POINTWAVE
ActiveSummary
POINTWAVE has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,695 and a net result of -€5,447. Equity is shrinking by about 4.8% per year across the filed financial years. Its solvency ranks better than 95% of 2,293 sector peers (NACE 63, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
- Equity
- €28,695
- Loss
- -€5,447
Why 69raises risk1 change of registered office in 24 monthsLoss of €5,447, the second in a row (financial year 2025)lowers riskSize: total assets €28,783Equity €28,695 (99.7% of total assets)Show the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro): better than 86% on solvency, 38% on liquidity, 7% on profitability and 27% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
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Signals
This company filed its last 7 accounts on average 12 days after the deadline; the sector median (NACE 63) for financial year 2024 is 10 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Permanent representative: Evelien De BondtRegistered-office move · Power of…
- Weakest financial yearnet -€5,447
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2020 to 2025, 6 financial years
The operating result stays negative: a loss of €5,353 in 2025 against €2,077 in 2024; the loss grows and 2025 has the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 63, Computing infrastructure, data processing, hosting and other information service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 5,831 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84.6% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,831 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | €122 | €827 | €585 | €605 | ▲ 3.5% |
| Gross operating margin9900 | -€605 | €78 | -€1,253 | -€738 | -€1,492 | -€4,748 | ▼ 218% |
| Operating profit (loss)9901 | -€1,085 | -€154 | -€1,375 | -€1,565 | -€2,077 | -€5,353 | ▼ 158% |
| Financial charges65/66B | - | - | €113 | €124 | €80 | €94 | ▲ 16.7% |
| Recurring financial charges65 | €62 | €64 | €113 | €124 | €80 | €94 | ▲ 16.7% |
| Profit (loss) for the period before taxes9903 | -€1,147 | -€218 | -€1,488 | -€1,689 | -€2,157 | -€5,447 | ▼ 153% |
| Profit (loss) for the period9904 | -€1,147 | -€218 | -€1,488 | -€1,689 | -€2,157 | -€5,447 | ▼ 153% |
| Profit (loss) for the period to be appropriated9905 | -€1,147 | -€218 | -€1,488 | -€1,689 | -€2,157 | -€5,447 | ▼ 153% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €69,060 | €68,830 | €66,617 | €64,928 | €34,142 | €28,783 | ▼ 15.7% |
| Current assets29/58 | €69,060 | €68,830 | €66,617 | €64,928 | €34,142 | €28,783 | ▼ 15.7% |
| Amounts receivable within one year40/41 | €69,060 | €68,145 | €66,613 | €64,921 | €34,125 | €28,027 | ▼ 17.9% |
| Trade receivables40 | - | - | - | - | - | €644 | - |
| Other amounts receivable41 | - | - | €66,613 | €64,921 | €34,125 | €27,383 | ▼ 19.8% |
| Cash at bank and in hand54/58 | €0 | €684 | €4 | €7 | €17 | €756 | ▲ 46× |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €69,060 | €68,830 | €66,617 | €64,928 | €34,142 | €28,783 | ▼ 15.7% |
| Equity10/15 | €39,693 | €39,474 | €37,987 | €36,298 | €34,142 | €28,695 | ▼ 16.0% |
| Contributions10/11 | €18,592 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €4,377 | €4,377 | €4,377 | €4,377 | €4,377 | €4,377 | = |
| Non-distributable reserves130/1 | - | - | €1,859 | €1,859 | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,859 | €1,859 | - | - | - |
| Distributable reserves133 | - | - | €2,518 | €2,518 | €4,377 | €4,377 | = |
| Profit (loss) carried forward14 | €16,723 | €16,505 | €15,017 | €13,329 | €11,172 | €5,725 | ▼ 48.8% |
| Amounts payable17/49 | €29,368 | €29,355 | €28,630 | €28,630 | - | €88 | - |
| Amounts payable within one year42/48 | €29,368 | €29,355 | €28,630 | €28,630 | - | €88 | - |
| Trade debts44 | €738 | €725 | - | - | - | €13 | - |
| Suppliers440/4 | - | - | - | - | - | €13 | - |
| Taxes, remuneration and social security45 | - | - | - | - | - | €75 | - |
| Taxes450/3 | - | - | - | - | - | €75 | - |
| Other amounts payable47/48 | - | - | €28,630 | €28,630 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,147 | -€218 | -€1,488 | -€1,689 | -€2,157 | -€5,447 | ▼ 153% |
| Operating cash flow (approximation) | -€1,147 | -€218 | -€1,488 | -€1,689 | -€2,157 | -€5,447 | ▼ 153% |
| Change in cash | - | €684 | -€681 | €3 | €9 | €740 | ▲ 79× |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 28 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2025 | micro format | 26-03-2026 | 2026-00066983 |
| 30-09-2024 | micro format | 31-03-2025 | 2025-00057696 |
| 30-09-2023 | micro format | 30-04-2024 | 2024-00074254 |
| 30-09-2022 | micro format | 26-01-2024 | 2024-00007592 |
| 30-09-2021 | micro format | 30-03-2022 | 2022-09900083 |
| 30-09-2020 | micro format | 27-03-2021 | 2021-08500189 |
| 30-09-2018 | micro format | 04-03-2019 | 2019-06200276 |
| 30-09-2017 | micro format | 13-03-2018 | 2018-06600428 |
| 30-09-2016 | abbreviated format | 23-06-2017 | 2017-24600288 |
| 30-09-2015 | abbreviated format | 03-07-2017 | 2017-24600287 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| TOMMEN Gunter |
|
Owners and capital
Capital and shareholders
- 03-10-2024 Converted to unavailable equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
13-03
Gazette deed
Permanent representative: Evelien De BondtRegistered-office move · Power of attorney4 facts ▸
- Board meeting, 13-11-2025
- Registered-office move, Cyriel Prieëlsstraat 134, 9404 Ninove
- Permanent representative, Evelien De Bondt
- Power of attorney, POINTWAVE
03-10
Gazette deed
Appointment: TOMMEN Gunter (director)Legal-form conversion · Amendment of the articles · Name change11 facts ▸
- General meeting, 13-09-2024
- Legal-form conversion, “besloten vennootschap (BV)” (deed in Dutch)
- Amendment of the articles, 1 (2 times)
- Name change, POINTWAVE
- Registered-office move, 9400 Ninove, Leopoldlaan 84
- Purpose change
- Amendment of the articles, 3
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “opheffen en beschikbaar maken voor uitkering, statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Amendment of the articles
- Director appointment, TOMMEN Gunter (director (not named in the articles))
About the unread acts
Of the 5 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0451.165.014
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 41004A0318/00H000 | Flanders | 713 m² | - | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De aan- en verkoop, import, export, handelsbemiddeling en verhuur van machines, toestellen, meubilair, voorzieningen en materieel voor…” (deed in Dutch)
20 activities (deed in Dutch)
- De aan- en verkoop, import, export, handelsbemiddeling en verhuur van machines, toestellen, meubilair, voorzieningen en materieel voor thuis-, kantoor-, handels- en nijverheidsgebruik als groot-en kleinhandel en meer bepaald:
- Alle rekenapparatuur, kassasystemen en toebehoren in de meest ruime betekenis (zoals o.a. Fiscale Data Modules, computers, printers, afdrukmedia, weegschalen, kantoormachines, multimedia, communicatie apparatuur, geldautomaten, kassalades, PDA’s en de ontwikkeling van hard- en softwaretoepassingen.
- Het uitvoeren van alle onderhouds- en herstellingswerkzaamheden aan hogervermelde apparatuur evenals het uitvoeren van alle werkzaamheden nodig tot het in bedrijf stellen van bedoelde apparatuur.
- Het uitvoeren van alle mogelijke activiteiten die verband houden met het verlenen van opleiding, advies, bijstand en technische expertise aangaande deze hard- en softwaretoepassingen. Meer specifiek de opleiding in programmatie en bediening van kassasystemen, Fiscale Data Modules, printers, kantoormachines, geldautomaten, weegschalen, PDA’s en backoffice software.
- Het aankopen, verkopen, verhuren en ontwikkelen en perfectioneren van alle software voor hogervermelde apparatuur zowel als groot- als kleinhandel.
- De import en export, groot- en kleinhandel van verlichtingsapparatuur, elektrische toestellen, elektrisch materiaal en sanitair in de ruimste zin van het woord.
- Het aankopen, verkopen, ontwikkelen van alle apparatuur welke van aard zou zijn het hierboven vermeld gamma te ondersteunen of uit te breiden.
- De vennootschap mag verder alle mogelijke activiteiten die verband houden met het verlenen van consultancy, opleiding, technische expertise en bijstand uitvoeren alsmede het geven van advies en verstrekken van diensten met betrekking tot de kassasysteem-werking, organisatie en het beheer van bedrijven, het management, marketing, productie en ontwikkeling en dit alles in de meest ruime betekenis.
- Onderneming voor het ontwerpen, programmeren, adviseren en opzetten van, en de handel in en van computerprogramma’s, computertoepassingen, soft- en hardware, webtoepassingen, webdesign, asp-toepassingen en e-commerce, evenals de ICT-consultancy in de meest ruime zin, met inbegrip van het beheer van computerfaciliteiten en alle andere diensten op het vlak van informaticatechnologie, computers, software, licenties en ITC.
- Onderneming voor het verlenen van advies, studies en praktische bijstand, in de ruimste zin, aan bedrijven en organisaties, zoals exemplatief de interne en externe bedrijfsorganisatie, de planning, de sales en de marketing, de public relations, de communicatie, het management, het bedrijfsbeleid, de human resources, het financieel en administratief beleid, de investeringspolitiek, het ICT beleid en de ICT-infrastructuur.
- Onderneming voor managementactiviteiten voor bedrijven en organisaties, beide in de meest ruime zin, zoals exemplatief het waarnemen van of tussenkomen in het dagelijks bestuur, raden van bestuur of directiecomités, het vertegenwoordigen van bedrijven, het leiden en managen van holdingstructuren, audit van bedrijven, herstructurering van bedrijven, interim- en crisismanagement, ICT management, HRM management, en dergelijke.
- Onderneming voor het optreden als holdingmaatschappij teneinde op een structureel gecoördineerde wijze de belangen van diverse vennootschappen te bundelen in een globaal administratief beheer, alsmede het aanhouden van aandelen en participaties in andere vennootschappen teneinde onder meer mee het beleid te kunnen bepalen.
- Onderneming voor het uitbaten en nemen van alle licenties, brevetten, octrooien en merken, alle zelfs niet-gebrevetteerde kennis en techniek te valoriseren.
- De vennootschap mag verder alle roerende of onroerende goederen, materialen en benodigdheden, verwerven, huren of verhuren, vervaardigen, overdragen of ruilen, en in het algemeen, alle commerciële, industriële of financiële handelingen verrichten, die rechtstreeks of onrechtstreeks in verband staan met haar voorwerp, met inbegrip van de on-der-aanneming in het algemeen, en de uitbating van alle intellectuele rechten en industriële of commerciële eigendommen die er betrekking op hebben. Zij mag alle roerende en onroerende goederen als investering verwerven, zelfs als deze noch rechtstreeks noch onrechtstreeks verband houden met het voorwerp van de vennootschap.
- Onderneming voor het beheer van beleggingen en vermogens.
- De participatie, onder welke vorm het ook zij, in de oprichting, ontwikkeling, omvorming en controle van alle ondernemingen, Belgische of buitenlandse, commerciële, financiële, industriële, of andere; de verwerving van eender welke titels of rechten door middel van participatie, inbreng, onderschrijving, koop, aankoopoptie, verhandeling, overname, inbreng, fusie, opslorping, splitsing of op welke wijze ook.
- De vennootschap mag zich borgstellen en onroerende goederen in pand geven of hypothekeren voor verbintenissen door derde personen aangegaan.
- Zij mag eveneens al haar andere goederen, met inbegrip van het handelsfonds, in pand geven en aval verlenen in het voordeel van derden.
- Tussenhandelaar in de handel, als makelaar in goederen, de zelfstandige handelsvertegenwoordiging en als commissionaris.
- Zij kan ook functies van bestuurder of vereffenaar van andere vennootschappen uitoefenen.
- Name clauseThe name the company operates under according to its articles.
- POINTWAVE
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Daily managementWho may handle the everyday running of the business without the full board.
- The board decides whether the delegates act alone or jointly
- Board ruleHow the board is made up, meets and takes decisions.
- “Onbepaalde duur bij gebrek aan bepaling, 1” (deed in Dutch)1 more provision on this in the deed
- Power of attorneyA special mandate allowing someone to perform one or more acts on the company's behalf.
- 2 provisions in the deed
Capital, shares and profit
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Saturday of March at 19:00
- Meeting accessWho may attend the meeting and what is needed to be admitted.
- One provision in the deed
- Agenda ruleHow the agenda is set and who may add items to it.
- “Beslissen alleen over voorstellen op de agenda, alle personen aanwezig of vertegenwoordigd en volmachten vermelden dit uitdrukkelijk” (deed in Dutch)
- Proxy ruleWhether a shareholder may be represented at the meeting by someone else.
- One provision in the deed
- Voting ruleWhich majority the meeting decides by, for example a simple or a special majority.
- “Wettelijke en statutaire bepalingen betreffende aandelen zonder stemrecht” (deed in Dutch)