €3.61M, the highest in the series.
31-12
Financial
Liquidity times 7current ratio 39.80
Current ratio from 5.59 to 39.80; short-term debt falls from €1.68M to €367k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €474k ▼30.1%
Net result drops to €474k, the lowest in the series; recovery starts the following year.
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 58 days late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stabroek
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ettenhoven 1002940 StabroekGround area
1,867 m²
Building footprint
266 m²
Volume, LiDAR
1,164 m³
Parcel 11020I0091/00C000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11020I0091/00C000 | Flanders | 1,867 m² | 1 · 266 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MONTOYER 51 LEASEHOLD
BE 0880.824.633
Brussel · Eq €34.91M
CLOSED CIRCLE
BE 0476.115.590
Haacht · Eq €34.87M
EHAD
BE 0477.923.057
Sint-Pieters-Woluwe · Eq €34.87M
Lavaux Invest
BE 0459.034.088
Nandrin · Eq €35.03M
PENTAHOLD
BE 0882.459.577
Nazareth-De Pinte · Eq €35.04M
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 2,622 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-02-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.