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PointV

Active
Private limited companyfounded 2025active for 1 yearUrseldorp 14, 9910 Aalter, BelgiumKBO/BCE: BE 1020.004.488
Summary

PointV has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,459 and a net result of €16,959. Its solvency ranks better than 95% of 34,356 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Financials · financial year 2025, micro format

Equity
€18,459
Total assets
€20,124
Net result
€16,959
Working capital
€16,507

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €20,124
Fixed assets €1,953
Current assets €18,172
Equity and liabilities €20,124
Equity €18,459
Debt €1,665
Debt finances 8.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€21,449
Cash flow
€16,993
Current ratio
10.92
Debt to equity
0.09
ROE
91.9%
ROA
84.3%
Interest coverage
over 100
Debt ≤ 1 year
€1,665
Income taxes
€4,420

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€20,124
Fixed assets21/28€1,953
Tangible fixed assets22/27€1,953
Furniture and vehicles24€1,953
Current assets29/58€18,172
Amounts receivable within one year40/41€3,857
Trade receivables40€2,777
Other amounts receivable41€1,080
Cash at bank and in hand54/58€14,298
Deferred charges and accrued income490/1€16
Equity and liabilities
Total equity and liabilities10/49€20,124
Equity10/15€18,459
Contributions10/11€1,500
Reserves13€16,900
Distributable reserves133€16,900
Profit (loss) carried forward14€59
Amounts payable17/49€1,665
Amounts payable within one year42/48€1,665
Trade debts44€405
Suppliers440/4€405
Taxes, remuneration and social security45€1,260
Taxes450/3€1,260
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34
Gross operating margin9900€21,449
Operating profit (loss)9901€21,415
Financial charges65/66B€36
Recurring financial charges65€36
Profit (loss) for the period before taxes9903€21,379
Income taxes67/77€4,420
Profit (loss) for the period9904€16,959
Profit (loss) for the period to be appropriated9905€16,959
Appropriation of the result
Profit (loss) to be appropriated9906€16,959
Transfer to equity691/2€16,900
To other reserves6921€16,900

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34
Gross operating margin9900€21,449
Operating profit (loss)9901€21,415
Financial charges65/66B€36
Recurring financial charges65€36
Profit (loss) for the period before taxes9903€21,379
Income taxes67/77€4,420
Profit (loss) for the period9904€16,959
Profit (loss) for the period to be appropriated9905€16,959
Line2025
Assets
Total assets20/58€20,124
Fixed assets21/28€1,953
Tangible fixed assets22/27€1,953
Furniture and vehicles24€1,953
Current assets29/58€18,172
Amounts receivable within one year40/41€3,857
Trade receivables40€2,777
Other amounts receivable41€1,080
Cash at bank and in hand54/58€14,298
Deferred charges and accrued income490/1€16
Equity and liabilities
Total equity and liabilities10/49€20,124
Equity10/15€18,459
Contributions10/11€1,500
Reserves13€16,900
Distributable reserves133€16,900
Profit (loss) carried forward14€59
Amounts payable17/49€1,665
Amounts payable within one year42/48€1,665
Trade debts44€405
Suppliers440/4€405
Taxes, remuneration and social security45€1,260
Taxes450/3€1,260
Line2025
Profit (loss) for the period9904€16,959
+ Depreciation and write-downs630€34
Operating cash flow (approximation)€16,993

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 07-07-2026 2026-00263097

Similar companies · same sector, comparable size

Of the 8,329 active companies whose main activity is site preparation (NACE 43120), figures are known for 3,276. 1,952 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.