POINTHO
ActiveFrom the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of POINTHO is 1.6% (moderate). The 2026 annual accounts show negative equity (-€289,210) and a net result of -€379,050. Equity has been shrinking by about 46% per year since 2022. Its solvency ranks better than 5% of 612 sector peers (NACE 47, financial year 2026). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 16-12-2020 Normal situation
- Activity
- Retail sale of household textiles and bedding NACE 47512and 2 others
- Establishment unit
- 2.312.794.259 5660 Couvin, since 16-12-2020
- Financial year end
- 28 February
- Peppol
- Reachable since 22-10-2025
Board and ownership
- HOLDING THONET FLORENT SRLDirector
- HOLDING THONET NOEMIE SRLDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.6%
- Gross margin
- €165,981
- ▲ 98.1%
- Turnover
- ≈ €940,000
- estimated
- Loss
- €379,050
- ▲ 151%
- Equity
- -€289,210
- Total assets
- €304,163
- ▼ 64.1%
- Employees on 28-02-2026
- 0
- ▼ 100%
- Negative equity on 28-02-2026
Score breakdownraises riskLoss of €379,050, the second in a row (financial year 2026)Negative equity -€289,210lowers riskSize: total assets €304,163Liquidity: current ratio 0.36, cash €108,180Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 43% on liquidity, 6% on profitability and 2% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 5 accounts on average 31 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Key points
- Risk: Negative equitydebts exceed assets in financial year 2026 -€289,210 View
- Risk: 3 loss-making years in a rowloss in financial year 2026 -€379,050 View
- Caution: Result fell in 2026different schema filed ▼ 151% View
- Caution: Lower solvency than 95% of companies in retail tradesector median 32.7% · 612 companies -95.1% View
- Positive: Filed on time since financial year 2023accounts within the deadline every year 4 years View
Comparable companies
These companies have the same main activity as POINTHO: retail sale of household textiles and bedding (NACE 47512). They are comparable in size and age: total assets between €202,000 and €396,000, founded between 2020 and 2021.
| Company | Total assets | Gross margin |
|---|---|---|
| POINTHO Chimay | €304,163 | €165,981 |
| Skybedd Beersel | €322,980 | €183,094 |
| LYSEN - DUMONT LITERIE Tournai | €395,795 | €126,601 |
| SIDER DECO Sint-Pieters-Leeuw | €332,350 | €240,368 |
| Slaap. Lier | €306,005 | €265,307 |
| Dune Brugmann Elsene | €259,987 | €99,132 |
| La Bohème Schilde | €202,436 | €199,594 |
Documents
Annual accounts at the NBB
- Annual accounts 2026filed on 19-08-2026
- Annual accounts 2025filed on 28-07-2025
- Annual accounts 2024filed on 28-08-2024
- Annual accounts 2023filed on 01-09-2023
Acts in the Belgian Official Gazette
All publications in the Belgian Official GazetteArticles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about POINTHO
- What is the company number of POINTHO?
- The company number of POINTHO is 0759.859.990. The VAT number is the same number with BE in front: BE 0759.859.990.
- Where is POINTHO based?
- The registered office is at Rue de Bourlers(CH) 1a, 6460 Chimay.Company details
- What does POINTHO do?
- According to the KBO register, the main activity is retail sale of household textiles and bedding (NACE 47512).
- What is the legal form of POINTHO?
- The legal form of POINTHO is Private limited company (BV).
- When was POINTHO founded?
- POINTHO was founded on 16-12-2020.
- Is POINTHO still active?
- Yes, POINTHO is an active enterprise in the KBO register.
- How many employees does POINTHO have?
- POINTHO had an average of 4.8 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- What is the turnover of POINTHO?
- The turnover in financial year 2026 is ≈ €940,000. This figure is estimated from the gross margin of €165,981 and 33 comparable companies (NACE 475). It probably lies between €720,000 and €1.4m.
- Is POINTHO profitable?
- In financial year 2026, POINTHO made a loss of €379,050.
- Where can I find the annual accounts of POINTHO?
- POINTHO filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2026.Annual accounts at the National Bank
- When are the next annual accounts of POINTHO due?
- POINTHO must file the annual accounts for financial year 2027 by 30-09-2027.Timeline
Next steps
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